Pennsylvania Pre-Settlement Funding

From a Marcellus gas site to a Turnpike pileup. Non-recourse cash while your case works through the courts.

Pennsylvania stretches from Philadelphia to Pittsburgh, with Turnpike freight, Marcellus Shale gas fields, and Lehigh Valley warehouses in between. Serious injuries happen across all of it. When a case lands in Philadelphia or Allegheny County court, it can take two or three years to resolve, and bills don’t wait. Pennsylvania pre-settlement funding bridges that gap. It’s a non-recourse cash advance on your active injury claim. You repay only if the case settles or wins. If it doesn’t, you owe nothing. We fund plaintiffs in all 67 counties.

✓ No Win, No Repayment

✓ $500 to $250,000+

✓ All PA Case Types

Apply For Pre-settlement Funding

Who Qualifies in Pennsylvania

Pennsylvania lawsuit funding is available to plaintiffs with an active personal injury case, a contingency attorney, and a claim still inside the statute of limitations. Pennsylvania’s window is two years for most injury claims, so it helps to apply while the case is moving. Underwriting looks at how clear the liability is, what insurance or assets stand behind the defendant, and how well your injuries are documented. We never check your credit, your income, or your job. For auto cases, your tort election matters, since limited tort can restrict a claim for pain and suffering. Pennsylvania uses modified comparative negligence, so sharing part of the blame won’t end your case as long as you weren’t more at fault than the other side.

Active Pennsylvania Filing

A personal injury case filed in a Pennsylvania court of common pleas or in one of the state’s federal districts. We fund plaintiffs in all 67 counties, from Philadelphia and Allegheny to the Lehigh Valley, the Marcellus counties, and rural central Pennsylvania.

Contingency Attorney

You’re represented by a Pennsylvania-licensed attorney working on contingency. Underwriting coordinates with the firm to pull the records it needs. If you live elsewhere but were injured in Pennsylvania, you still qualify as long as a Pennsylvania attorney is handling the case.

Documented Damages

Fault that points to the other side, medical records that back up the injury, and a defendant with reachable insurance or assets. Under Pennsylvania’s modified comparative rule, a plaintiff who carries a minority share of fault can still hold a fundable case.

Personal Injury Cases We Fund in Pennsylvania

Energy, freight, and two major metros shape the injuries we see here. These are the six case types our team handles most across Pennsylvania.

Marcellus Shale Gas Field Injuries

Third-party injury claims from well pad accidents, pipeline work, and equipment failures across the Marcellus Shale in north-central and southwestern Pennsylvania. Workers’ comp doesn’t block a separate claim against a negligent contractor, operator, or equipment maker.

Trucking and Turnpike Crashes

Commercial truck wrecks on the Pennsylvania Turnpike (I-76), I-78, I-80, and I-81, and around the Lehigh Valley and Harrisburg distribution hubs. Heavy freight traffic and serious injuries make these some of the most common cases we fund here.

Motor Vehicle Accidents

Car and motorcycle crashes across the Philadelphia and Pittsburgh metros and the I-95 corridor. Whether you can pursue a full pain-and-suffering claim often comes down to your limited or full tort election, which we look at closely.

Medical Malpractice

Surgical errors, missed diagnoses, and birth injuries at Penn Medicine, Jefferson, Temple, and CHOP in Philadelphia, UPMC and Allegheny Health Network in Pittsburgh, and Geisinger in the central part of the state.

Warehouse and Industrial Injuries

Third-party claims from the fulfillment centers and warehouses clustered around the Lehigh Valley and Harrisburg, plus manufacturing and steel-legacy plants in the west. Defective equipment and negligent contractors are common targets.

Premises Liability

Slip-and-fall, negligent security, and unsafe condition claims at stores, apartment buildings, and commercial properties, including the winter ice-and-snow falls that are common across the state’s long, cold months.

Get a Pennsylvania lawsuit advance today

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Or call toll-free at (800) 961-8924.

Pennsylvania Pre-Settlement Funding Laws and Regulations

Pennsylvania has a feature you won’t find in most states: drivers choose between limited tort and full tort coverage, and that choice decides whether you can sue for pain and suffering after a crash. Most personal injury claims must be filed within two years, and the state uses modified comparative negligence, so a plaintiff who shares some blame can still recover as long as they weren’t more at fault than the other side. The summary below is a plain-language reference, not legal advice. Confirm your own deadlines and rights with your attorney before relying on any of it.

Statutes of Limitations

Personal injury (general): 2 years, 42 Pa.C.S. Section 5524 ^[1]
Medical malpractice: 2 years from discovery, with a 7-year statute of repose under the MCARE Act, and a certificate of merit is required
Wrongful death: 2 years from the date of death (42 Pa.C.S. Section 5524)
Claims against a government body carry separate notice rules, generally a 6-month notice requirement

Pennsylvania’s two-year window moves quickly, and government claims carry a much shorter six-month notice deadline. The medical malpractice certificate of merit takes time to prepare. If your injury involved SEPTA, a city, or a public hospital, talk to an attorney fast so the notice clock doesn’t pass.

Auto Insurance and Tort Choice

Bodily injury liability: $15,000 per person / $30,000 per accident ^[2]
Property damage liability: $5,000, plus at least $5,000 in first-party medical benefits
Drivers choose limited tort or full tort (75 Pa.C.S. Section 1705)
Limited tort restricts suing for pain and suffering unless the injury is serious; full tort keeps the right to sue intact

The tort election is the key auto question in Pennsylvania. Full tort cases preserve the full claim. Limited tort cases can still proceed when the injury is serious enough to meet the exception, such as a fracture or a permanent impairment. Underwriting weighs which election applies. Confirm your coverage with your attorney.

Modified Comparative Negligence

Pennsylvania follows modified comparative negligence (42 Pa.C.S. Section 7102)
A plaintiff can recover as long as their fault is not greater than the combined fault of the other parties
A plaintiff who is 50% or less at fault recovers, with the award reduced by their percentage
A plaintiff whose fault is greater than the other side’s is barred from recovery

The comparison line is what matters here. A plaintiff who stays on the right side of it can still recover, with the award trimmed by their share of fault. Underwriting weighs that expected net recovery. A case with clear liability on the other side is the strongest candidate for funding.

How to Apply for Pennsylvania Pre-Settlement Funding

The application takes five minutes. Most Pennsylvania files have a funding decision before the next business day ends.

Tell Us About Your Case

Fill out the form above or call (800) 961-8924. We’ll need your case type, the county where it’s filed, and your attorney’s name and phone number. That’s the whole application.

We Review the Case

Our underwriting team contacts your attorney and pulls the records. We look at liability, available insurance, documented damages, your tort election on auto cases, and how comparative fault is likely to land. Most PA files get a decision the same business day the attorney responds.

Money in Your Account

Sign the funding agreement with your attorney and we send the ACH the same day. Most Pennsylvania plaintiffs have the deposit in their account within 24 hours of signing.

Questions from Pennsylvania Plaintiffs

I have limited tort coverage. Can I still get funded?

It depends on your injury. Limited tort restricts your right to sue for pain and suffering, but it has an important exception: if your injury is serious, such as a fracture, a permanent impairment, or a significant disfigurement, you can still pursue the full claim. Many limited tort plaintiffs end up qualifying through that exception. What we fund is the bodily injury claim itself, so if your attorney believes the serious injury exception applies, or you carry full tort, the case can be a strong funding candidate. Your attorney’s read on how your election applies is part of the review.

I was hurt on a Marcellus Shale gas site. Can I get funded?

Yes, if you have a third-party injury case on file. Workers’ comp covers an injury tied to your own employer, but it doesn’t stop a separate civil claim against a negligent third party, like a drilling contractor, a site operator, or an equipment manufacturer who isn’t your direct employer. That third-party claim is the part we fund. The gas activity across Pennsylvania’s Marcellus counties produces a steady number of these filings, and the injuries tend to be serious. If your attorney has filed the case, send it over for review.

My case is in Philadelphia and it’s dragging on. Can I get money now?

That’s exactly what pre-settlement funding is for. Philadelphia’s Court of Common Pleas handles a heavy caseload, and injury cases there can take two or three years to settle or reach trial. Waiting that long with bills piling up is the reason most plaintiffs come to us. You don’t have to wait for the case to end. As long as it’s active and your attorney is moving it forward, you can apply at any point and get cash now against the expected recovery. The same goes for cases in Allegheny County and elsewhere in the state.

I was injured on a SEPTA bus or train. Is anything different about my case?

Yes, transit and other government claims follow their own track. Because SEPTA is a public agency, a claim against it generally requires written notice within six months, well before the usual two-year deadline, and damages can be subject to statutory caps. These cases are fundable like any other once they’re properly filed, but the early notice step is critical. If your injury involved SEPTA, the Port Authority in Pittsburgh, or another public body, talk to your attorney quickly so the notice deadline doesn’t pass, then send the file over.

Submit your Pennsylvania lawsuit loan application today