Utah Pre-Settlement Funding

Case still open along the Wasatch Front? Borrow against it, owe nothing if you lose.

Utah’s economy has boomed, from the Silicon Slopes tech corridor in Lehi and Provo to the ski resorts above Park City and the mines south of Salt Lake. More people and more traffic on I-15 mean more serious injuries, and a claim in Salt Lake, Utah, or Davis County can take years to resolve. Utah pre-settlement funding helps you stay afloat while it does. It’s a non-recourse advance on your pending injury case, repaid only if you win. If the case comes up short, the money stays yours.

✓ No Win, No Repayment

✓ $500 to $250,000+

✓ All UT Case Types

Apply For Pre-settlement Funding

Who Qualifies in Utah

Utah lawsuit funding rests on three things lining up: a filed injury case, a contingency-fee attorney handling it, and a claim still inside the state’s generous four-year deadline. Once those are in place, the case itself decides the outcome. Underwriters weigh who is at fault, the insurance or assets standing behind the defendant, and the strength of the medical record. Your job and your credit never come up. Utah follows modified comparative fault, so the projected split of blame matters. Because the state runs a no-fault auto system, car-crash claims also have to clear an injury threshold before they leave that system, and that affects how a case is valued.

Active Utah Filing

A case filed in a Utah district court or in the federal District of Utah. We fund plaintiffs the length of the Wasatch Front, from Ogden and Salt Lake City through Provo and Orem, and out to the resort and rural counties beyond.

Contingency Attorney

A Utah-licensed attorney is representing you on a contingency basis. We work through the firm to collect the documentation underwriting needs. Injured in Utah but living elsewhere now? You still qualify, provided a Utah lawyer holds the file.

Documented Damages

Fault that sits with the other side, medical records that prove the injury, and a defendant with insurance or assets to reach. Under Utah’s comparative rule, a smaller share of fault still leaves a fundable claim, while hitting the bar ends recovery.

Personal Injury Cases We Fund in Utah

A crowded freeway corridor, world-class ski country, and heavy industry shape the claims we see here. Six case types come up most often across Utah.

Ski and Outdoor Recreation Injuries

Chairlift failures, collisions, and negligent operations at the Park City and Cottonwood Canyon resorts, plus rafting, climbing, and guided-tour accidents. Utah law shields resorts from the inherent risks of the sport, so proving operator negligence is what counts.

I-15 and Wasatch Front Crashes

Wrecks on I-15 through the dense Salt Lake corridor and on the mountain passes feeding the canyons. Utah’s no-fault system means serious crashes must clear an injury threshold before a full liability claim against the other driver can proceed.

Trucking and Freight Crashes

Big-rig collisions where I-15 and I-80 cross near Salt Lake, a major western freight junction. These crashes bring severe injuries and commercial carriers backed by large policies and quick-moving defense teams.

Construction and Mining Injuries

Falls and equipment injuries on the building sites feeding Utah’s growth, and accidents at the Bingham Canyon mine and other operations. When a contractor or equipment maker who isn’t your employer is at fault, that third-party claim can be funded.

Medical Malpractice

Surgical errors, missed diagnoses, and birth injuries at the University of Utah Health and Intermountain hospital systems and providers statewide. Utah requires a pre-litigation panel review before a malpractice suit can move forward.

Pedestrian and Premises Injuries

Pedestrian and cyclist crashes on Salt Lake’s busy streets, along with slip-and-falls, winter ice hazards, and negligent security at stores, apartments, and parking structures across the Wasatch Front.

Get a Utah lawsuit advance today

Get Started

Or call toll-free at (800) 961-8924.

Utah Pre-Settlement Funding Laws and Regulations

Utah pairs a no-fault auto insurance system with a generous four-year statute of limitations for most injury claims. Shared fault runs through a modified comparative rule that bars recovery once the plaintiff reaches the cutoff. Two features stand out: car-crash victims must meet an injury threshold to step outside no-fault, and malpractice claims first go through a pre-litigation panel. The summaries below are plain-language background, not legal advice. Your attorney can confirm the deadlines and rules that govern your specific case.

Statutes of Limitations

Personal injury (general): 4 years, Utah Code Section 78B-2-307 ^[1]
Medical malpractice: 2 years from discovery, with a 4-year statute of repose, plus a required pre-litigation panel and notice of intent
Wrongful death: 2 years from the date of death
Claims against governmental entities under the Utah Governmental Immunity Act carry shorter notice deadlines

Four years is roomy compared with most states, which is good news for general injury claims. Malpractice is the exception: the window is shorter and the pre-litigation panel adds a step on the front end. That extra phase stretches the timeline, which is often when an advance proves most useful.

Auto Insurance and No-Fault

Bodily injury liability: $25,000 per person / $65,000 per accident ^[2]
Property damage liability: $15,000
Utah is a no-fault state and requires personal injury protection (PIP) of at least $3,000
To sue the at-fault driver, a victim must meet a threshold, generally more than $3,000 in medical expenses or a permanent injury (Utah Code Section 31A-22-309)

The no-fault threshold is the key wrinkle for car cases. Minor crashes stay inside the PIP system, but a serious injury that crosses the medical-expense or permanent-injury line opens the door to a full claim against the driver who caused it. Those threshold-crossing cases are the ones that typically support funding. Confirm current rules with the Utah Insurance Department.

Modified Comparative Fault

Utah uses modified comparative fault under the Liability Reform Act (Utah Code Section 78B-5-818)
A plaintiff can recover only if their fault is less than 50%
Damages are reduced in proportion to the plaintiff’s share of fault
At 50% fault or more, recovery is barred entirely

Utah’s line falls just under half. Stay below it and you recover, reduced by your share of the blame. Reach it and the claim is gone. Underwriting builds the advance around that net figure, so a case where responsibility points firmly at the defendant carries the most room for funding.

How to Apply for Utah Pre-Settlement Funding

The application runs about five minutes, and most Utah cases have a decision by the end of the next business day.

Send Your Details

Use the form above or call (800) 961-8924. Tell us your case type, the county where it’s filed, and how to reach your attorney. That’s the entire intake.

We Review

We reach your attorney, request the file, and weigh the liability, the available coverage, the documented injuries, and the likely fault split. In most Utah cases the decision comes back the day the firm responds.

Get Funded

Once you and your attorney sign the agreement, the ACH transfer goes out that day. Most Utah plaintiffs have the funds available within 24 hours.

Questions from Utah Plaintiffs

Utah is a no-fault state. Can I still fund a car accident case?

You can, as long as your case has stepped outside the no-fault system. Minor crashes are handled through your own PIP coverage, and there’s no liability suit to advance against in that situation. But once your injuries cross Utah’s threshold, generally more than $3,000 in medical bills or a permanent injury, you gain the right to sue the at-fault driver directly. That liability claim is what we fund. If your attorney has filed against the other driver and the injuries are documented, the case is eligible for review.

I was hurt at a ski resort. Are those cases harder to fund?

They take a closer look, because Utah law protects resorts from the inherent risks of skiing and snowboarding. A fall you take on your own usually isn’t actionable. What changes the picture is operator negligence, a chairlift that malfunctions, a poorly marked hazard, a collision caused by reckless resort conduct, or unsafe equipment. When the injury traces to negligence rather than the ordinary risk of the sport, it can be a real claim. If your attorney has built the case around operator fault and clear documentation, send it over and we’ll evaluate it.

My malpractice case has to go through a pre-litigation panel. Can it be funded?

Yes. Utah routes malpractice claims through a pre-litigation panel and a notice of intent before a lawsuit can proceed. Those steps add months on the front end, which is one reason plaintiffs in these cases often need help carrying expenses. Once the claim has worked through that process and is properly underway, we review it like any other, looking at the expert support, the liability, and the medical records. A well-supported malpractice claim that has cleared its pre-litigation requirements can qualify for an advance.

I’m from out of state and got hurt visiting Utah. Can I apply from home?

Yes. What matters is that the case is filed in Utah with a Utah attorney, not the state on your license. Utah draws huge numbers of visitors to its ski resorts, national parks, and Salt Lake City events, and plenty of them get hurt while they’re here. Once your lawyer has the claim on file against the resort, driver, or property owner responsible, you can apply from wherever you live and we’ll send the funds to you there.

Submit your Utah lawsuit loan application today