Oregon Pre-Settlement Funding

From a Coast Range logging accident to a cyclist struck in Portland. Non-recourse cash while your case moves ahead.

Oregon’s economy stretches from the timber country of the Coast Range to the Silicon Forest tech corridor outside Portland, and injuries follow the landscape. Logging and mill work, I-5 traffic through the Willamette Valley, the I-84 run along the Columbia Gorge, and one of the most bike-friendly cities in the country all carry real risk. When a serious injury case lands in Multnomah, Lane, or Marion County court, it can take a year or two to resolve. Bills don’t wait that long. Oregon pre-settlement funding helps you stay steady. It’s a non-recourse cash advance against your active injury claim. You repay it only if the case settles or wins. If it doesn’t, you owe nothing. We fund plaintiffs in all 36 counties, from Portland and Eugene to Bend, Medford, and the coast.

✓ No Win, No Repayment

✓ $500 to $250,000+

✓ All OR Case Types

Apply For Pre-settlement Funding

Who Qualifies in Oregon

Oregon lawsuit funding is available to plaintiffs with an active personal injury case, a contingency attorney, and a claim still inside the statute of limitations. Oregon’s window is two years for most injury claims, so it helps to apply while the case is moving. Underwriting looks at how clear the liability is, what insurance or assets stand behind the defendant, and how well your injuries are documented. We never check your credit, your income, or your job. Oregon uses modified comparative negligence, so sharing part of the blame won’t end your case as long as you weren’t more at fault than the other side. The advance is sized against your expected recovery, which is why your attorney’s read on the case carries weight.

Active Oregon Filing

A personal injury case filed in an Oregon circuit court or in the U.S. District Court for the District of Oregon. We fund plaintiffs in all 36 counties, from Multnomah, Washington, and Clackamas in the Portland metro to Lane, Marion, Deschutes, and Jackson across the rest of the state.

Contingency Attorney

You’re represented by an Oregon-licensed attorney working on contingency. Underwriting coordinates with the firm to pull the records it needs. If you live elsewhere but were injured in Oregon, you still qualify as long as an Oregon attorney is handling the case.

Documented Damages

Fault that points to the other side, medical records that back up the injury, and a defendant with reachable insurance or assets. Under Oregon’s modified comparative rule, a plaintiff who carries a minority share of fault can still hold a fundable case.

Personal Injury Cases We Fund in Oregon

Timber, tech, and a population that lives outdoors shape the injuries we see here. These are the six case types our team handles most across Oregon.

Logging, Timber, and Mill Injuries

Third-party injury claims from logging operations, sawmills, and wood products plants across the Coast Range, the Cascades, and southern Oregon. Logging is one of the most dangerous jobs in the country, and workers’ comp doesn’t block a separate claim against a negligent contractor or equipment maker.

Motor Vehicle Accidents

Car, truck, and motorcycle crashes along the I-5 spine through the Willamette Valley, the I-84 run through the Columbia Gorge, and US-101 on the coast. Oregon keeps your right to sue the at-fault driver even though your own PIP pays the first medical bills.

Bicycle and Pedestrian Accidents

Cyclists and pedestrians struck in Portland, Eugene, and Bend, where biking and walking are part of daily life. These crashes often leave catastrophic injuries and clear liability against the driver, and the bills add up fast.

Medical Malpractice

Surgical errors, missed diagnoses, and birth injuries at OHSU and the Level I trauma center in Portland, Legacy Health, Providence, Salem Health, Asante in Medford, and St. Charles in Bend, plus the rural hospitals serving the rest of the state.

Workplace and Industrial Injuries

Third-party claims from the Silicon Forest tech and semiconductor plants around Hillsboro, food and beverage production in the Willamette Valley, and the docks and warehouses of the Port of Portland. Defective equipment and negligent contractors are common targets.

Premises Liability

Slip-and-fall, negligent security, and unsafe condition claims at stores, apartment buildings, hotels, and commercial properties across Oregon’s cities and its busy coastal and mountain tourist destinations.

Get an Oregon lawsuit advance today

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Or call toll-free at (800) 961-8924.

Oregon Pre-Settlement Funding Laws and Regulations

Oregon runs an at-fault, tort system, but with a twist. Drivers carry mandatory personal injury protection that pays the first round of medical bills no matter who caused the crash, while you keep the full right to sue the at-fault party. Most personal injury claims must be filed within two years, and the state uses modified comparative negligence, so a plaintiff who shares some blame can still recover as long as they weren’t more at fault than the other side. The summary below is a plain-language reference, not legal advice. Confirm your own deadlines and rights with your attorney before relying on any of it.

Statutes of Limitations

Personal injury (general): 2 years, O.R.S. Section 12.110 ^[1]
Medical malpractice: 2 years from discovery, with a 5-year statute of repose (O.R.S. Section 12.110(4))
Wrongful death: 3 years from the injury that caused the death (O.R.S. Section 30.020)
Claims against a public body require a tort claim notice, generally within 180 days, under the Oregon Tort Claims Act (O.R.S. Section 30.275)

Oregon’s two-year window moves quickly, and the tort claim notice deadline for government claims is much shorter at 180 days. If your injury involved a city, county, transit agency, or public hospital, that notice clock may already be running. Wrongful death runs a bit longer at three years.

Auto Insurance and PIP

Bodily injury liability: $25,000 per person / $50,000 per accident ^[2]
Property damage liability: $20,000
Personal injury protection (PIP) of at least $15,000 is required and pays medical bills and some lost wages regardless of fault
Uninsured and underinsured motorist coverage of at least 25/50 is required on every policy

Oregon’s PIP is an add-on, not a no-fault swap. It pays your early medical bills, but you keep the full right to sue the at-fault driver for the rest of your damages, with no injury threshold to clear. Required UM and UIM coverage also helps when the at-fault driver is underinsured. Confirm current requirements with the Oregon DMV.

Modified Comparative Negligence

Oregon follows modified comparative negligence (O.R.S. Section 31.600)
A plaintiff can recover as long as their fault is not greater than the combined fault of the parties they are suing
A plaintiff who is 50% or less at fault recovers, with the award reduced by their percentage
A plaintiff whose fault is greater than the other side’s is barred from recovery

The comparison line is what matters in Oregon. A plaintiff who stays on the right side of it can still recover, with the award trimmed by their share of fault. Underwriting weighs that expected net recovery. A case with clear liability on the other side is the strongest candidate for funding.

How to Apply for Oregon Pre-Settlement Funding

The application takes five minutes. Most Oregon files have a funding decision before the next business day ends.

Tell Us About Your Case

Fill out the form above or call (800) 961-8924. We’ll need your case type, the county where it’s filed, and your attorney’s name and phone number. That’s the whole application.

We Review the Case

Our underwriting team contacts your attorney and pulls the records. We look at liability, available insurance, documented damages, and how comparative fault is likely to land. Most OR files get a decision the same business day the attorney responds.

Money in Your Account

Sign the funding agreement with your attorney and we send the ACH the same day. Most Oregon plaintiffs have the deposit in their account within 24 hours of signing.

Questions from Oregon Plaintiffs

My PIP is already paying my medical bills. Can I still get funded?

Yes. Oregon’s PIP is an add-on that pays your early medical bills and some lost wages no matter who caused the crash, but it doesn’t replace your injury claim. Unlike a true no-fault state, Oregon lets you sue the at-fault driver for everything PIP doesn’t cover, with no injury threshold to clear first. That lawsuit for your full damages is what we fund. PIP and pre-settlement funding solve different problems: PIP handles some immediate medical costs, while funding gives you cash for rent, bills, and everyday expenses while the case plays out.

I was hurt logging or working at a mill. Can I get funded?

Yes, if you have a third-party injury case on file. Workers’ comp covers an injury tied to your own employer, but it doesn’t stop a separate civil claim against a negligent third party, like a contractor on the same site, a landowner, or the maker of defective equipment. That third-party claim is the part we fund. Logging and wood products work in Oregon is high-risk, and the injuries tend to be serious. If your attorney has filed the third-party suit, send it over for review.

I was hit by a car while biking in Portland. Can I get funded?

Yes, and cyclist cases are common in Oregon, especially in Portland. When a driver strikes a cyclist or pedestrian, liability often points clearly at the driver, and the injuries can be severe. Your own auto PIP may pay some early medical bills even though you were on a bike, and you can still sue the at-fault driver for the rest. As long as your attorney has filed the case, it’s a strong funding candidate. The clearer the liability, the more we can typically advance against the expected recovery.

I was hurt on a rafting trip or at a ski resort. Can I get funded?

Possibly. Recreation cases can be funded, but they turn on the details. Many outfitters and resorts use liability waivers, and those can complicate a claim. Even so, a waiver doesn’t always block a case built on a negligent guide, a defective lift or piece of equipment, or an unsafe condition the operator should have fixed. Whether the case is fundable depends on how your attorney has framed the liability and what the waiver actually covers. If your attorney has filed the case, send it over and we’ll review the specifics.

Submit your Oregon lawsuit loan application today