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Lawsuit Funding for Injury Claims
Cash now on your pending injury case, from the crash on the road to the fall on someone else’s property.
Pre-settlement lawsuit funding is a non-recourse cash advance on the money you expect to recover from an active injury claim. It is not a loan. Repayment comes only out of your settlement or verdict, so if you lose, you owe nothing. No credit check, no income verification, and no monthly payments.
Reviewed by Johnny Cavalli, Founder, ECO Pre-Settlement Funding · Last reviewed
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What lawsuit funding is
Lawsuit funding, sometimes called a lawsuit loan, is money advanced to an injured plaintiff while their case is still open. You get cash today, and the advance is repaid from your settlement or verdict when the case resolves. Because it is non-recourse, the repayment is tied to your recovery: if your case does not win, you keep the money and owe nothing back.
Most advances run from $500 to $250,000 or more, and they usually land between 10 and 20 percent of your case’s expected value, so plenty is left for you at settlement. Approval is based on the strength of your claim and your attorney’s work, not your credit score or your job. To see whether your case fits, read how pre-settlement funding works and who qualifies for a lawsuit advance.
Injury cases we fund
Find your case type below. Each one links to a page built for that claim, with the underwriting logic that makes it fundable.
Vehicle and transportation
Car Accident Loans
Police reports and clear rear-end or intersection fault make crash claims among the most fundable.
Truck Accident Loans
Large carrier insurance policies and federal safety records support bigger advances on trucking claims.
Motorcycle Accident Loans
Severe documented injuries and an at-fault driver give these cases strong settlement value.
Rideshare Accident Loans
Uber and Lyft carry high liability coverage, so passenger and driver claims fund readily.
Pedestrian Accident Loans
Right-of-way rules usually place fault on the driver, which strengthens the claim.
Bicycle Accident Loans
Driver negligence and clear injury records make cyclist claims straightforward to underwrite.
Bus Accident Loans
Transit and charter operators carry high policy limits that back solid advances.
Injury and premises
Personal Injury Loans
Any negligence claim with an attorney and collectible coverage can qualify for an advance.
Slip and Fall Loans
Documented hazards and premises insurance give these claims a clear path to settlement.
Premises Liability
Owner negligence plus a property policy supports funding on these injury cases.
Dog Bite Loans
Homeowner policies and strict-liability statutes make bite claims reliably fundable.
Medical Malpractice
Expert-supported liability and large malpractice policies justify higher advances.
Wrongful Death Loans
Clear liability and substantial damages make these among the highest-value claims we fund.
Catastrophic and workplace
Brain Injury Loans
Long recoveries and high medical costs raise case value, which supports larger funding.
Burn Injury Loans
Documented treatment and lasting damages give burn claims strong settlement value.
Construction Accident Loans
A third-party liability claim outside workers’ comp opens these cases to funding.
Workers’ Compensation
When a third-party claim runs alongside your comp case, that portion can be funded.
Not sure which case type fits? Just apply.
Tell us about your claim and we will point you to the right case type. It takes about five minutes and costs nothing.
How funding works
The same simple process for every case type. See the full walkthrough on how it works.
1
Apply
Share your case type and your attorney’s contact details using the form above or by phone.
2
We Review
We work directly with your attorney to review the case. No credit check and no income verification.
3
Get Funded
Once approved and signed, funds go out by ACH, usually within 1 to 2 days. If you lose, you owe nothing.
Funding rules vary by state
Where your case is filed shapes your deadlines, your insurance rules, and how funding is handled. We fund injury plaintiffs in most states, and a handful set rules that change what we can offer. See lawsuit funding in your state for the deadlines, insurance minimums, and fault rules that apply to your claim.
Have a different kind of claim? If your case is a mass tort, defective product, institutional abuse, class action, commercial or employment matter, our sister company America Lawsuit Loans funds those. They handle the case types outside our injury lane.
Common questions
What is lawsuit funding?
Lawsuit funding is a cash advance paid to an injured plaintiff while their case is still open. You receive money now, and it is repaid from your settlement or verdict when the case resolves. It lets you cover rent, bills, and medical costs without settling early for less than your claim is worth.
Is lawsuit funding a loan?
No. It is a non-recourse advance, not a loan. There is no credit check, no income requirement, and no monthly payments. Repayment comes only from the proceeds of your case, so if you do not recover anything, you owe nothing back.
How much money can I get?
Advances range from $500 to $250,000 or more. Most plaintiffs qualify for roughly 10 to 20 percent of their case’s expected value, which keeps most of your recovery intact for settlement. The exact amount depends on your case’s strength and your attorney’s projected settlement range.
What happens if I lose my case?
You keep the money and owe nothing. Because funding is non-recourse, repayment is tied entirely to a successful outcome. If your case does not win or settle, the advance is not repaid, and it never touches your credit.
Important: Pre-settlement funding is a non-recourse advance against a pending claim, not a loan. Repayment is owed only from the proceeds of your case; if you recover nothing, you owe nothing. Rules, deadlines and costs vary by state and change over time. The information on this page is general, was last reviewed on September 27, 2026, and is not legal advice. Confirm the deadline that applies to your claim with your attorney. Funding availability, amounts and terms are subject to state law and case evaluation.
Get the cash you need while your case plays out
Call us toll-free at (800) 961-8924.