Frequently Asked Questions (FAQ) – Pre-Settlement Funding

What is pre-settlement funding?
Pre-settlement funding is a non-recourse cash advance provided to plaintiffs who have an active lawsuit. The funding is based on the strength and estimated value of your case, not your credit score or income. You only repay the advance if you win or settle your lawsuit.
Is pre-settlement funding the same as a loan?

No. Pre-settlement funding is not a traditional loan.
There are:

  • No monthly payments
  • No credit checks
  • No employment requirements
  • No repayment if you lose your case

Because repayment is contingent on the outcome of your case, it is classified as non-recourse legal funding, not consumer debt.

Is pre-settlement funding legal?
Yes. Pre-settlement funding is legal in most U.S. states and is regulated differently from personal or payday loans. ECO Pre-Settlement Funding follows all applicable state laws, disclosure requirements, and ethical funding standards.
How does pre-settlement funding work?

The process is simple:

  1. You apply online or by phone
  2. We contact your attorney to verify case details
  3. Your case is reviewed for strength and value
  4. You receive an offer with clear terms
  5. Funds are issued—often within 24 to 48 hours

You repay only if your case results in compensation.

Who qualifies for pre-settlement funding?

You may qualify if:

  • You have an active lawsuit
  • An attorney represents you
  • Your case involves potential monetary compensation
  • Your case has not yet settled

Approval depends on case merit, not personal finances.

Do I need good credit to qualify?
No. ECO Pre-Settlement Funding does not check credit scores. Credit history, income, and employment status are irrelevant to approval.
Can I get pre-settlement funding if I am unemployed?
Yes. Employment is not required. Funding decisions are based solely on your legal case.
Do I need my attorney’s permission to apply?
You can apply on your own, but we must work with your attorney to confirm case details before funding can be approved. Your attorney does not have to recommend funding for you to apply.
What types of cases qualify for pre-settlement funding?

We fund a wide range of civil cases, including:

  • Personal injury lawsuits
  • Car, truck, and motorcycle accidents
  • Slip and fall injuries
  • Medical malpractice claims
  • Workplace injury cases
  • Wrongful death lawsuits
  • Product liability claims

Eligibility depends on case strength and attorney cooperation.

Can I get funding for sexual abuse or institutional abuse cases?
Yes. ECO Pre-Settlement Funding provides confidential, non-recourse funding for qualifying abuse-related lawsuits, including institutional and mass-tort cases, subject to attorney confirmation.
Can I get funding for a class action lawsuit?

Sometimes. Class action funding depends on:

  • The structure of the settlement
  • The litigation stage
  • Attorney approval

Not all class actions qualify.

How much money can I receive?

Funding amounts typically range from $500 to $500,000 or more, depending on:

  • Estimated settlement value
  • Liability strength
  • Expected case duration

Each case is evaluated individually.

What fees or interest rates are charged?

Pre-settlement funding does not use traditional interest rates. Instead, it includes clearly disclosed funding fees that may be fixed or compounding.
There are:

  • No hidden charges
  • No surprise fees
  • No upfront costs

All terms are explained before you accept funding.

Are there monthly payments?
No. There are no monthly payments while your lawsuit is pending.
What happens if I lose my case?
If you lose your case, you owe nothing. ECO Pre-Settlement Funding assumes all financial risk.
How fast can I get my money?
Many applicants receive funds within 24 to 48 hours after attorney confirmation. Timing may vary based on case complexity and attorney responsiveness.
Does applying affect my credit score?
No. Applying does not involve a credit check and does not affect your credit report in any way.
How long does approval take?
Approvals can take as little as a few hours once your attorney provides the necessary information.
Can I receive more than one advance?

Yes. Additional funding may be available if:

  • Your case progresses positively
  • Liability becomes clearer
  • Settlement value increases

Each additional advance is evaluated separately.

Is pre-settlement funding better than a personal loan?

For plaintiffs, pre-settlement funding often provides advantages:

  • No repayment if you lose
  • No credit checks
  • No monthly payments
  • No employment requirements

Personal loans require repayment regardless of case outcome.

Will pre-settlement funding affect my settlement?
No. Funding does not interfere with your attorney’s legal strategy or settlement negotiations. Your attorney remains fully independent.
Can my attorney refuse to work with a funding company?

Some attorneys prefer specific funding providers. ECO Pre-Settlement Funding works professionally with attorneys nationwide and follows transparent, ethical practices.

Is pre-settlement funding available in my state?

ECO Pre-Settlement Funding serves plaintiffs in most U.S. states, subject to state-specific regulations. Availability varies based on local laws.

Is my personal information kept confidential?
Yes. All applications are handled with strict confidentiality. Information is shared only with necessary legal professionals involved in your case.
Are there hidden clauses or penalties?
No. All funding terms are fully disclosed before acceptance. There are no hidden penalties or surprise obligations.
Why choose ECO Pre-Settlement Funding?

Clients choose ECO Pre-Settlement Funding because we offer:

  • Non-recourse funding (no win, no repayment)
  • Fast approvals and funding
  • Transparent pricing
  • Attorney-friendly process
  • Nationwide service coverage
How do I apply for pre-settlement funding?

You can apply:

  • Online in minutes
  • By phone with a funding specialist

There is no obligation, and your application is free.

Get Pre-settlement Funding

If you are already in a lawsuit, then we can offer you lawsuit funding without any hassle.

CALL: 800-961-8924