Arizona Pre-Settlement Funding
Money now, not after your Arizona settlement closes.
Most Arizona personal injury cases settle, but the process can drag through months of insurance back and forth. Arizona pre-settlement funding bridges that wait by advancing cash against your pending claim. The money covers what life keeps charging for, like rent in Phoenix or medical bills in Tucson, and you only pay it back if the case actually wins. A losing verdict ends the deal, and the cash already sent stays in your pocket. A lawsuit advance buys you time, which is usually the most valuable thing during litigation.
✓ Repay $0 If You Lose
✓ $500 to $250,000+
✓ No Credit Check
Apply For Pre-settlement Funding
On this page
Qualification Criteria for Arizona Plaintiffs
Funding eligibility comes down to three conditions, all of which need to be in place before we can move forward. Your personal injury claim has to be open in Arizona, an attorney has to be handling it on a contingency arrangement, and the deadline under Ariz. Rev. Stat. § 12-542 has to still be running. If any of those is missing, we can’t underwrite the file.
Filed Arizona Claim
A personal injury case actively filed in Arizona Superior Court or federal court in the District of Arizona. We work with plaintiffs across all 15 Arizona counties, from Phoenix and Tucson through Flagstaff and Yuma.
Contingency Counsel
A lawyer admitted to practice in Arizona who has taken the case on a contingency fee. We handle communication with your firm so the lawsuit advance doesn’t add to your paperwork pile.
Strong Case Fundamentals
Underwriting looks at three things: clear liability, documented damages, and a defendant with assets or insurance to pay. Your credit score and income are not part of the review.
Personal Injury Cases We Cover in Arizona
Funding is available on the personal injury categories below, which together account for the bulk of Arizona civil filings.
Auto Accidents
Highway and surface street crashes involving cars, semis, motorcycles, rideshare drivers, and pedestrians. Phoenix metro accounts for the majority of intake here.
Medical Malpractice
Diagnostic failures, surgical errors, hospital-acquired infections, and assisted living facility neglect.
Premises & Slip and Fall
Slip and falls in retail and resort settings, negligent security at apartment complexes, and pool injuries on residential and commercial properties.
Workplace & Construction
Construction site falls, equipment failures, and contractor injuries that produce third-party claims separate from Arizona workers’ comp.
Wrongful Death
Family-led claims under Ariz. Rev. Stat. § 12-611 after a fatal injury caused by another party.
Mass Tort & Product Liability
National defective product cases, recalled drug litigation, and toxic exposure suits originating in Arizona venues.
Apply for Arizona lawsuit funding before the week ends
Get StartedOr call us toll-free at (800) 961-8924.
Arizona Pre-Settlement Funding Laws and Regulations
Arizona personal injury law gives plaintiffs more flexibility than most states, mainly through pure comparative negligence. You can still recover damages with significant fault, though the award gets reduced accordingly. The two-year filing window under Ariz. Rev. Stat. § 12-542 is the firmest constraint we see. Every Arizona lawsuit funding request gets underwritten against these specific deadlines, so check the numbers with your attorney before relying on them.
Statute of Limitations for Personal Injury
- General negligence: 2 years from the date of the accident or injury [1]
- Medical malpractice: 2 years from when the malpractice was reasonably discovered
- Wrongful death: 2 years from the date of death
- Product liability: 2 years from the date of injury
Arizona allows a discovery exception in some malpractice and product cases, but the basic two-year rule applies for most personal injury claims. Government tort claims must be served within 180 days under Ariz. Rev. Stat. § 12-821.01.
Minimum Mandatory Auto Policy Limits
- Bodily Injury Liability (BI): $25,000 per person / $50,000 per accident [2]
- Property Damage Liability (PD): $15,000
- Personal Injury Protection (PIP): not required
Arizona is a fault-based tort state, not no-fault. The state raised minimum coverage from 15/30/10 to current limits on July 1, 2020. Uninsured motorist coverage must be offered but can be declined. Roughly 13 percent of Arizona drivers carry no insurance, just above the national average.
Comparative Negligence Rule
- Pure comparative negligence under Ariz. Rev. Stat. § 12-2505
- Recovery is reduced by your share of fault, even if it’s the majority share
- One of 13 pure comparative states, generally plaintiff-friendly compared to contributory bar states
Three-Stage Funding Process
Application to payout usually moves in three stages over 24 to 48 hours.
1
Intake
Open the application form at the top of this page, or call (800) 961-8924 for a phone intake. Most files require five minutes of basic case information.
2
Case Review
Our team reaches out to your Arizona attorney for the case file. Once liability and damages check out against our criteria, a funding offer goes back to your lawyer for sign-off. Decisions usually arrive the same business day or the next.
3
Payout
Sign the funding contract and we wire the money. Most Arizona plaintiffs see the deposit hit their account within one to two business days of signing.
Arizona Plaintiff FAQs
Can I apply if I moved out of Arizona after the accident?
Yes. Eligibility hinges on where the lawsuit is filed, not your current home address. If your personal injury case is pending in an Arizona court, you can apply for funding from any other state.
How long does the approval take?
Most Arizona files clear underwriting inside one business day, and the wire follows within 24 hours after that. The biggest variable is how quickly your attorney’s office can pull the case documents we ask for.
What’s the maximum advance available?
Funding limits start at $500 and run above $250,000 for the right case. The figure depends on projected settlement value, how solid the liability picture is, and the available defendant coverage. Most Arizona plaintiffs qualify for somewhere between 10 and 20 percent of expected gross recovery.
What happens if a jury rules against me?
The advance disappears with the verdict. Non-recourse funding means repayment depends on a recovery. If your case loses at trial or gets dismissed, you owe zero. The cash already sent to you stays in your account.