Virginia Pre-Settlement Funding
Get up to $250,000 in legal funding with no credit check and 24-hour approval. Moreover, non-recourse funding means you owe nothing if you lose your case.
Quick Approval
100% Risk Free
No Credit Check
Lowest Rate
Call Now: 800-961-8924 To Check Pre-Qualification 📞
Personal injury lawsuits are expensive and take time. Similarly, in Virginia, people with pending cases may wait years for fair results. Furthermore, offending parties often use delay tactics. Consequently, this forces injured people to spend money on court costs. As a result, they may settle for less compensation.
Additionally, insurance companies delay cases on purpose. Therefore, they can make lowball offers when plaintiffs run out of money. However, legal funding helps solve this problem. Instead of waiting, you can get cash against your lawsuit. Our funding solutions help plaintiffs across Richmond, Norfolk, Virginia Beach, and other counties. Meanwhile, they get financial support during litigation.
⭐ 4.9/5 Rating
200+ Satisfied Virginia Clients
Same-Day Funding Available
How Much You Need?
How Legal Funding Works
First, legal funding provides quick financial relief. Specifically, our simple three-step process works as follows:

Apply Online or Call
Initially, submit your application in minutes. Moreover, our process includes: No credit check required, no income verification needed, no asset evaluation, and no hidden fees or upfront costs.

Case Review
Next, our experienced team reviews your lawsuit with your attorney. Specifically, we evaluate: The strength of your case. Also, potential settlement value. Additionally, Virginia-specific legal factors. Finally, timeline for resolution

Receive Your Funds
Lastly, once approved, receive your funds in 24 hours through:
Direct bank deposit
Alternatively, wire transfer
Or overnight check delivery
Legal Funding Is Safe and Risk-Free
Since pre-settlement funding helps people in pending lawsuits, the cash advance is non-recourse. Therefore, this makes it the safest way to get funds without risk.
Specifically, non-recourse funding means:
✓ First, you don’t repay if you lose your case
✓ Second, lenders only get paid if you win
✓ Third, your personal assets stay protected
✓ Finally, no monthly payments are required
Furthermore, applicants can use funding for genuine needs. For example, medical bills, attorney fees, court charges, expert advice, home rent, mortgage, car fixes, personal care, and child support.
Funding Requirements
What You NEED:
- Active Virginia Lawsuit: First, you must have a pending personal injury case in Virginia
- Legal Representation: Additionally, a qualified Virginia attorney must represent your case
- Strong Case Merit: Furthermore, your case must have a reasonable chance of success
- No Prior Funding: Finally, you cannot have existing funding on the same case
What You DON'T Need:
- Good credit score
- Proof of income
- Employment verification
- Collateral or assets
Learn more about our car accident funding programs and medical malpractice funding options.
Our Virginia Success by the Numbers
5000+
Case Funding in Virginia
40M
Total Virginia Funding
98%
Client Satisfaction
24 Hrs
Average Approval Time
Types of Cases We Fund in Virginia

Motor Vehicle Accidents
- Car accidents and auto collisions
- Motorcycle accidents
- Truck accidents and commercial vehicle crashes
- Uber/Lyft rideshare accidents
- Hit-and-run accidents

Premises Liability Cases
- Slip and fall accidents
- Trip and fall incidents
- Inadequate security cases
- Swimming pool accidents
- Dog bites and animal attacks

Medical Negligence
- Medical malpractice claims
- Hospital negligence
- Surgical errors
- Misdiagnosis cases
- Birth injury claims

Workplace Injuries
- Construction site accidents
- Industrial accidents
- Workplace slip and falls
- Equipment malfunctions
- Exposure to toxic substances
Further, you can apply with us if you don’t find your case type here. Once our executives understand your situation, we may be able to assist you with an offer of the lowest-interest pre-settlement loan.
Funding Amounts and Rates
Funding Amounts Available
- Minimum: $500
- Maximum: $250,000+
- Average Virginia Case: $15,000
Our Competitive Rates
- Non-Compounding: Additionally, interest calculated only on original amount
- Transparent Pricing: Furthermore, no hidden fees or surprise charges
- Rate Lock: Finally, your rate stays fixed throughout the funding period
Factors Affecting Your Funding Amount
- Total Damages: Medical bills, lost wages, pain and suffering
- Liability Strength: Similarly, how clear the defendant’s fault is
- Insurance Coverage: Also, available policy limits
- Case Timeline: Additionally, expected duration until settlement
- Virginia Legal Factors: Finally, state-specific laws affecting your case
Virginia Legal Funding Laws and Regulations
Statute of Limitations
- Personal injury cases: 2 years
- Additionally, property damage: 5 years
- Furthermore, medical malpractice: 2 years from discovery
Pure Contributory Negligence Law
Virginia follows one of the strictest negligence standards in the US. Specifically, under Virginia Code §8.01-34, if you contributed even 1% to your own injury, you may be barred from recovery. Therefore, strong legal representation is crucial for funding approval.
Minimum Insurance Requirements:
- $25,000 bodily injury per person
- Additionally, $50,000 bodily injury per accident
- Finally, $20,000 property damage per accident
Legal Funding Regulations
Virginia has minimal regulations on legal funding. However, reputable companies like ours follow best practices:
- Full transparency in terms and rates
- Additionally, ethical funding practices
- Furthermore, compliance with attorney fee arrangements
- Finally, clear documentation and contracts
Why Choose ECO for Legal Funding
Quick Response Time
Our quick response time and high acceptance rate are better than other institutes. Furthermore, we process applications faster.
Low-Cost Options
If you need cash advance and your case has a good chance of success, our lenders offer low-cost lawsuit loans. Moreover, we keep rates competitive.
Trusted Partner
It’s better to work with a trusted partner when you need funding. Therefore, there is no better company than ECO.
Virginia Expertise
We understand Virginia’s unique legal environment. Specifically, this includes:
- Pure contributory negligence implications
- Additionally, local court procedures in Richmond, Norfolk, and Virginia Beach
- Furthermore, Virginia insurance company tactics
- Finally, state-specific settlement negotiations
Virginia Cities and Counties We Serve
We provide Virginia pre-settlement funding throughout the Commonwealth, including:
Richmond
Virginia Beach
Norfolk
Chesapeake
Newport News
Alexandria
Hampton
Portsmouth
Suffolk
Northern Virginia:
Arlington
Loudoun County
Prince William County
Roanoke
All Virginia Counties: We serve plaintiffs in all 95 Virginia counties and 38 independent cities.
Recent Virginia Funding Examples
Richmond Car Accident
$18,000 Funded
- Case Type: Rear-end collision on I-64
- Case Duration: 14 months
- Outcome: $85,000 settlement
Client used funding for medical bills and mortgage payments. Additionally, they recovered from back injuries during this time.
Norfolk Medical Malpractice
$35,000 Funded
- Case Type: Surgical error at Virginia hospital
- Case Duration: 22 months
- Outcome: $350,000 settlement
Client covered ongoing medical care and living expenses. Furthermore, they maintained stability during lengthy litigation.
Virginia Beach Premises Liability
$8,500 Funded
- Case Type: Slip and fall at retail store
- Case Duration: 9 months
- Outcome: $45,000 settlement
Client paid for physical therapy and lost wages. Meanwhile, their case proceeded smoothly.
Chesapeake Truck Accident
$50,000 Funded
- Case Type: Commercial vehicle collision
- Case Duration: 18 months
- Outcome: $275,000 settlement
Client maintained household expenses while unable to work. Additionally, they recovered from spinal injuries.
Need Urgent Funds During A Pending Virginia Lawsuit? Apply Now
In Virginia, being involved in a personal injury claim is not easy. First, you must pay for medical expenses, surgeries, and personal care. Additionally, you pay attorney fees and other unexpected legal expenses. Consequently, these immediate needs can affect your financial situation.
Much Better Than Traditional Funding
Pre-settlement funding is not new. However, many people don’t know about it. Often, they rush to get funds during court cases. Additionally, they need money for medical expenses or car repairs after injuries. Getting funds today is difficult. Furthermore, traditional banks have many restrictions and paperwork. Also, if you have bad credit and no income proof, you will likely get denied. Additionally, banks need physical collateral for loans.
But now with ECO legal funding:
- Submit your lawsuit as collateral and get the money you need
- Also, cover medical and legal expenses while your lawsuit is pending
- Furthermore, quick evaluation with minimal paperwork
- Additionally, no credit check required
- Finally, clear terms based on your case strength
Client Testimonials – Virginia Legal Funding
⭐⭐⭐⭐⭐
After my car accident on I-95, I couldn’t work for months. ECO’s legal funding helped me pay my mortgage and medical bills while my attorney fought for fair compensation. The process was incredibly fast and transparent.
– Sarah M. – Richmond, VA
⭐⭐⭐⭐⭐
I was skeptical about lawsuit funding at first, but ECO explained everything clearly. When my case settled 18 months later, the repayment was exactly what they promised – no surprises or hidden fees.
– James T. – Norfolk, VA
⭐⭐⭐⭐⭐
The slip and fall at the shopping center left me unable to work as a nurse. Legal funding from ECO allowed me to focus on recovery instead of worrying about bills. Highly recommended!
– Maria L. – Virginia Beach, VA
⭐⭐⭐⭐⭐
Dealing with the insurance company after my truck accident was frustrating. ECO’s funding gave me the financial stability to reject their lowball offers and wait for a fair settlement.
– Robert K. – Chesapeake, VA
Frequently Asked Questions About Legal Funding
Is legal funding legal in Virginia?
Yes, legal funding is completely legal. Furthermore, Virginia has minimal regulations on legal funding. Therefore, injured plaintiffs can access their settlement money early through reputable funding companies.
How much funding can I get?
Funding amounts range from $500 to $250,000+. Additionally, this depends on your case value. Moreover, most Virginia clients receive between $5,000-$25,000. Specifically, the amount is based on your case strength, potential settlement value, and financial needs.
Do I need a lawyer for legal funding?
Yes, you must have a Virginia attorney representing your case. Additionally, your lawyer plays a crucial role in the funding process. Furthermore, they will handle repayment from your settlement proceeds.
What happens if I lose my Virginia lawsuit?
If you lose your case, you owe nothing. Specifically, legal funding is non-recourse. Therefore, you’re only responsible for repayment if you win or settle your case.
How long does funding approval take?
Most applications are approved within 24-48 hours. Furthermore, once approved, funds are typically available within 24 hours. Additionally, we offer direct deposit or wire transfer.
Can I get funding with bad credit?
Yes! Legal funding approval is based solely on your case merit. Therefore, your credit score, income, or employment status doesn’t matter.
Are there restrictions on funding companies?
Virginia has minimal regulations. However, reputable companies follow industry best practices. Therefore, choose a company with transparent rates, ethical practices, and strong client testimonials.
Can I get additional funding later?
Yes, if your case value supports it and you need additional funds, you may qualify for supplemental funding. Additionally, this depends on how your case progresses.
Virginia Personal Injury Statistics
Understanding Virginia’s accident landscape helps explain why pre-settlement funding is essential:
Virginia Traffic Safety Facts:
- Virginians drive 2.3% more miles than the national average
- Traffic accidents are the 3rd leading cause of death in Virginia
- Virginia’s fatality rate: 9.0 per 100,000 (below national average of 11.0)
- Seat belt usage in Virginia: 70% (earning a “C” grade nationally)
Common Virginia Accident Locations:
- I-95 Corridor (High-traffic commercial route)
- I-64/Hampton Roads Area (Naval and port traffic)
- Northern Virginia/DC Metro (Dense urban traffic)
- Blue Ridge Mountain Areas (Weather-related incidents)
Virginia Insurance Company Tactics: Virginia insurance companies often employ delay tactics, especially knowing the state’s contributory negligence law. Having Virginia pre-settlement funding helps level the playing field by removing financial pressure to settle quickly.
Helpful Resources for Virginia Plaintiffs
Virginia Legal Resources
→ Virginia State Bar Association – Find qualified Virginia attorneys and legal resources
→ Virginia Court System – Court locations, filing procedures, and legal forms
→ Virginia Department of Motor Vehicles – Accident reports and driving records
Virginia Government Resources
→ Virginia Attorney General’s Office – Consumer protection and legal guidance
→ Virginia Department of Health – Health services and medical resources
→ Virginia Workers’ Compensation Commission – Workers’ comp information and claims
Virginia Support Organizations
→ Virginia Association for Justice – Plaintiff attorney resources and advocacy
→ Legal Aid Justice Center – Free legal assistance for low-income Virginians
Apply Now – Get Funding in 3 Steps:
All you have to do is fill out the online application and our executive will contact you and your attorney. With our decade of experience providing Virginia pre-settlement funding and helping plaintiffs when they need it most, we’re here to support you through this challenging time.
Call Now: 800-961-8924
Speak with a Virginia funding specialist
Apply Online
Get approved in as little as 24 hours
Email Us
Ask questions about your specific situation
Why 95% of Plaintiff in Virginia Choose Us:
Don’t let insurance company delay tactics pressure you into accepting less than you deserve. Get Virginia pre-settlement funding today and fight for full compensation. This content is for informational purposes only and does not constitute legal or financial advice. Consult with your attorney regarding your specific case and funding options.