Alaska Pre-Settlement Funding

Cash to cover bills while your Alaska injury case moves forward.

Waiting on a settlement check can stretch for months in Alaska, especially when the case involves remote injuries, out-of-state insurance carriers, or fishing and oil industry claims. Alaska pre-settlement funding puts cash in your pocket now against a pending personal injury claim, so bills don’t pile up while the case works its way through court. You repay only if you win or settle. Lose at trial, and the obligation goes away. That’s what a lawsuit advance does. It carries you across the gap.

✓ Repay $0 If You Lose

✓ $500 to $250,000+

✓ No Credit Check

Apply For Pre-settlement Funding

Qualifying for Funding in Alaska

There are three baseline requirements. You need an open personal injury case in Alaska, a state-licensed attorney handling it on contingency, and a filing date that still falls inside the two-year window under Alaska Statute 09.10.070. Anything outside those three and the application stalls before it starts.

Open Alaska Case

An open personal injury claim filed in Alaska Superior Court, Alaska District Court, or federal court in the District of Alaska. We work with plaintiffs from Anchorage to Utqiagvik, across all 30 boroughs and census areas.

Bar-Admitted Attorney

An attorney admitted to the Alaska Bar Association working on contingency. We handle the funding side directly with your law firm. Most clients never field a paperwork question about the lawsuit advance after they sign up.

Underwritable Case Facts

Approval rides on the case, not on you personally. Documented liability, real damages, and a defendant who can actually pay are what we underwrite. Credit history and income don’t factor in.

Alaska Case Types We Fund

Most personal injury actions filed under Alaska law qualify for funding. The categories below cover roughly 90 percent of what comes through intake.

Auto Accidents

Vehicle collisions of every kind, including ATV and snowmobile crashes common across rural Alaska.

Medical Malpractice

Delayed diagnosis, anesthesia mistakes, surgical complications, and elder care neglect.

Premises & Slip and Fall

Slip and fall on iced walkways, unsafe stairwells, and property hazards left unfixed by owners.

Workplace & Industrial

Injuries on oil platforms, fishing vessels, construction sites, and other third-party claims that sit outside Alaska workers’ comp.

Wrongful Death

Estate and survivor actions under Alaska Statute 09.55.580 after a fatal incident.

Mass Tort & Product Liability

Defective consumer goods, pharmaceutical injuries, and environmental contamination tied to mining or petroleum operations.

Get your Alaska lawsuit funding decision in 24 hours

Get Started

Or call us toll-free at (800) 961-8924.

Alaska Pre-Settlement Funding Laws and Regulations

Alaska’s personal injury rules sit between the friendly side and the strict side. The state runs pure comparative negligence, so you can recover damages even when most of the blame falls on you. The two-year filing deadline, however, gives almost no grace period. These rules drive how we underwrite every Alaska lawsuit funding request, so verify dates and fault percentages with your attorney before anything below influences a decision.

Statute of Limitations for Personal Injury

General negligence: 2 years from the date of injury ^[1]
Medical malpractice: 2 years from the date of discovery
Wrongful death: 2 years from the date of death
Product liability: 2 years from injury or reasonable discovery

Alaska applies a discovery rule in some categories, which can extend the clock when an injury is not immediately known. Claims against state or municipal entities run on shorter notice deadlines, sometimes as short as 180 days.

Minimum Mandatory Auto Policy Limits

Bodily Injury Liability (BI): $50,000 per person / $100,000 per accident ^[2]
Property Damage Liability (PD): $25,000
Personal Injury Protection (PIP): not required

Alaska is a tort state, not no-fault. Uninsured motorist coverage has to be offered by the insurer but can be rejected. Roughly one in seven drivers in the state is uninsured, which raises the stakes on UM coverage for serious injuries.

Comparative Negligence Rule

Pure comparative negligence under Alaska Statute 09.17.060
You can still recover damages even if a jury finds you 99 percent at fault, but the award is reduced by your share
One of only 13 states using the pure comparative system, which is favorable for plaintiffs with shared liability

The Funding Process Step by Step

From application to deposit, the typical timeline runs 24 to 48 hours.

Submit Your Case

Send case details through the form above, or call the intake line at (800) 961-8924. The whole submission usually takes less than five minutes.

Underwriting Review

An underwriter contacts your Alaska attorney for case documents, then runs liability and damages through a short review. Decisions arrive within one business day for most files.

Funds Released

Once the advance agreement is signed, funds wire out the same business day or the next morning. Plaintiffs in remote areas usually see the money via direct deposit inside 48 hours.

Common Questions From Alaska Plaintiffs

Does it matter if I live outside Alaska?

It doesn’t. The relevant question is where the case is filed, not where you live. If your suit is in Alaska state or federal court, your home address can sit anywhere in the country and the application still works.

What is the typical turnaround for funding?

Once a case clears underwriting, the wire usually settles within 24 to 48 hours. The approval phase itself averages one business day, assuming your attorney’s office sends documents the same day we ask for them.

What is the funding range?

Advances run from $500 to over $250,000 depending on case strength. The figure reflects projected settlement value, liability clarity, and the defendant’s coverage. Most plaintiffs land between 10 and 20 percent of expected gross settlement.

What if my Alaska case doesn’t win?

You owe us nothing. Non-recourse means the advance is contingent on a recovery. A defense verdict or dismissal ends the obligation entirely. The money you already received stays with you.

Submit your Alaska lawsuit loan request