When a child is seriously injured by someone else’s negligence, the impact on the entire family is immediate and profound.
Medical bills arrive before the child has even left the hospital. A parent or caregiver may need to reduce work hours or stop working entirely to care for an injured child. The household income that the family depends on is suddenly under pressure from multiple directions at once. And the personal injury lawsuit that will eventually result in compensation is going to take time, often a significant amount of it, to reach a fair resolution.
We provide pre-settlement funding in cases involving injured children and minors where a parent or legal guardian is pursuing a personal injury claim with legal representation. You get cash now while the case is pending. You repay only when the case pays out. If it does not, you owe us nothing.
What Is Pre-Settlement Funding for Children and Minors?
Pre-settlement funding for children and minors is a cash advance tied to a pending personal injury claim brought on behalf of an injured child by a parent or legal guardian.
It is not a bank loan. We advance money based on the expected value of the child’s case. Repayment comes from the settlement proceeds when the case closes, not from the family’s personal finances. If the case does not pay out, nothing is owed.
This type of funding is also known as:
- Minor plaintiff pre-settlement funding
- Child injury lawsuit cash advances
- Non-recourse minor injury claim funding
- Injured child settlement advances
No monthly payments. No credit checks. No employment verification required. The strength of the case and the legal representation in place are the only qualifications that matter.
Who Qualifies?
A parent or legal guardian may qualify for funding if a child or minor has a pending personal injury lawsuit and an attorney actively representing the claim.
Common qualifying situations for minor plaintiff cases include:
Vehicle and Transportation Accidents
- Children injured as passengers in car accidents caused by other drivers
- Children struck as pedestrians by negligent drivers near schools or in neighborhoods
- Children injured in school bus accidents
- Children injured in bicycle accidents caused by negligent drivers
- Children injured in rideshare vehicle accidents
- Children injured in accidents on public transportation
Premises and Property Accidents
- Children injured in swimming pool accidents at private residences or public facilities
- Children injured on defective playground equipment at schools or parks
- Children injured in slip and fall accidents on unsafe property
- Children injured by falling objects or collapsing structures
- Children injured in accidents at entertainment venues or amusement parks
- Children injured in accidents at recreational facilities
Dog Bite and Animal Attacks
- Children bitten or attacked by dogs in public places or private property
- Children injured in animal attacks that required medical treatment
- Dog bite cases involving serious scarring, disfigurement, or permanent injury
Defective Products
- Children injured by defective toys or consumer products
- Children harmed by defective car seats, strollers, or juvenile products
- Children injured by defective playground or recreational equipment
- Children injured by defective sports and activity equipment
School and Educational Facility Injuries
- Children injured due to negligent supervision at school
- Children injured in accidents on school premises or during school activities
- Children harmed by bullying where institutional negligence can be established
- Children injured during school-sponsored field trips or activities
Medical Malpractice
- Children harmed by medical errors during treatment or surgery
- Birth injuries caused by medical negligence during delivery
- Children harmed by misdiagnosis or delayed diagnosis
- Children injured by defective medical devices or pharmaceutical products
Birth Injuries
- Cerebral palsy caused by oxygen deprivation during delivery
- Brachial plexus injuries from improper delivery techniques
- Skull fractures and brain injuries from improper instrument use
- Other birth injuries caused by medical negligence
Sexual Abuse of Minors
- Children who experienced sexual abuse by institutions, organizations, or individuals
- Claims filed under state child victims act revival windows
- Institutional abuse claims involving schools, churches, or youth organizations
If the attorney handling the child’s case believes it has clear liability and a likely recovery, we can typically make a funding decision within 24 hours of reviewing the situation.
How the Funding Process Works
We make the process as accessible as possible for families in difficult circumstances.
Step 1: Call or apply online
A parent or legal guardian can reach us at 800-961-8924 or submit a short online application. No documents needed to get started.
Step 2: We contact the attorney
Our team calls the attorney directly to review the case details. The family does not need to gather records or coordinate anything. We handle it entirely.
Step 3: Funds are delivered
Once approved, we send money directly to the parent or legal guardian. Most families receive funds the same day or the very next business day after approval.
No upfront fees. No hidden costs. No surprises.
How Minor Plaintiff Personal Injury Cases Work Legally
Personal injury cases involving minor plaintiffs have specific legal characteristics that differ from adult injury cases. Understanding these differences helps explain both why these cases take the time they do and why the value of children’s injury cases is often significant.
Who brings the lawsuit
A minor child cannot file a lawsuit on their own behalf. Personal injury claims on behalf of injured minors are filed by a parent or legal guardian acting as the child’s next friend or guardian ad litem. Your attorney manages this legal structure and advises you on the specific requirements in your state.
Court approval of settlements
In most states, settlements of personal injury claims involving minor plaintiffs require court approval before the settlement is finalized. This is a protective measure designed to ensure that the settlement is in the child’s best interest. The court approval process adds a procedural step to the settlement timeline that does not exist in adult cases. Your attorney handles this process on your behalf.
Settlement funds are often held in trust
When a minor’s personal injury case settles, the settlement proceeds are typically held in a structured arrangement, often a blocked account or a structured annuity, until the child reaches the age of majority. The specifics of how settlement funds are managed depend on the settlement amount, state law, and the terms of the court’s approval order. Parents do not typically have unrestricted access to the settlement proceeds. Your attorney advises you on the specific arrangement applicable to your child’s case.
Statutes of limitations for minors are longer
In most states the statute of limitations for a minor’s personal injury claim does not begin running until the child reaches the age of majority, typically 18. This means many childhood injuries can be pursued legally years after the fact. However, evidence preservation and early legal action are still important. Your attorney advises you on the timeline that applies to your child’s specific case.
Damages in children’s cases can be substantial
The damages available in a child’s personal injury case can be significant for several reasons. Medical costs for treating serious childhood injuries may extend over many years as the child grows and requires ongoing care. Lost earning capacity is calculated over an entire working lifetime from the age of 18, a much longer projection than for an adult plaintiff closer to retirement age. Pain and suffering damages for a child who sustains permanent injuries affecting their development and quality of life can be substantial. These factors mean that serious children’s injury cases often carry higher potential damages than equivalent adult cases.
The Financial Impact on Families of Injured Children
When a child is seriously injured, the financial consequences extend far beyond the immediate medical costs.
Parental income disruption
Parents and caregivers often need to restructure their work lives significantly after a child is seriously injured. Extended hospital stays require a parent to be present. Post-hospital care and rehabilitation often cannot be managed without a full-time caregiver at home. Medical appointments require a parent to be available during work hours. The cumulative income impact of these demands can be substantial.
Ongoing medical and therapy costs
Serious childhood injuries frequently require extended and ongoing care. Physical therapy. Occupational therapy. Speech therapy. Cognitive rehabilitation after traumatic brain injuries. Psychiatric and psychological support. Each of these services adds cost that arrives before any settlement is reached.
Home and vehicle modifications
Serious mobility injuries may require modifications to the family home and vehicle to accommodate a child’s changed needs. Wheelchair ramps. Accessible bathrooms. Adaptive vehicles. These modifications are expensive and often needed immediately, not years from now when a case settles.
Specialized educational needs
Some serious childhood injuries affect cognitive function, mobility, or behavior in ways that require specialized educational support. Private tutoring, specialized school programs, and educational aides add costs that standard school budgets may not cover.
Sibling and family impact
When one child in a family is seriously injured, the impact on other children and family members is real. Parents stretched thin by caretaking responsibilities, medical appointments, and financial stress have less capacity for other children’s needs. Family counseling and support services add to the financial burden.
Pre-settlement funding addresses the immediate financial needs of families in these situations while the legal case works toward a resolution that will eventually provide more comprehensive compensation.
Birth Injury Cases and Pre-Settlement Funding
Birth injury cases deserve specific attention because they are among the highest-value personal injury cases in the legal system and because the families involved often face immediate and severe financial consequences from the moment of injury.
A birth injury caused by medical negligence can result in conditions including cerebral palsy, hypoxic ischemic encephalopathy, brachial plexus injury, and other permanent disabilities that will require a lifetime of specialized medical care, therapy, and support services.
The lifetime care costs for a seriously injured child can reach into the millions of dollars. Birth injury lawsuits pursue compensation for all of these future costs alongside immediate medical expenses, parental income losses, and non-economic damages for pain and suffering.
These cases are complex and take time. Expert medical testimony is required. The causation analysis between the delivery team’s actions and the child’s injuries requires detailed medical and scientific evidence. Calculating lifetime care costs requires expert economic analysis. And medical defendants in birth injury cases are typically well-insured and well-defended.
Pre-settlement funding provides financial support for families during this extended litigation process. If your child suffered a birth injury caused by medical negligence and you have legal representation, call us at 800-961-8924 to discuss your funding options.
Child Sexual Abuse Cases and Pre-Settlement Funding
Civil lawsuits on behalf of children who experienced sexual abuse involve some of the most sensitive circumstances in personal injury law. We handle these cases with complete confidentiality and respect.
Many states have enacted child victims act legislation in recent years that eliminated or extended statutes of limitations for childhood sexual abuse claims and created lookback windows allowing claims for historic abuse to be filed. These legislative changes have allowed many families to pursue civil justice for abuse that occurred years or even decades ago.
Civil sexual abuse cases involving minors are pursued by parents or legal guardians on the child’s behalf. The legal process involves sensitive documentation of psychological harm, medical evidence, and expert testimony about the impact of the abuse on the child’s development and long-term wellbeing.
We work directly with your attorney on these cases and do not require you or your child to share details of what happened with our team. The case information comes from your legal representative.
If your family is pursuing a civil sexual abuse claim on behalf of a child and you have legal representation, call us at 800-961-8924 to discuss your funding options.
Dog Bite Cases Involving Children
Children are the most frequent victims of serious dog bite injuries. The physical and psychological consequences of a serious dog attack on a child can be significant and long lasting.
Serious dog bites to the face, hands, and extremities may require emergency surgery, skin grafting, reconstructive procedures, and ongoing wound care. Facial scarring and disfigurement from dog bites have particular significance in children’s cases because of the long-term psychological impact and the lifetime of living with visible scarring.
The psychological consequences of a serious dog attack on a child including PTSD, fear of dogs, sleep disturbances, and anxiety are compensable damages that your attorney documents as part of the case.
Dog bite cases involving children frequently qualify for meaningful funding amounts because of the severity of injuries involved and the strong liability position that typically exists when a child is attacked. Call us at 800-961-8924 to discuss funding options for a child dog bite case.
Why Families Choose ECO
We have been funding personal injury plaintiffs since 2010. We have worked with families pursuing claims on behalf of injured children across a wide range of case types including motor vehicle accidents, birth injuries, medical malpractice, premises liability, and child abuse claims.
We understand that the families who come to us for help with a child’s injury case are dealing with an enormous amount of stress, grief, and uncertainty simultaneously. We approach every application with sensitivity to that reality.
Here is what you can expect from us:
- No repayment if you lose: Our funding is fully non-recourse
- Fast decisions: Most families hear back within 24 hours of attorney contact
- No credit checks: Approval is based entirely on the case
- Transparent terms: No hidden fees, no surprise charges, no fine print
- Direct attorney coordination: We handle all communication with the legal team
- Sensitive handling: Every minor plaintiff application is treated with care and respect
We are here to provide financial breathing room while your attorney fights for the compensation your child deserves.
How Much Can You Receive?
Funding amounts depend on the estimated value of the specific case involving your child.
We evaluate the nature and severity of the child’s injuries, the strength of liability, available insurance coverage, the long-term care and economic impact of the injuries, and the attorney’s assessment of likely recovery. Children’s injury cases involving serious permanent injuries and clear liability frequently carry significant value given the lifetime damages calculation and the multiple categories of compensable harm.
The only way to know exactly what qualifies is to call us. No cost. No obligation.
Call 800-961-8924 for a free, no-obligation case review.
Your Child Deserves Justice. Your Family Deserves Financial Stability While Pursuing It.
Your child was hurt by someone else’s negligence. The financial consequences of that injury are falling on your family right now while the legal process works toward a fair resolution that could be months or years away.
You should not have to deplete your savings, fall behind on your mortgage, or make impossible choices between your child’s care and your family’s financial stability while waiting for justice.
Pre-settlement funding for children and minors from ECO Pre-Settlement Funding gives your family the breathing room to wait for the full compensation your child’s case deserves. Cash now. No risk. No pressure. No repayment unless the case pays out.
Call 800-961-8924 today or apply online. Most applicants receive a funding decision within 24 hours. No cost to apply and no obligation to accept.
Frequently Asked Questions
What is pre-settlement funding for children and minors?
It is a cash advance based on the expected value of a pending personal injury claim brought on behalf of an injured child. Repayment comes from settlement proceeds only if the case pays out. If it does not, nothing is owed. No monthly payments. No credit checks.
Can a parent apply for funding on behalf of an injured child?
Yes. Parents and legal guardians pursuing personal injury claims on behalf of injured children can apply for pre-settlement funding. The funding agreement is with the parent or guardian in their representative capacity. Call us at 800-961-8924 to discuss how the process works in your specific situation.
Does court approval of a minor’s settlement affect the funding process?
Court approval is a step in the settlement process that your attorney manages. It does not prevent you from applying for or receiving pre-settlement funding while the case is pending. Your attorney can advise you on the timeline for court approval in your jurisdiction.
Do the settlement funds held in trust for a minor affect repayment?
Repayment of pre-settlement funding comes from the settlement proceeds at the time of settlement. Your attorney coordinates the repayment as part of the settlement disbursement. Call us to discuss the specific structure of repayment in cases involving structured minor settlements.
Can I get funding for a birth injury case?
Yes. Birth injury cases are among the highest-value cases we fund for minor plaintiffs. If you have an attorney actively pursuing a birth injury claim, call us at 800-961-8924 to discuss your funding options.
How much can a family receive for a child’s personal injury case?
Funding amounts vary based on case type, injury severity, liability strength, and the attorney’s assessment of lifetime damages. Children’s cases often carry significant value. Call 800-961-8924 for a free, no-obligation review and a funding estimate specific to your child’s case.