Kansas Pre-Settlement Funding

After PIP runs out, Kansas plaintiffs still have months of bills ahead.

Kansas plaintiffs got a major win in 2019 when the state Supreme Court threw out the noneconomic damages cap for personal injury cases. Case values went up. Insurance carriers started fighting harder. Negotiations now drag longer, often well past a year, and PIP coverage runs out fast on serious cases. Kansas pre-settlement funding closes that gap by advancing cash against your active claim. Repayment depends entirely on a recovery. Lose at trial and the obligation disappears. A lawsuit advance gives Kansas plaintiffs the breathing room to let the higher case value actually pay out.

✓ Repay $0 If You Lose

✓ $500 to $250,000+

✓ No Credit Check

Apply For Pre-settlement Funding

Kansas Funding Qualification Standards

Three pieces have to be in place before our team will move on a Kansas funding application. Your case must be a personal injury matter currently filed in Kansas, your lawyer must be running it on contingency, and your filing must be inside the two-year window under Kan. Stat. § 60-513. Anything outside those three sends the file back.

Active Kansas Personal Injury File

A personal injury case currently filed and active in Kansas District Court or the federal District of Kansas. We fund plaintiffs across all 105 Kansas counties, from Johnson and Sedgwick through Riley and Reno.

Kansas-Licensed Lawyer

Your attorney has to be licensed by the Kansas Bar and working the case on contingency. We process the lawsuit advance with your law firm directly. Applicants don’t have to manage the paperwork themselves.

Documented Liability and Damages

Underwriting looks at three things: clear liability, real damages on the record, and a defendant with insurance or assets behind them. Personal income, credit, and employment status aren’t part of the equation.

Kansas Case Types We Underwrite

The six categories below cover almost every Kansas personal injury filing. Each one runs through the same underwriting framework with case-specific adjustments.

Auto Accidents

I-70, I-35, and K-10 crashes, tractor-trailer accidents at Kansas City metro freight hubs, rural road wrecks, and motorcycle collisions.

Medical Malpractice

Surgical errors, anesthesia injuries, misdiagnosed conditions, and elder care complaints, all now without the prior damages cap after the 2019 Kansas Supreme Court ruling.

Premises & Slip and Fall

Slip and fall claims at retail and commercial properties, security failures at apartment buildings, and dog bite cases under Kansas common law negligence.

Workplace & Industrial

Aerospace manufacturing accidents in Wichita, oil and gas field injuries in western Kansas, and third-party claims that fall outside Kansas workers’ compensation.

Wrongful Death

Heir and estate claims under Kan. Stat. § 60-1901 following a fatal injury caused by another party’s negligence.

Underride Truck Collision Claims

Specialized lawsuit advances for severe impact injuries resulting from side or rear truck underride crashes across the Midwest.

Move your Kansas lawsuit funding request to approval this week

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Or call us toll-free at (800) 961-8924.

Kansas Pre-Settlement Funding Laws and Regulations

Kansas tort law took a significant turn in 2019 when the state Supreme Court struck down the noneconomic damages cap for personal injury cases. The state operates a no-fault auto insurance system with mandatory PIP coverage, while modified comparative negligence at the 50 percent bar applies to non-PIP cases. Each Kansas lawsuit funding decision weighs these factors, so confirm your case posture with your attorney before relying on the numbers below.

Statute of Limitations for Personal Injury

General negligence: 2 years from the date of injury under Kan. Stat. § 60-513 ^[1]
Medical malpractice: 2 years from the alleged act with a discovery rule extension
Wrongful death: 2 years from the date of death
Product liability: 2 years from injury or discovery

Kansas applies a discovery rule in medical malpractice and product liability cases, which can extend the clock when injuries surface later. Government tort claims need notice within one year under the Kansas Tort Claims Act, with separate 120-day notice requirements for municipalities under Kan. Stat. § 12-105b.

Minimum Mandatory Auto Policy Limits

Bodily Injury Liability (BI): $25,000 per person / $50,000 per accident ^[2]
Property Damage Liability (PD): $25,000
Personal Injury Protection (PIP): $4,500 medical, plus lost wages and disability tiers (required)
Uninsured/Underinsured Motorist (UM/UIM): $25,000 per person / $50,000 per accident (required)

Kansas is one of the few states with both mandatory PIP and mandatory UM/UIM coverage. PIP pays first for medical bills and partial lost wages regardless of fault, up to specific limits per category. To sue beyond PIP for pain and suffering, injuries must meet a serious-injury threshold or medical bills must exceed $2,000. Around 7 percent of Kansas drivers are uninsured, below the national average.

Comparative Negligence Rule

Modified comparative negligence with a 50 percent bar under Kan. Stat. § 60-258a
If 50 percent or more at fault, recovery is barred entirely
If less than 50 percent at fault, the damages award is reduced by your share

Kansas Application Workflow

From application to deposit, the typical Kansas file moves through funding inside 24 to 48 hours.

File Intake

Submit case details through the form at the top of this page or call (800) 961-8924 to start by phone. Most Kansas applications take under five minutes.

Document Pull

Our team coordinates with your Kansas attorney to pull case documents. We then run liability, damages, and coverage data through underwriting. Funding offers usually arrive within one business day.

ACH Send

After signature from both you and your attorney, the wire goes out by ACH. Most Kansas plaintiffs see the deposit hit their account within 24 hours of full execution.

Common Kansas Plaintiff Questions

Did the 2019 cap ruling change funding amounts?

It increased the upper end for serious injury cases. Before Hilburn v. Enerpipe, Kansas capped noneconomic damages at $325,000, which limited the upside on bad-injury cases. With the cap removed, higher case values are possible, and our funding offers reflect that on cases where pain and suffering drives a substantial portion of value.

How does Kansas no-fault auto affect my eligibility?

It doesn’t bar eligibility, but it does affect timing. PIP pays first for medical bills, which helps with immediate costs. To file a civil suit beyond PIP for pain and suffering, the case has to meet the serious-injury threshold. We fund cases that have crossed that threshold and are now pursuing additional damages.

What’s the typical advance size in Kansas?

Advances run from $500 to over $250,000. Most Kansas plaintiffs qualify for between 10 and 20 percent of their projected gross settlement. The exact figure depends on case strength, liability picture, and the defendant’s available coverage.

What happens to my advance if the case loses?

Nothing comes out of your pocket. Non-recourse funding means our repayment depends entirely on a recovery. A defense verdict or dismissal ends the obligation. The money already paid out stays with you.

Apply for a Kansas lawsuit loan and get a same-day review