Hawaii Pre-Settlement Funding

When Hawaii’s no-fault system isn’t enough.

Hawaii’s no-fault auto insurance pays the first $10,000 toward medical bills after a crash, but plaintiffs with serious injuries blow through that figure quickly. Outside of auto cases, Hawaii’s high cost of living means waiting on a settlement check creates real financial pressure. Hawaii pre-settlement funding releases cash against your active personal injury claim, so you don’t have to compromise on settlement value just to keep paying rent. The advance is non-recourse. A defense verdict or dismissal cancels everything. A lawsuit advance lets you negotiate from a stable position rather than a desperate one.

✓ Repay $0 If You Lose

✓ $500 to $250,000+

✓ No Credit Check

Apply For Pre-settlement Funding

Hawaii Funding Approval Criteria

Three pieces have to be in place for a Hawaii funding offer to come through. Your personal injury case has to be filed and active in Hawaii, an attorney has to be representing you on a contingency basis, and the deadline under Haw. Rev. Stat. § 657-7 has to still be open. We can’t underwrite a file missing any of those.

Filed Hawaii Personal Injury Case

A personal injury claim filed in Hawaii Circuit Court or the federal District of Hawaii. We fund plaintiffs on every major Hawaiian island, including Oahu, Maui, Hawaii Island, Kauai, and Molokai.

Local Counsel on Contingency

Your attorney needs to be admitted to the Hawaii State Bar and working the case under a contingency fee arrangement. The lawsuit advance moves between our office and your law firm. You never get pulled into the paperwork loop.

Solid Underwriting Profile

What we look at: clear liability, real damages, and a defendant with assets or insurance to satisfy a judgment. What we don’t look at: your credit score, employment status, or income.

Hawaii Injury Cases We Underwrite

The six categories below cover the bulk of Hawaii personal injury filings. Each one runs through our standard underwriting, with adjustments where the case requires.

Auto Accidents

Honolulu freeway crashes, rental car accidents involving visitors, motorcycle and moped collisions, and pedestrian incidents in tourist-heavy areas like Waikiki.

Medical Malpractice

Delayed diagnoses, surgical mistakes, hospital-acquired infections, and care failures at long-term care facilities serving an aging population.

Premises & Slip and Fall

Slip and fall injuries at resort properties, hotel pool accidents, snorkeling and water sports incidents under operator negligence, and dog bite claims under Hawaii’s strict liability rule.

Workplace & Hospitality

Hotel and hospitality industry accidents, construction site falls, and third-party claims that exist alongside Hawaii workers’ compensation.

Wrongful Death

Survivor and estate actions under Haw. Rev. Stat. § 663-3 after a fatal injury caused by another party.

Mass Tort & Product Liability

Pharmaceutical product cases, defective medical device claims, and environmental contamination matters with Hawaii venue, including military-related toxic exposure cases.

Tap into Hawaii lawsuit funding without leaving the islands

Get Started

Or call us toll-free at (800) 961-8924.

Hawaii Pre-Settlement Funding Laws and Regulations

Hawaii runs an unusual combination for personal injury cases. Auto crashes go through a no-fault system that requires plaintiffs to meet a threshold before suing for pain and suffering. Other personal injury claims operate under standard tort rules with modified comparative negligence at the 51 percent bar. Each Hawaii lawsuit funding decision works around these specifics, so confirm your case’s posture with your attorney before relying on the figures below.

Statute of Limitations for Personal Injury

General negligence: 2 years from the date of injury under Haw. Rev. Stat. § 657-7 ^[1]
Medical malpractice: 2 years from discovery, 6-year statute of repose under § 657-7.3
Wrongful death: 2 years from the date of death under § 663-3
Product liability: 2 years from injury

Hawaii’s medical malpractice 6-year statute of repose is longer than most states, which can keep claims viable when injuries surface late. Government tort claims require notice within two years under Haw. Rev. Stat. § 662-4, longer than the typical 90-day to 6-month deadlines elsewhere.

Minimum Mandatory Auto Policy Limits

Bodily Injury Liability (BI): $20,000 per person / $40,000 per accident ^[2]
Property Damage Liability (PD): $10,000
Personal Injury Protection (PIP): $10,000 (required)

Hawaii is a true no-fault state. PIP pays first for medical bills regardless of who caused the crash. To sue for pain and suffering, the injuries have to meet a serious-injury threshold or medical bills must exceed $5,000. UM coverage has to be offered but can be declined in writing. Roughly 9 percent of Hawaii drivers are uninsured, slightly below the national average.

Comparative Negligence Rule

Modified comparative negligence with a 51 percent bar under Haw. Rev. Stat. § 663-31
If 51 percent or more at fault, recovery is barred entirely
If 50 percent or less at fault, the damages award is reduced by your fault share

Hawaii Approval Path

From application to bank deposit, most Hawaii files clear funding inside 24 to 48 hours.

Send Application

Send case basics through the form above or call (800) 961-8924 from any island. The form takes five minutes or so to complete.

Underwriting

Our team contacts your Hawaii attorney to collect case documents. Once we have liability and damages information, the file goes to underwriting. Decisions usually come back the same business day.

Bank Transfer

After both you and your attorney sign the agreement, funds go out by ACH or wire. Most Hawaii plaintiffs see the deposit hit their account within 24 hours, even accounting for time zone gaps with mainland banking.

Hawaii Plaintiff Common Questions

How does Hawaii’s no-fault system change funding eligibility?

It doesn’t affect eligibility. Even with no-fault auto, Hawaii plaintiffs can sue for damages beyond PIP limits when injuries cross the threshold. We fund both no-fault auto cases that meet the threshold and non-auto personal injury matters that have nothing to do with the no-fault system.

Does the time zone affect funding turnaround?

Our team works across all U.S. time zones. Most underwriting and wire processing happens during mainland business hours, so a Hawaii plaintiff applying in the morning often gets a decision the same day. The wire usually hits within 24 hours of execution, even with the gap.

What’s the typical advance for a Hawaii case?

Advances range from $500 to over $250,000. Most Hawaii plaintiffs qualify for 10 to 20 percent of expected gross settlement. The actual figure depends on liability strength, projected case value, and the defendant’s available coverage.

What happens if my Hawaii case doesn’t win at trial?

You owe nothing. Our advances are non-recourse, which means repayment depends on a recovery. A defense verdict, dismissal, or any other no-collection outcome ends the funding obligation. The money already paid out stays with you.

Apply for a Hawaii lawsuit loan from any island