Connecticut Pre-Settlement Funding

Insurance carriers won’t pay fast. We will.

Connecticut hosts more major insurance carriers than almost any other state, which means defendant insurers in your case probably have headquarters within driving distance of the courthouse. That tends to lengthen negotiations rather than shorten them. Connecticut pre-settlement funding hands you cash now against your active personal injury claim, so you don’t have to settle early just because your bills are piling up. You only repay if you win or settle. A defense verdict zeroes the obligation. A lawsuit advance is essentially financial patience that you can use to your advantage.

✓ Repay $0 If You Lose

✓ $500 to $250,000+

✓ No Credit Check

Apply For Pre-settlement Funding

Connecticut Funding Requirements

Three things have to be present for a Connecticut funding decision to move forward. Each one is non-negotiable, and missing any single piece will park the file. We look for a personal injury suit actively pending in Connecticut, attorney representation on a contingency arrangement, and a filing deadline still within the two-year window under Conn. Gen. Stat. § 52-584.

Connecticut Court Filing

A personal injury case actively docketed in Connecticut Superior Court or the federal District of Connecticut. We fund plaintiffs across all 8 counties, though most of our intake clusters around Hartford, New Haven, Fairfield, and Litchfield.

Licensed Attorney

Your attorney has to be admitted to the Connecticut Bar and working the case under a contingency fee arrangement. We handle the lawsuit advance paperwork with your law firm directly, so it doesn’t sit on your desk.

Verifiable Claim Facts

Liability evidence, medical documentation, and a defendant carrier with assets or coverage. Those drive approval. Your credit profile, employment status, and income are off the table for the underwriting review.

Injury Cases We Underwrite in Connecticut

The bulk of Connecticut personal injury filings sort into the categories listed below. Each gets funded on the same underwriting criteria, with case-specific adjustments where needed.

Auto Accidents

Car wrecks on I-95 and I-91, commercial trucking crashes, motorcycle collisions, and pedestrian injuries in dense urban corridors like New Haven and Bridgeport.

Medical Malpractice

Misdiagnosis at major hospital systems, surgical errors, anesthesia complications, and elder care neglect at skilled nursing facilities.

Premises & Slip and Fall

Winter slip and falls on commercial properties, dog bite injuries under Connecticut’s strict liability statute, and inadequate security at apartment complexes.

Workplace & Construction

Construction site injuries, manufacturing accidents, and third-party claims that fall outside the Connecticut workers’ compensation system.

Wrongful Death

Estate-led actions under Conn. Gen. Stat. § 52-555 following a fatal injury caused by another party’s negligence.

Mass Tort & Product Liability

Pharmaceutical product cases, defective medical devices, and environmental exposure litigation venued in Connecticut courts.

Request Connecticut lawsuit funding by phone or form

Get Started

Or call us toll-free at (800) 961-8924.

Connecticut Pre-Settlement Funding Laws and Regulations

Connecticut sits squarely in the middle on tort plaintiff friendliness. Modified comparative negligence with a 51 percent bar gives plaintiffs room to recover even with shared fault, but the two-year statute of limitations holds firm with little flexibility. The state has no damages caps for personal injury, which makes some high-value cases especially attractive for funding. Each Connecticut lawsuit funding application gets underwritten against these rules, so verify dates and percentages with your attorney before relying on anything below.

Statute of Limitations for Personal Injury

General negligence: 2 years from the date of injury or discovery under Conn. Gen. Stat. § 52-584 ^[1]
Medical malpractice: 2 years from discovery, 3 years maximum from the act
Wrongful death: 2 years from death, 5 years maximum from the act under Conn. Gen. Stat. § 52-555
Product liability: 3 years from injury under Conn. Gen. Stat. § 52-577a

Connecticut’s discovery rule applies to most personal injury claims, but a three-year repose limit caps when a claim can be brought from the date of the wrongful act. Municipal liability claims have a 6-month notice requirement under Conn. Gen. Stat. § 7-465, and state-level claims are even tighter at 90 days under § 4-148.

Minimum Mandatory Auto Policy Limits

Bodily Injury Liability (BI): $25,000 per person / $50,000 per accident ^[2]
Property Damage Liability (PD): $25,000
Uninsured/Underinsured Motorist (UM/UIM): $25,000 per person / $50,000 per accident (required)
Personal Injury Protection (PIP): not required

Connecticut is unusual in that uninsured and underinsured motorist coverage is mandatory at the same limits as bodily injury liability. The state repealed no-fault auto insurance in 1994 and is now a fault-based tort jurisdiction. Roughly 5 to 6 percent of Connecticut drivers carry no insurance, one of the lowest rates in the country.

Comparative Negligence Rule

Modified comparative negligence with a 51 percent bar under Conn. Gen. Stat. § 52-572h
If you are 51 percent or more at fault, recovery is barred entirely
If 50 percent or less at fault, the damages award is reduced by your fault share

Connecticut Approval Workflow

Three stages, with most Connecticut files moving from application to wire inside 24 to 48 hours.

Application In

Drop case basics into the form at the top of this page or call (800) 961-8924 to start by phone. Most Connecticut applications are filled in under five minutes.

File Review

Our underwriting team reaches out to your Connecticut attorney for case documents and reviews them against our criteria. A funding offer goes back to your firm for signature. Most decisions come back within one business day.

Funds Wired

You countersign the agreement and we wire funds the same business day or the next. Most Connecticut plaintiffs see funds within 24 hours of the agreement being fully executed.

What Connecticut Plaintiffs Want to Know

Why is UM coverage mandatory in Connecticut?

Connecticut requires uninsured and underinsured motorist coverage at limits matching the BI minimum, which is a state-specific consumer protection rule. The mandate ensures that any policy sold in Connecticut covers the policyholder against drivers without insurance, regardless of the at-fault party’s financial situation.

Are there damages caps I should know about?

Connecticut has no general damages cap for personal injury cases, which is unusual and plaintiff-friendly. Medical malpractice cases also do not have a noneconomic damages cap, unlike many other states. That keeps high-value Connecticut cases attractive for funding because the upside is uncapped.

What’s the typical advance size in Connecticut?

Our range runs from $500 to over $250,000, and Connecticut sees both ends of that spread. Most plaintiffs qualify for somewhere between 10 and 20 percent of their projected gross settlement. The actual offer depends on case strength, liability picture, and the available defendant coverage.

What if my Connecticut case loses at trial?

You owe us nothing. Non-recourse funding means our repayment is contingent on a recovery. A defense verdict, dismissal, or any other outcome where you don’t collect ends the funding obligation. The money already sent to you stays in your bank account.

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