South Carolina Pre-Settlement Funding

Hurt at the port, on the line, or out on I-95? Cash now, repaid only if your case wins.

South Carolina builds cars, ships, and planes, and moves freight through one of the busiest ports on the East Coast. BMW in Spartanburg, Boeing in North Charleston, and the Port of Charleston keep the economy moving, and serious injuries come with it. So does I-95, one of the deadliest stretches of highway in the country. Cases in Charleston, Richland, or Greenville County can take years to resolve. South Carolina pre-settlement funding helps you wait without going under. It’s a non-recourse advance on your active injury claim, repaid only if you win. Lose, and you owe nothing.

✓ No Win, No Repayment

✓ $500 to $250,000+

✓ All SC Case Types

Apply For Pre-settlement Funding

Who Qualifies in South Carolina

Three things put you in the running for South Carolina lawsuit funding: an injury case that’s already filed, a lawyer taking it on contingency, and a claim that’s still within the three-year deadline. From there, the decision turns on the merits. Underwriting weighs who is at fault, what coverage or assets the defendant has, and how thoroughly the injury is documented. None of it touches your credit score, your paycheck, or your work history. South Carolina applies modified comparative negligence, so partial fault on your part is not a dealbreaker as long as you weren’t more responsible than the other side. Because the advance tracks the expected recovery, your attorney’s view of the case shapes the number.

Active South Carolina Filing

A case on file in a South Carolina circuit court or in the federal District of South Carolina. We work with plaintiffs across all 46 counties, from the Lowcountry around Charleston and Beaufort to the Midlands in Columbia and the Upstate around Greenville and Spartanburg.

Contingency Attorney

A South Carolina-licensed lawyer is handling your case for a contingency fee. We deal with the firm directly to gather what we need. Injured here but living in another state? You still qualify, as long as a South Carolina attorney is on the file.

Documented Damages

Liability that lands on the other party, medical records that prove the injury, and a defendant with insurance or assets within reach. South Carolina’s modified comparative rule means a minority share of fault still leaves room for a fundable claim.

Personal Injury Cases We Fund in South Carolina

A port, a manufacturing boom, and a packed tourist coast drive the claims we handle here. Six case types come up again and again across South Carolina.

Port and Maritime Injuries

Container terminal accidents, crane and cargo injuries, and crashes involving the trucks that feed the Port of Charleston. Dock and harbor workers may have federal remedies, and claims against an at-fault third party often run alongside them.

Automotive and Aerospace Manufacturing

Plant-floor injuries at the BMW, Volvo, Michelin, and Bosch operations across the Upstate and the Boeing campus in North Charleston. When a contractor or equipment maker who isn’t your employer caused the harm, that third-party claim can be funded.

Interstate and Highway Crashes

Car and truck wrecks on I-95, long ranked among the most dangerous highways in the nation, plus I-26 between Charleston and the Upstate and I-85 through the manufacturing corridor. Severe injuries and commercial insurance are common in these cases.

Motorcycle Accidents

Riders are everywhere here, from daily commuters to the crowds that fill Myrtle Beach for bike rallies. Crashes tend to cause catastrophic injuries, and riders often face unfair blame, which makes clear liability and solid documentation especially important.

Medical Malpractice

Surgical mistakes, delayed diagnoses, and birth injuries at MUSC and its Charleston trauma center, the Prisma Health hospitals in Greenville and Columbia, Roper St. Francis, and the regional providers around the state.

Tourism and Premises Liability

Pool drownings, balcony failures, negligent security, and slip-and-falls at the hotels, resorts, and rentals packing the Grand Strand and Hilton Head, where millions of visitors raise the odds of something going wrong.

Get a South Carolina lawsuit advance today

Get Started

Or call toll-free at (800) 961-8924.

South Carolina Pre-Settlement Funding Laws and Regulations

South Carolina runs on an at-fault, tort system and gives most injury victims three years to file. Fault is handled under a modified comparative rule, so a plaintiff who shares part of the blame can still recover, provided their share doesn’t tip past the other side’s. Medical malpractice claims carry extra pre-suit steps that set them apart from ordinary injury cases. What follows is a plain-language guide, not legal advice. Your attorney can confirm the deadlines and rules that apply to your specific situation.

Statutes of Limitations

Personal injury (general): 3 years, S.C. Code Section 15-3-530 ^[1]
Medical malpractice: 3 years from discovery, with a 6-year statute of repose (S.C. Code Section 15-3-545), plus a required Notice of Intent, expert affidavit, and pre-suit mediation
Wrongful death: 3 years from the date of death (S.C. Code Section 15-3-530)
Claims under the South Carolina Tort Claims Act against government bodies have their own filing rules

The three-year clock is steady, but malpractice is the outlier. Before a malpractice suit can even be filed, South Carolina requires a Notice of Intent, a supporting expert affidavit, and mediation. Those steps take time, so an early start matters more in these cases than in most.

Auto Insurance Minimums

Bodily injury liability: $25,000 per person / $50,000 per accident ^[2]
Property damage liability: $25,000
South Carolina is an at-fault state. There is no mandatory personal injury protection (PIP)
Uninsured motorist coverage is mandatory; underinsured motorist coverage must be offered but can be declined

South Carolina is one of the states that requires uninsured motorist coverage on every policy, which matters given the number of uninsured drivers on its roads. When the at-fault driver carries little or no insurance, your own UM coverage can become the path to recovery. Confirm current rules with the SCDMV.

Modified Comparative Negligence

South Carolina follows modified comparative negligence (Nelson v. Concrete Supply Co., 1991)
A plaintiff can recover as long as their fault does not exceed 50%
Recovery is reduced in proportion to the plaintiff’s share of fault
A plaintiff found 51% or more at fault recovers nothing

Everything hinges on staying at or below that 50% line. A plaintiff who does still collects, minus their share of the blame. Underwriting builds the advance around that net figure, which is why a case with fault pointing squarely at the other side tends to support the strongest funding.

How to Apply for South Carolina Pre-Settlement Funding

Applying takes about five minutes, and most South Carolina cases get an answer by the end of the next business day.

Send Us the Basics

Use the form above or call (800) 961-8924. Tell us your case type, the county where it’s filed, and how to reach your attorney. That’s all it takes to start.

We Check the Details

We reach your attorney, pull the file, and study the liability, the available coverage, the documented injuries, and the likely split of fault. In most South Carolina cases the answer comes back the same day the attorney responds.

Get Paid

Once you and your attorney sign the agreement, the ACH goes out that day. Most South Carolina plaintiffs see the money land within 24 hours.

Questions from South Carolina Plaintiffs

I was hurt at the port or on a plant floor and I’m on workers’ comp. Can I still get funded?

It comes down to whether a third party shares the blame. Workers’ comp handles injuries caused by your own employer, and on its own it isn’t something we fund. What we can fund is a separate lawsuit against someone else whose negligence contributed, say an outside contractor at a BMW or Boeing site, the operator of port equipment, or the manufacturer of a defective machine. South Carolina’s heavy manufacturing and port activity generate plenty of these third-party claims. Have your attorney forward the filing and we’ll take a look.

I went down on my motorcycle. Does funding work any differently?

The process is the same, but motorcycle cases have their own wrinkle. Insurers often try to pin extra blame on riders, and because South Carolina reduces or bars recovery based on the rider’s share of fault, that argument can shrink a claim. The flip side is that motorcycle crashes usually cause severe injuries, so the value can be substantial when liability is clear. Underwriting looks closely at how the fault is likely to split. A well-documented crash with the other driver clearly at fault is a strong candidate for an advance.

I got hurt on vacation at Myrtle Beach or Hilton Head. Can I get funded from out of state?

You can. The case has to be filed in South Carolina with a South Carolina attorney, but it doesn’t matter where you live. Resort injuries, from balcony and pool incidents to slip-and-falls and assaults tied to weak security, are a real part of the coastal economy here, and many of the people they happen to are visitors. Once your attorney has the case on file against the hotel, rental, or property owner, you can apply from home, and we’ll send the funds wherever you are.

My malpractice case has all those pre-suit steps. Can it still be funded?

Yes. South Carolina makes malpractice plaintiffs clear a few hurdles first, a Notice of Intent, an expert affidavit, and mediation, before a suit moves forward. Those steps stretch the timeline, which is part of why funding helps in these cases. Once the claim is properly underway, we review the liability, the expert support, and the medical records the same as any other case. A malpractice claim that has cleared its pre-suit requirements and is backed by solid expert opinion can absolutely qualify for an advance.

Submit your South Carolina lawsuit loan application today