Oklahoma Pre-Settlement Funding
From a SCOOP rig injury to a Turner Turnpike crash. Non-recourse cash while your case takes its course.
Oklahoma runs on energy and freight. The SCOOP and STACK oil plays, the Anadarko Basin, and the pipeline crossroads at Cushing put thousands of workers and heavy trucks in motion every day. Add the I-35, I-40, and I-44 corridors that cut through the state, and serious injuries are common. Oklahoma also gives you only two years to file most injury claims, so timing matters. When a case lands in Oklahoma County or Tulsa County court, it can still take a year or two to resolve. Bills don’t wait. Oklahoma pre-settlement funding helps you bridge the gap. It’s a non-recourse cash advance against your active injury claim. You repay it only if the case settles or wins. If it doesn’t, you owe nothing. We fund plaintiffs in all 77 counties, from the metros to the Panhandle.
✓ No Win, No Repayment
✓ $500 to $250,000+
✓ All OK Case Types
Apply For Pre-settlement Funding
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Who Qualifies in Oklahoma
Oklahoma lawsuit funding is available to plaintiffs with an active personal injury case, a contingency attorney, and a claim still inside the statute of limitations. Oklahoma’s window is short at two years for most injury claims, so it helps to apply while the case is moving. Underwriting looks at how clear the liability is, what insurance or assets stand behind the defendant, and how well your injuries are documented. We never check your credit, your income, or your job. Oklahoma uses modified comparative negligence, so sharing part of the blame won’t end your case as long as you weren’t more at fault than the other side. The advance is sized against your expected recovery, which is why your attorney’s read on the case carries weight.
Active Oklahoma Filing
A personal injury case filed in an Oklahoma district court or in one of the state’s federal districts. We fund plaintiffs in all 77 counties, from Oklahoma and Tulsa counties to Comanche, Cleveland, and the rural counties across the Panhandle and the southeast.
Contingency Attorney
You’re represented by an Oklahoma-licensed attorney working on contingency. Underwriting coordinates with the firm to pull the records it needs. If you live elsewhere but were injured in Oklahoma, you still qualify as long as an Oklahoma attorney is handling the case.
Documented Damages
Fault that points to the other side, medical records that back up the injury, and a defendant with reachable insurance or assets. Under Oklahoma’s modified comparative rule, a plaintiff who carries a minority share of fault can still hold a fundable case.
Personal Injury Cases We Fund in Oklahoma
Energy, aerospace, and long freight corridors shape the injuries we see here. These are the six case types our team handles most across Oklahoma.
Oil and Gas Field Injuries
Third-party injury claims from well site accidents, rig failures, and equipment injuries across the SCOOP and STACK plays, the Anadarko Basin, and the tank farms around Cushing. Workers’ comp doesn’t block a separate claim against a negligent contractor, operator, or equipment maker.
Trucking and Turnpike Crashes
Commercial truck wrecks on I-35, I-40, and I-44, including the Turner Turnpike between Oklahoma City and Tulsa. Heavy freight and oilfield hauling keep these routes busy, and crashes with loaded trucks tend to leave serious injuries.
Motor Vehicle Accidents
Car and motorcycle crashes with clear fault on the other driver, across the Oklahoma City and Tulsa metros and the smaller cities like Norman, Lawton, and Broken Arrow. As an at-fault state, Oklahoma lets injured drivers pursue the responsible party directly.
Medical Malpractice
Surgical errors, missed diagnoses, and birth injuries at OU Health and the OU Medical Center trauma campus in Oklahoma City, Saint Francis and Ascension St. John in Tulsa, INTEGRIS Health, and the regional hospitals serving the rest of the state.
Workplace and Industrial Injuries
Third-party claims from aerospace and aviation maintenance, manufacturing, and warehouse operations around Tinker Air Force Base, the Tulsa industrial corridor, and the logistics hubs along the interstates. Defective equipment and negligent contractors are common targets.
Premises Liability
Slip-and-fall, negligent security, and unsafe condition claims at stores, apartment complexes, casinos, and commercial properties across Oklahoma’s cities, suburbs, and tribal gaming venues.
Oklahoma Pre-Settlement Funding Laws and Regulations
Oklahoma gives injured people a two-year window for most personal injury claims, and it runs on an at-fault, tort system with no no-fault rules. The state uses modified comparative negligence, so a plaintiff who shares some blame can still recover as long as they weren’t more at fault than the other side. One Oklahoma wrinkle worth knowing: parts of eastern Oklahoma fall within tribal reservation boundaries, which can affect where a case is heard. The summary below is a plain-language reference, not legal advice. Confirm your own deadlines and rights with your attorney before relying on any of it.
Statutes of Limitations
- Personal injury (general): 2 years, Okla. Stat. tit. 12, Section 95 [1]
- Medical malpractice: 2 years from the date the injury is discovered or reasonably should have been (Okla. Stat. tit. 76, Section 18)
- Wrongful death: 2 years from the date of death (Okla. Stat. tit. 12, Section 1053)
- Claims against a government entity require written notice within 1 year under the Governmental Tort Claims Act (Okla. Stat. tit. 51)
Oklahoma’s two-year window moves quickly, and the Governmental Tort Claims Act notice deadline is shorter still. If your injury involved a city, a county, a public hospital, or a state agency, the one-year notice clock may already be running. Don’t assume the two-year rule covers a government claim.
Auto Insurance Minimums
- Bodily injury liability: $25,000 per person / $50,000 per accident [2]
- Property damage liability: $25,000
- Oklahoma is an at-fault state. There is no mandatory personal injury protection (PIP)
- Uninsured and underinsured motorist coverage must be offered, but drivers may reject it in writing
Oklahoma has a high rate of uninsured drivers, and because UM and UIM coverage can be declined, some serious crashes leave limited insurance behind the at-fault party. Underwriting accounts for available coverage, including any UM or UIM on the plaintiff’s own policy. Confirm current requirements with the Oklahoma Insurance Department.
Modified Comparative Negligence
- Oklahoma follows modified comparative negligence (Okla. Stat. tit. 23, Sections 13 and 14)
- A plaintiff can recover as long as their fault is not greater than the fault of the parties they are suing
- A plaintiff who is 50% or less at fault recovers, with the award reduced by their percentage
- A plaintiff whose fault is greater than the other side’s is barred from recovery
The comparison line is what matters in Oklahoma. A plaintiff who stays on the right side of it can still recover, with the award trimmed by their share of fault. Underwriting weighs that expected net recovery. A case with clear liability on the other side is the strongest candidate for funding.
How to Apply for Oklahoma Pre-Settlement Funding
The application takes five minutes. Most Oklahoma files have a funding decision before the next business day ends.
1
Tell Us About Your Case
Fill out the form above or call (800) 961-8924. We’ll need your case type, the county where it’s filed, and your attorney’s name and phone number. That’s the whole application.
2
We Review the Case
Our underwriting team contacts your attorney and pulls the records. We look at liability, available insurance, documented damages, and how comparative fault is likely to land. Most OK files get a decision the same business day the attorney responds.
3
Money in Your Account
Sign the funding agreement with your attorney and we send the ACH the same day. Most Oklahoma plaintiffs have the deposit in their account within 24 hours of signing.
Questions from Oklahoma Plaintiffs
I was hurt on an oil and gas site. Can I get funded?
Yes, if you have a third-party injury case on file. Workers’ comp in Oklahoma covers an injury tied to your own employer, but it doesn’t stop a separate civil claim against a negligent third party, like a drilling contractor, a site operator, or an equipment manufacturer who isn’t your direct employer. That third-party claim is the part we fund. The SCOOP and STACK plays and the activity around Cushing produce a steady number of these filings, and the injuries tend to be serious. If your attorney has filed the case, send it over for review.
My injury happened on tribal land in eastern Oklahoma. Does that affect my case?
It can affect which court hears the case, but it doesn’t automatically rule out funding. Large parts of eastern Oklahoma sit within tribal reservation boundaries, and jurisdiction there depends on where the injury happened, who was involved, and whether a tribal entity is a party. Cases against non-tribal defendants often proceed in state or federal court and can be funded like any other Oklahoma personal injury case. Your attorney’s read on which court has jurisdiction is the key factor. Once the court of record is confirmed, we can review the file.
I was hit by a truck on the Turner Turnpike. Can I get funded?
Yes, and trucking crashes are among the most common cases we fund in Oklahoma. The turnpikes and the I-35, I-40, and I-44 corridors carry heavy freight, and wrecks with loaded trucks tend to cause serious injuries and involve commercial policies with real limits behind them. As long as your attorney has filed the case and the fault points to the truck driver or carrier, it’s a strong candidate. These claims often involve federal trucking rules and several insurers, which takes time to sort out. That long timeline is when funding helps most.
My crash involved a city or government vehicle. Is anything different?
Yes, claims against a government body follow their own track. Under Oklahoma’s Governmental Tort Claims Act, you generally have to file a written notice of the claim within one year, well before the usual two-year deadline, and the agency then has a set window to respond before you can sue. These cases are fundable like any other once they’re properly filed, but the early notice step is critical. If your case involves a city, county, transit agency, or public hospital, talk to your attorney quickly so the notice deadline doesn’t pass.
Resources
- Okla. Stat. tit. 12, Section 95: Oklahoma two-year personal injury statute of limitations. Source: Oklahoma State Courts Network, oscn.net.
- Oklahoma auto insurance minimum coverage requirements. Source: Oklahoma Insurance Department, oid.ok.gov.