Get Cash for Your Pending Lawsuit in 24 Hours
100% Risk-Free. Fast approval with no credit check. If you don’t win your case, you owe us nothing. We’ve funded over 9,000 cases since 2010.
Quickest Approval
No Credit Check
How It Works
Our funding process is designed to be simple and stress-free.
1. Apply Online
Fill out our quick 2-minute application. No application fees and no credit check required.
2. Quick Review
We contact your attorney to gather case details. Our experts review the information within hours.
3. Get Funded
Once approved, the funds are sent to your bank account or via check within 24 hours.
Why Choose ECO?
We provide the most consumer-friendly pre-settlement funding in the industry.
No Monthly Payments
Non-Recourse Funding
Fastest Turnaround
Lowest Rates
Nationwide Service
Industry Experience
Cases We Fund
When my car accident case was dragging on for months, I couldn’t work and bills were piling up. Furthermore, the pre-settlement funding kept me afloat until my settlement came through. Additionally, the process was straightforward and the team was professional throughout. Moreover, they delivered exactly what they promised.
— Sarah M., Personal Injury Client
I was initially skeptical about lawsuit funding, but after researching several companies, I felt confident in their transparency and fair rates. Furthermore, they explained everything clearly upfront. Additionally, there were no hidden fees or surprise charges. Moreover, they delivered exactly what they promised, when they promised it.
— Michael R., Motor Vehicle Accident
Frequently Asked Questions About Pre-Settlement Funding
Below are the most common questions our pre-settlement funding clients ask. However, if you don’t find your specific question answered here, please get in touch with our expert team for personalized assistance.
What is pre-settlement funding, and how does it work?
Pre-settlement funding provides plaintiffs with cash advances while their lawsuit is pending. You receive money upfront and only repay if you win or settle your case.
Do I have to pay back the money if I lose my case?
No. Pre-settlement funding is non-recourse, meaning you only repay if you receive a settlement or court award. If you lose the case, you owe nothing.
How much money can I receive?
Funding amounts typically range from $500 to $500,000+, depending on your case’s estimated value, strength, and expected timeline. Most advances are 8-15% of the expected settlement value.
What types of cases qualify for funding?
Personal injury cases, including car accidents, slip and falls, medical malpractice, product liability, workplace injuries, and wrongful death cases, are commonly funded. We also provide funding for sex assault and abuse cases, MacLaren Hall Lawsuit & Los Padrinos Claims, where victims suffered trauma because of institutional negligence.
How long does the approval process take?
We approve most of the applications within 24-48 hours of receiving your case information and attorney details. Funds can be available the same day or the next business day.
What are the costs and fees?
Rates vary by case risk and timeline. We can only provide clear fee disclosure upfront with no hidden charges once you submit your application and we complete the evaluation.
Do I need my attorney's permission?
Yes, we require your attorney’s cooperation to evaluate your case and will work directly with them throughout the process. Your attorney must sign off on the funding agreement.
Will this affect my credit score?
No. Pre-settlement funding doesn’t require credit checks and won’t affect your credit score, as we evaluate each case on its merits, not your personal creditworthiness.
Can I get additional funding if my case takes longer than expected?
Yes, additional funding may be available as your case progresses, subject to a reassessment of the case value and the current funding balance.
What happens when my case settles?
When your case resolves, repayment is deducted directly from your settlement proceeds before you receive the remainder. Your attorney typically handles this process.