Washington Pre-Settlement Funding

Case stuck in traffic from Seattle to Spokane? Get cash now, repay only if you win.

Washington runs on Boeing’s assembly lines, the tech campuses around Seattle, the busy ports of Seattle and Tacoma, and a fishing fleet that works all the way to Alaska. Add I-5 gridlock and rain-slick mountain passes, and serious injuries are part of the picture. When a case in King, Pierce, or Snohomish County takes a year or more to settle, the bills don’t wait. Washington pre-settlement funding helps you bridge the gap. It’s a non-recourse advance on your pending injury claim, repaid only if you win, with nothing owed if you lose.

✓ No Win, No Repayment

✓ $500 to $250,000+

✓ All WA Case Types

Apply For Pre-settlement Funding

Who Qualifies in Washington

Washington lawsuit funding comes down to three things: a filed injury case, a contingency-fee attorney handling it, and a claim still inside the three-year deadline. After that, the case carries itself. Underwriting weighs who caused the harm, the insurance or assets behind the defendant, and how well the injury is documented. Your paycheck and your credit stay out of it. Washington is one of the more plaintiff-friendly states on fault: it uses pure comparative negligence, so partial blame reduces a recovery but never erases it, and it places no cap on damages. Both factors feed into the size of an advance.

Active Washington Filing

A case filed in a Washington superior court or in the Western or Eastern federal district. We fund plaintiffs across the state, from Seattle, Tacoma, and Everett on the Puget Sound to Spokane, the Tri-Cities, and the Yakima Valley east of the Cascades.

Contingency Attorney

A Washington-licensed attorney is handling your case on contingency. We work through the firm to gather what underwriting needs. Hurt in Washington but living out of state now, or out on a fishing contract? You still qualify, as long as a Washington lawyer is on the case.

Documented Damages

Liability resting with the other side, medical records that establish the injury, and a defendant backed by insurance or assets. Because Washington never bars recovery for shared fault, even a case with some blame on the plaintiff can remain fundable.

Personal Injury Cases We Fund in Washington

Aerospace plants, deepwater ports, a working fishing fleet, and a congested I-5 corridor shape the claims we see here. Six case types come up most across Washington.

Maritime, Ferry, and Fishing Injuries

Injuries on the Washington State Ferries, at the Seattle and Tacoma port terminals, and aboard the commercial boats that fish Alaskan waters. Crew members may have Jones Act remedies, and claims against an at-fault third party can run alongside them.

Aerospace and Industrial Injuries

Machinery and equipment injuries at the Boeing plants in Everett and Renton and the suppliers around them. Washington runs a state workers’ comp fund, but a separate third-party claim against a non-employer can still be funded.

I-5 and Mountain Pass Crashes

Wrecks in the dense I-5 corridor through Seattle and Tacoma and on the Cascade passes like Snoqualmie, where rain, snow, and fog raise the risk. Wet-weather collisions are a year-round source of serious injury claims.

Trucking and Port Freight

Big-rig collisions moving cargo out of the Seattle and Tacoma ports and along I-5 and I-90. These crashes bring catastrophic injuries and commercial carriers with large policies and quick-moving defense teams.

Medical Malpractice

Surgical errors, missed diagnoses, and birth injuries at UW Medicine and Harborview in Seattle, the Swedish and Providence systems, and hospitals statewide. Washington places no cap on damages in these cases.

Bicycle and Pedestrian Injuries

Crashes involving cyclists and walkers on Seattle’s busy streets and trail crossings, plus the campus and downtown corridors statewide. These collisions often leave lasting injuries, and clear liability tends to drive their value.

Get a Washington lawsuit advance today

Get Started

Or call toll-free at (800) 961-8924.

Washington Pre-Settlement Funding Laws and Regulations

Washington is an at-fault tort state with a three-year window to file most injury claims. On fault it sits at the plaintiff-friendly end of the spectrum, using pure comparative negligence and placing no cap on the damages a jury can award. The state also runs its own workers’ comp fund rather than letting private insurers handle it, which shapes how on-the-job injury claims work. The summaries below are plain-language background, not legal advice. Your attorney can confirm the deadlines and rules that apply to your case.

Statutes of Limitations

Personal injury (general): 3 years, RCW 4.16.080 ^[1]
Medical malpractice: 3 years from the act, or 1 year from discovery, with an 8-year outer limit (RCW 4.16.350)
Wrongful death: 3 years from the date of death
Claims against state or local government require a tort claim filing before suit

Three years covers most injury claims. Malpractice adds the usual discovery wrinkle, since some harms only surface later. Claims against a government body carry an added step: a formal tort claim has to be filed and a waiting period observed before a lawsuit can go forward, so those cases benefit from early legal advice.

Auto Insurance Minimums

Bodily injury liability: $25,000 per person / $50,000 per accident ^[2]
Property damage liability: $10,000
Washington is an at-fault state. PIP must be offered but can be declined in writing
Uninsured and underinsured motorist coverage must be offered and can also be rejected in writing

Washington’s 25/50/10 floor is modest, and serious crashes routinely exceed it. PIP and UM/UIM are both offered by default, and keeping them can be the difference in a wreck with an underinsured driver. Confirm current rules with the Washington Office of the Insurance Commissioner.

Pure Comparative Negligence

Washington follows pure comparative negligence (RCW 4.22.005)
A plaintiff can recover even if mostly at fault, with damages reduced by their percentage
There is no fault threshold that cuts off recovery
Washington also places no statutory cap on the damages a jury may award

This is what sets Washington apart. Where some states throw a case out the moment the plaintiff is even slightly at fault, Washington keeps it alive and simply reduces the award by the plaintiff’s share. Combined with no cap on damages, that gives plaintiffs real room to recover. Underwriting still sizes the advance around the net figure after any fault reduction.

How to Apply for Washington Pre-Settlement Funding

The application takes about five minutes, and most Washington cases get a decision by the close of the next business day.

Send It Over

Use the form above or call (800) 961-8924. Give us your case type, the county where it’s filed, and how to reach your attorney. That’s all we need to start.

We Size It Up

We reach your attorney, request the file, and weigh the liability, the available coverage, the documented injuries, and the likely fault split. In most Washington cases the answer comes back the day the firm responds.

Get Paid

Once you and your attorney sign the agreement, the ACH transfer goes out that day. Most Washington plaintiffs have the funds available within 24 hours.

Questions from Washington Plaintiffs

I was partly to blame for my accident. Can I still get funded in Washington?

Very possibly. Washington uses pure comparative negligence, which means sharing part of the blame doesn’t end your case the way it would in stricter states. Your recovery is simply reduced by your percentage of fault. A plaintiff who is 30% responsible still collects 70% of the damages. That keeps a lot of cases alive that would be dead elsewhere, and it gives underwriting room to work with. We just account for the likely fault split when sizing the advance. If your attorney has filed and the injuries are documented, partial fault on your part is not a dealbreaker.

I was injured on a ferry or a fishing boat. How does funding work for that?

Maritime injuries follow their own rules, so the first question is what kind of claim you have. Crew members hurt at sea often have rights under the Jones Act and general maritime law, and a passenger hurt on a ferry has a different path. Those claims can be funded once they’re properly filed. On top of that, there may be a separate claim against an at-fault third party, the maker of faulty gear or another company operating on the water. Washington’s ferry system and Alaska-bound fleet generate these cases regularly. Have your attorney confirm the type of claim, then send it over.

I got hurt at Boeing or another plant and I’m on state workers’ comp. Anything to fund?

Possibly, and it depends on whether someone besides your employer is at fault. Washington runs a state workers’ comp fund through Labor and Industries, and benefits from that fund aren’t something we advance against on their own. What can be funded is a separate lawsuit against a third party, an outside contractor, a subcontractor, or the manufacturer of a defective machine. Big industrial sites bring many companies together, so these third-party claims come up more than people expect. If your attorney has a third-party suit on file, send it and we’ll take a look.

I don’t live in Washington anymore, or I’m away on a contract. Can I apply remotely?

Yes. What matters is that the case is filed in Washington with a Washington attorney, not where you happen to be. A lot of people connected to the state’s fishing and maritime industries spend long stretches out of state or at sea, and others move away after an injury. None of that affects your eligibility. Once your lawyer has the claim on file, you can apply by phone or email from anywhere, and we send the funds wherever you are. The whole process is handled remotely.

Submit your Washington lawsuit loan application today