South Carolina Pre-Settlement Funding
Bridge the wait for your South Carolina settlement with a cash advance today.
Waiting on an injury settlement in South Carolina can stretch for months. Pre-settlement funding puts cash in your pocket now against a pending personal injury claim, so bills do not pile up while the case works through court. You repay only if you win or settle; lose at trial and the obligation goes away.
Reviewed by Johnny Cavalli, Founder, ECO Pre-Settlement Funding · Last reviewed
✓ Repay $0 If You Lose
✓ $500 to $250,000+
✓ No Credit Check
✓ 24-48 Hr Funding
Apply For Pre-settlement Funding
On this page
Injury Claims in South Carolina: What Plaintiffs Should Know
How often injuries happen in South Carolina
State and federal records put South Carolina at 1,047 traffic fatalities and 51,638 persons injured in 2023. The heaviest volume runs through Columbia and Charleston. Numbers like these are why bridge funding exists for people who cannot wait.
Sources: official South Carolina crash data and NHTSA. See the citations at the foot of this page.
Which South Carolina courts hear these cases
In South Carolina, the busiest venues are Columbia, Charleston, Greenville. These suits are heard in South Carolina’s Court of Common Pleas. Venue affects timing more than outcome, and timing is what leaves plaintiffs short on cash.
South Carolina fault and negligence rules in practice
In practical terms, South Carolina is an at-fault (tort) state, so you pursue the driver who caused the crash and their insurer directly. Clear liability evidence, police reports, witnesses, and photos, moves a South Carolina case forward and moves an advance with it.
South Carolina applies modified comparative negligence with a 51% bar. Reach that share of fault and you recover nothing; below it, your award drops by your percentage. A realistic fault estimate from your South Carolina attorney shapes the advance we can offer. And because South Carolina’s filing deadline for most injury claims is 3 years, an approaching deadline is a common reason to line up counsel and funding early.
South Carolina filing deadlines
Expect 3 years for a typical South Carolina injury case, 3 years from act or discovery, 6-year repose for malpractice, and 3 years from death for a wrongful-death claim. A missed South Carolina deadline typically ends the case for good, so confirm it early. We advance funds only on a claim that is on file or still within the limit.
What this means for your South Carolina advance
What you can draw follows your South Carolina case value, typically 10 to 20 percent of the expected net recovery, from $500 to $250,000 or more. A South Carolina policy at the $25,000-per-person minimum can cap what is available, so we base the advance on realistically collectible funds. See how personal injury advances work for the mechanics. You pay nothing up front, and a losing South Carolina case means no repayment at all.
Qualifying for Funding in South Carolina
Qualifying in South Carolina comes down to an active claim, an attorney on contingency, and a deadline (3 years) that has not passed. We approve on case merit. See who qualifies for lawsuit loans.
Open South Carolina Case
Your case must be filed and active in South Carolina (Court of Common Pleas); we fund across all 46 counties.
South Carolina Attorney on Contingency
A South Carolina attorney on a contingency agreement is required; we handle the advance paperwork with their office.
Underwritable Case Facts
Approval rides on the South Carolina case, not on you: documented liability, real damages, and a defendant who can pay. Credit and income do not factor in.
South Carolina Case Types We Fund
Most personal injury actions filed under South Carolina law qualify for funding.
Auto Accidents
Car, truck, motorcycle and rideshare collisions across Columbia and the rest of South Carolina.
Medical Malpractice
Botched procedures, missed diagnoses and hospital negligence in Columbia and across South Carolina.
Premises & Slip and Fall
Falls and negligent security on unsafe South Carolina property. See premises liability.
Workplace & Construction
Construction and industrial injuries in South Carolina beyond the workers comp system.
Wrongful Death
Family claims when a South Carolina injury turns fatal.
Catastrophic Injury
Brain, spinal and severe-burn cases.
Get your South Carolina funding decision in 24 hours
Get StartedOr call us toll-free at (800) 961-8924.
South Carolina Pre-Settlement Funding Laws and Regulations
Here is how South Carolina law frames an injury claim. These are the rules we underwrite against; confirm the specifics for your case with your attorney.
Statute of Limitations for Personal Injury
- General negligence: 3 years [1]
- Medical malpractice: 3 years from act or discovery, 6-year repose
- Wrongful death: 3 years from death
South Carolina applies different limits to malpractice and wrongful death, and government claims can carry short notice deadlines. Verify dates with counsel.
Minimum Mandatory Auto Policy Limits
- Bodily Injury Liability: $25,000 per person / $50,000 per accident [2]
- Property Damage Liability: $25,000
- Personal Injury Protection (PIP): not required
South Carolina is an at-fault (tort) state, not no-fault. Uninsured-motorist coverage is offered and can usually be added.
Negligence Rule
- Modified comparative (51% bar)
- How fault is apportioned in South Carolina directly affects case value.
In South Carolina, this is why liability evidence drives the advance amount.
The South Carolina Funding Process Step by Step
The South Carolina process is short: apply, underwriting review, funds. See how it works for detail.
1
Submit Your Case
Send case details through the form above or call (800) 961-8924. It takes about five minutes.
2
Underwriting Review
We confirm the South Carolina case file with your attorney and review it, usually within a business day.
3
Get Funds
On approval, money goes out by ACH or wire, typically within 24 to 48 hours.
Common Questions From South Carolina Plaintiffs
What happens to my advance if I’m 30% at fault in South Carolina?
At 30 percent you are under South Carolina’s 51-percent bar, so you still recover, with your award cut by 30 percent. We build that reduction into the advance, which is why an early, realistic fault estimate from your South Carolina attorney helps us offer the right amount.
How much can I get on a South Carolina car accident case?
Advances typically run 10 to 20 percent of expected recovery, from $500 to $250,000+. With South Carolina’s minimum bodily-injury limits at $25,000 per person, a small policy can cap value, so we anchor the advance to your attorney’s projected settlement rather than a flat number.
Do I have to live in South Carolina to qualify?
No. Eligibility follows where your lawsuit is filed, not your home address. If your injury case is filed in South Carolina, you can apply from any state, and we coordinate with your South Carolina attorney from there.
How fast is funding on a South Carolina case?
Expect roughly a day for a decision on a South Carolina case once we have the file, then 24 to 48 hours to fund. Losing the case means you owe nothing.
Resources
- General injury statute of limitations (3 years) – official South Carolina statute (scstatehouse.gov).
- South Carolina auto insurance minimums – South Carolina insurance authority (doi.sc.gov).
- Traffic fatalities (2023): NHTSA FARS (State Traffic Data 2023) – source.
- Persons injured (2023): scdps.sc.gov – source.