California Pre-Settlement Funding
Skip the wait for your California injury settlement.
California’s cost of living doesn’t stop because your lawsuit is pending. Rent in Los Angeles, mortgage payments in the Bay Area, and medical bills statewide all keep coming whether or not your insurance company has cut a check. California pre-settlement funding releases cash against your active personal injury claim, so you can stay current while the case works through court. You repay only if the case wins or settles. Lose at trial, and the obligation goes away. A lawsuit advance is essentially a financial bridge for the months between injury and resolution.
✓ Repay $0 If You Lose
✓ $500 to $250,000+
✓ No Credit Check
Apply For Pre-settlement Funding
On this page
Your California Funding Eligibility
Before our team can underwrite a file, three things have to line up. The case has to be an active personal injury matter in California. You need a California-licensed attorney working on contingency. And the deadline under Code of Civil Procedure § 335.1 has to still be open. Anything else is a deal-breaker for funding.
Active California Case
A personal injury suit filed and active in California Superior Court, or in one of the four federal districts within the state. We work with plaintiffs from San Diego up through Eureka, across all 58 California counties.
State Bar Attorney
A lawyer in good standing with the State Bar of California, handling the case on a contingency fee arrangement. We coordinate the lawsuit advance directly with your law firm, so the paperwork stays out of your hands.
Reviewable Case File
Liability documentation, medical records, and a defendant who can pay. Those are the underwriting basics. Your credit history and employment status play no role in the decision.
California Case Types Eligible for Funding
Almost every personal injury filing in California falls under one of the categories below, and we underwrite each of them.
Auto Accidents
Vehicle wrecks involving passenger cars, commercial trucks, motorcycles, Uber and Lyft drivers, e-scooters, and pedestrians. Los Angeles and San Francisco freeway corridors generate the bulk of these files.
Medical Malpractice
Surgical complications, anesthesia errors, missed cancer diagnoses, and birth injury claims. California’s MICRA statute caps noneconomic damages, which affects pricing.
Premises & Slip and Fall
Slip and fall at retail locations, security failures at apartment buildings and clubs, and dog bite claims under California’s strict liability rule.
Workplace & Construction
Construction site injuries, warehouse accidents, and equipment failures that produce third-party claims separate from California workers’ compensation.
Wrongful Death
Heirs’ claims under Code of Civil Procedure § 377.60 after a fatality caused by another party’s negligence.
Mass Tort & Product Liability
Multi-district litigation tied to defective drugs, contaminated water, talc, vaping injuries, and other products with California venue.
Lock in California lawsuit funding before next week
Get StartedOr call us toll-free at (800) 961-8924.
California Pre-Settlement Funding Laws and Regulations
California is generally one of the more plaintiff-friendly states in the country. Pure comparative negligence keeps your case alive even with significant fault, and recent statutory changes raised both auto insurance minimums and medical malpractice damage caps. The two-year statute of limitations under CCP § 335.1 is still the firmest deadline, however. Each California lawsuit funding application gets underwritten against these rules, so confirm the specifics with your attorney before you commit.
Statute of Limitations for Personal Injury
- General negligence: 2 years from the date of injury under CCP § 335.1 [1]
- Medical malpractice: 1 year from discovery, 3 years maximum from injury under CCP § 340.5
- Wrongful death: 2 years from the date of death
- Product liability: 2 years from the date of injury
California’s medical malpractice clock runs faster than most states under MICRA, which means cases can lose viability quickly. Government claims must be filed within 6 months under Cal. Gov. Code § 911.2.
Minimum Mandatory Auto Policy Limits
- Bodily Injury Liability (BI): $30,000 per person / $60,000 per accident [2]
- Property Damage Liability (PD): $15,000
- Personal Injury Protection (PIP): not required
California raised auto minimums on January 1, 2025 under SB 1107, jumping from the long-standing 15/30/5 to current limits. The state remains a tort jurisdiction, not no-fault. Uninsured motorist coverage is offered but rejection in writing is permitted. Roughly 17 percent of California drivers carry no insurance.
Comparative Negligence Rule
- Pure comparative negligence under Li v. Yellow Cab Co. (1975)
- A plaintiff can recover damages even when found 99 percent at fault, with the award reduced by their share
- The rule is judge-made law in California, not codified by statute
Application Flow From Form to Funds
From the moment your application hits intake, the typical California file is funded inside 24 to 48 hours.
1
Send the Form
Send the form at the top of the page or call (800) 961-8924. The information request stays short. Five minutes is the typical completion time.
2
Underwriter Call
Our underwriter contacts your California attorney for the case documents, then reviews liability, damages, and the available coverage. A funding offer goes back to your law firm. Most California decisions come back within one business day.
3
Wire Out
Once the agreement is countersigned, the wire goes out the same business day or the next. California plaintiffs in metro areas usually see the deposit hit within 24 hours.
Questions California Plaintiffs Ask
Does it matter which California court my case is in?
No, all California courts qualify. Whether your file is in Los Angeles County Superior Court, the Northern District of California, or somewhere smaller, the application process is identical. What matters is that the case is filed and active.
Why is medical malpractice harder to fund here?
California’s MICRA statute caps noneconomic damages in medical malpractice cases. Even with the recent AB 35 increase, the cap shapes settlement projections, which affects our advance sizing. We still fund these cases, but the math runs differently than other states.
How much can I expect to receive?
Our advance range is $500 to $250,000+ in California. The actual offer depends on projected settlement value, liability strength, and the available defendant coverage. Most California plaintiffs qualify for 10 to 20 percent of expected gross settlement, with some larger cases qualifying for more.
What if my California case loses or gets dismissed?
Then you owe nothing on the advance. Non-recourse means our money rides on the case outcome. If a jury rules against you, or the judge dismisses, the funding obligation ends. The money already paid out stays with you.
Resources
- California Code of Civil Procedure § 335.1 (Two-year statute of limitations for personal injury actions). Source: California Legislative Information, leginfo.legislature.ca.gov.
- California Vehicle Insurance Requirements. Source: California Department of Motor Vehicles, dmv.ca.gov.