Indiana Pre-Settlement Funding

Hoosier plaintiffs deserve breathing room.

Indiana is the Crossroads of America, and that geographic position drives a heavy share of the state’s personal injury filings. Semi-truck crashes on I-70 and I-65, manufacturing accidents in the industrial corridors, and auto wrecks across Indianapolis stretch settlement timelines well past a year. Indiana pre-settlement funding closes that gap with cash now against an active claim. Repayment is contingent on a recovery. A defense verdict ends the deal outright. A lawsuit advance gives plaintiffs leverage they wouldn’t otherwise have during long negotiations.

✓ Repay $0 If You Lose

✓ $500 to $250,000+

✓ No Credit Check

Apply For Pre-settlement Funding

Indiana Application Qualifications

Funding approval in Indiana comes down to three baseline checks. Your case has to be an active personal injury matter filed in Indiana, your attorney has to be working it on contingency, and your filing has to be inside the two-year window under Ind. Code § 34-11-2-4. If any one of those is missing, the application stalls.

Filed Indiana Case

A personal injury case currently filed and active in Indiana Superior Court, Circuit Court, or one of the two federal districts. Our funding covers plaintiffs across all 92 Indiana counties, with high intake from Marion County, Lake County, and Allen County.

Indiana Attorney on Contingency

Your attorney has to be admitted to the Indiana Bar and working the case on a contingency fee. We coordinate the lawsuit advance directly with your law firm. The applicant never has to handle the paperwork loop.

Backed by Real Evidence

Clear liability documents, real damages on record, and a defendant who can satisfy a judgment. Those are the three pieces that drive approval. Credit, income, and employment don’t factor in.

Indiana Case Types Approved for Funding

Almost every Indiana personal injury filing sorts into the categories listed below. Each one goes through the same underwriting review with case-specific tweaks.

Auto Accidents

Indianapolis interstate crashes, semi-truck collisions on I-70 and I-65 corridors, motorcycle wrecks, and pedestrian injuries throughout central Indiana metros.

Medical Malpractice

Hospital negligence claims, surgical errors, anesthesia complications, and birth injury cases shaped by Indiana’s Medical Malpractice Act caps.

Premises & Slip and Fall

Slip and fall claims at retail and commercial properties, security failures at apartment complexes, and dog bite cases under Indiana common law negligence.

Workplace & Manufacturing

Manufacturing and steel industry injuries, construction site accidents, and third-party claims existing alongside Indiana workers’ compensation.

Wrongful Death

Personal representative claims under Ind. Code § 34-23-1-1 following a fatal injury caused by another party’s negligence.

Tractor-Trailer Jackknife Accidents

Pre-settlement cash for catastrophic injuries caused by jackknifed trailers and severe highway blockages on Indiana’s major freight routes.

Push your Indiana lawsuit funding request through this week

Get Started

Or call us toll-free at (800) 961-8924.

Indiana Pre-Settlement Funding Laws and Regulations

Indiana operates under standard tort principles for most personal injury cases, with one major exception for medical malpractice. The Indiana Medical Malpractice Act caps total damages at $1.8 million per occurrence, with $400,000 from the healthcare provider and the rest funded through the Patient’s Compensation Fund. Other personal injury claims have no statutory caps. Modified comparative negligence at the 51 percent bar applies. Each Indiana lawsuit funding decision works around these rules, so verify timing and case posture with your attorney before relying on numbers below.

Statute of Limitations for Personal Injury

General negligence: 2 years from the date of injury under Ind. Code § 34-11-2-4 ^[1]
Medical malpractice: 2 years from the alleged act under Ind. Code § 34-18-7-1
Wrongful death: 2 years from the date of death under Ind. Code § 34-23-1-1
Product liability: 2 years from injury with a 10-year statute of repose

Indiana’s medical malpractice statute applies a strict two-year window from the alleged act, with limited discovery exceptions for cases that couldn’t have been discovered within that window. Government tort claims need notice within 180 days for political subdivisions under Ind. Code § 34-13-3-8 and 270 days for state-level matters.

Minimum Mandatory Auto Policy Limits

Bodily Injury Liability (BI): $25,000 per person / $50,000 per accident ^[2]
Property Damage Liability (PD): $25,000
Uninsured/Underinsured Motorist (UM/UIM): $25,000 per person / $50,000 per accident (must be offered, can be rejected)
Personal Injury Protection (PIP): not required

Indiana is a fault-based tort state, not no-fault. Uninsured and underinsured motorist coverage has to be offered at the same limits as bodily injury liability but can be declined in writing. Roughly 16 percent of Indiana drivers carry no insurance, above the national average. I-65 and I-70 corridors produce a heavy share of the state’s truck-involved crash files.

Comparative Negligence Rule

Modified comparative negligence with a 51 percent bar under Ind. Code § 34-51-2-6
If 51 percent or more at fault, recovery is barred entirely
If 50 percent or less at fault, the damages award is reduced by your fault share

Indiana Funding Stages

From application to deposit, the typical Indiana file clears funding inside 24 to 48 hours.

Submit

Submit case details through the form at the top of this page, or call (800) 961-8924 to talk to a specialist. Most Indiana applications take less than five minutes.

Review

Our team contacts your Indiana attorney to gather the necessary case documents. Once liability, damages, and coverage data are in, the file moves through underwriting. Decisions usually arrive in one business day.

Deposit

You and your attorney sign the funding agreement, and we wire funds out by ACH. Most Indiana plaintiffs see the deposit within 24 hours of the agreement being signed.

Indiana Funding Questions Answered

Does the Medical Malpractice Act cap affect my funding?

Yes, on med mal cases. Indiana caps medical malpractice damages at $1.8 million per occurrence, with $400,000 from the provider directly and the remainder from the state Patient’s Compensation Fund. We factor those limits into the funding offer on med mal files. Non-malpractice cases are unaffected.

How does Indiana’s high trucking volume affect case timing?

Truck wrecks on Indiana interstates often involve out-of-state carriers, multi-vehicle liability, and federal trucking regulations layered over state law. That complexity stretches negotiations. Most truck files settle 14 to 20 months out, which is exactly the window pre-settlement funding is designed for.

What’s a typical advance for an Indiana case?

Advances range from $500 to over $250,000. Most Indiana plaintiffs qualify for 10 to 20 percent of expected gross settlement. The actual offer depends on case strength, liability picture, and the defendant’s available coverage.

What happens to the advance if my case loses?

You owe us nothing. Non-recourse means our repayment depends on a recovery. A defense verdict, dismissal, or other no-collection outcome ends the funding obligation. The money already paid out stays in your account.

Submit your Indiana lawsuit loan application today