Wrongful Death Pre-Settlement Funding
Wrongful Death Lawsuit Loans
Get cash now against your family’s pending wrongful death case. Approval in 24 to 48 hours, no credit check, and you pay back nothing if the case loses.
Funded in 24 to 48 hours · No credit check · Owe nothing if the case loses · All 50 states
$500 to $250,000+
Funding sized to the strength of the claim and projected settlement, not to your credit.
Funded in 24 to 48 hours
Apply today and get a decision within a day of your attorney sending the file.
Lose and owe nothing
The advance is non-recourse. If the case fails, the debt is forgiven in full.
No credit, no income proof
Approval rests on the case file. Your job, income, and credit never factor in.
What Are Wrongful Death Lawsuit Loans?
A wrongful death lawsuit loan is a cash advance tied to a pending wrongful death claim brought after a loved one was killed by someone else’s negligence. It is not a bank loan. We advance money based on the expected value of the case, and when it settles, repayment comes straight out of the settlement, not your savings or your paycheck. If the case loses, the advance is forgiven and your family keeps what you received.
You will also hear it called wrongful death settlement funding, wrongful death pre-settlement funding, a wrongful death cash advance, or a non-recourse wrongful death loan. They all mean the same thing. There are no monthly payments and no credit requirements, because we look at the claim, not your finances. That matters for grieving families in particular, since funeral costs and the sudden loss of household income arrive long before any settlement does.
The money is yours to use for whatever the family needs most, from funeral and burial costs to the mortgage, rent, groceries, and everyday bills while the case moves forward. For the full mechanics, see our guide on how pre-settlement funding works, or explore our broader personal injury loans.
How Wrongful Death Funding Works
Your focus should be on your family, not paperwork. Most cases go from application to wired funds in two to three business days, and we handle the case side with your attorney.
1. Apply in 2 minutes
Submit the short form or call. Give us your contact details, your attorney’s info, and a quick note about the case. No documents needed from you.
2. We review the case
Our team contacts your attorney for the records and reviews liability and likely value, including the circumstances of the death. Most decisions come within 24 hours.
3. Get your cash
Once approved, funds are sent directly to you, often the same day or the next business day. No upfront fees.
Who Qualifies for Wrongful Death Funding?
Approval comes down to three things: an attorney representing the family on contingency, clear liability against the at-fault party, and a documented wrongful death claim. It does not matter whether the death came from a crash, medical malpractice, a defective product, or unsafe property. Clear liability and a properly filed claim are the two biggest factors.
You usually qualify if
- An attorney is handling the wrongful death case on a contingency fee
- Someone else was clearly at fault for the death
- You are the personal representative of the estate or an eligible surviving family member
- The case has not settled or been dismissed yet
You will not qualify if
- There is no attorney handling the case (we cannot fund pro se cases)
- No third party was at fault for the death
- A final settlement offer was already accepted in writing
- The filing deadline in your state has already passed
Eligible family members typically include a spouse, children, or parents, though the exact rules vary by state. Not sure your case fits? Browse the other case types we fund or just apply and let underwriting take a look.
Wrongful Death Cases We Fund
A wrongful death can follow almost any kind of fatal accident, and most have a negligent party behind them. If someone else’s actions caused your loved one’s death, there is a strong chance we can help. The cases we commonly fund include:
Car and truck accidents
Fatal crashes caused by negligent, distracted, or impaired drivers.
Medical malpractice
Fatal misdiagnosis, surgical errors, and other negligent care.
Defective products
Dangerous goods, faulty equipment, and unsafe medications.
Workplace and construction deaths
Fatal falls, machinery accidents, and unsafe job-site conditions.
Premises liability
Fatal falls, fires, drownings, and negligent security on unsafe property.
Motorcycle and pedestrian deaths
Fatal motorcycle, bicycle, and pedestrian collisions caused by drivers.
We also fund wrongful death claims from nursing home neglect, fatal fires, and other acts of negligence. If your case looks unusual, apply anyway. Strong liability often matters more than the label on the file.
Who Can File and What a Wrongful Death Claim Recovers
A wrongful death claim is brought by the personal representative of the deceased’s estate or, depending on your state, by close surviving family members such as a spouse, children, or parents. The lawsuit exists to recover the financial and personal losses the family carries because of the death. Those losses usually include:
- Funeral and burial expenses. The immediate costs a family faces right away.
- Final medical bills. Care for the injury or illness before the death.
- Lost financial support. The income and benefits the deceased would have provided.
- Loss of companionship and guidance. The care, comfort, and consortium the family lost.
- Pre-death pain and suffering. In a survival action, what the deceased endured before passing.
Because these damages cover both hard costs and deeply personal losses, building the claim takes time and careful documentation. That gap between the bills arriving now and the settlement arriving later is exactly what pre-settlement funding is meant to bridge.
Why Wrongful Death Cases Take Longer to Settle
Wrongful death claims are among the slowest and most heavily contested cases to resolve, and the reasons are exactly why financial support matters so much while a family waits. The stakes are high, the damages are large, and the other side has every incentive to fight.
The first reason is proving the full value. A wrongful death claim has to account for a lifetime of lost income and support, which often requires economists and vocational experts to calculate what the deceased would have earned and provided over the years ahead. That analysis is detailed work, and it does not happen overnight.
The second reason is the estate and the family. Wrongful death proceeds frequently have to pass through probate and be allocated among several surviving family members. Those legal steps add time before anything is finalized, even after liability is clear.
The third reason is the other side. Many wrongful death cases are fought against insurers, hospitals, manufacturers, or large employers who are well funded and well represented, sometimes while a separate criminal or regulatory matter runs in parallel. Their goal is to limit what they pay, and the delay is the pressure they count on to push a grieving family toward a faster, lower settlement. A pre-settlement advance takes that pressure away by keeping the family financially stable while the attorney builds the case properly, so you are not forced to accept less than the claim is worth just to cover this month’s bills.
How Much Can You Get on a Wrongful Death Case?
Approved advances usually land between 10% and 20% of the expected net settlement. Take a case worth $200,000 with $80,000 going to legal fees and costs. The net is $120,000, so a reasonable advance falls around $12,000 to $24,000. Here is how that plays out across common case sizes:
| Estimated case value | Net after fees & costs | Typical advance range |
|---|---|---|
| $50,000 | ~$30,000 | $3,000 to $6,000 |
| $100,000 | ~$60,000 | $6,000 to $12,000 |
| $250,000 | ~$150,000 | $15,000 to $30,000 |
| $500,000 | ~$300,000 | $30,000 to $60,000 |
| $1,000,000+ | ~$600,000 | $60,000 to $120,000+ |
Four things push the approved amount higher: how clear the liability is, the size of the available insurance, the projected value of lost support, and how close the case is to settlement. Because wrongful death claims often carry large damages, they can support sizable advances. For the pricing detail, see our breakdown of pre-settlement funding costs and fees.
See What Your Family’s Case Qualifies For
Applying takes about two minutes and never touches your credit. Most families hear back within 24 hours of their attorney sending the file.
Wrongful Death Loan vs Other Ways to Get Cash
When money gets tight after a loss, most families weigh a few options. Here is how a pre-settlement advance compares with the usual alternatives.
| Option | Owe it if you lose? | Credit check? | Monthly payments? |
|---|---|---|---|
| Wrongful death loan | No | No | No |
| Credit card | Yes | Yes | Yes |
| Personal bank loan | Yes | Yes | Yes |
| Borrowing from family | Yes | No | Often |
What happens if you lose the case?
You owe nothing. The agreement is non-recourse, so our right to repayment only exists if the case results in a settlement or judgment. If a jury rules against the claim, or the case falls apart, the advance is forgiven. Nothing goes to collections, nothing lands on your credit report, and the funder absorbs the full loss. That risk is also why the payback figure looks higher than a bank rate. For you, the trade is simple: a known cost if you win, and zero cost if you lose.
Why Families Choose ECO
ECO Pre-Settlement Funding has funded plaintiffs since 2010, including families pursuing wrongful death claims across the country. Our underwriters include former personal injury paralegals and case managers, so we read a file the way your attorney does and approve on the same factors your lawyer values: documented liability and verified damages.
- No-risk funding. You repay only if the case pays out.
- Fast decisions. Most applicants hear back within 24 hours.
- No credit checks. The claim is your qualification.
- Transparent terms. Clear, capped payback with no hidden fees or fine print.
- Direct attorney coordination. We handle communication with your legal team.
We exist to make a painful time a little more manageable. Funding rules differ by state, with details on pages like California and Texas.
Frequently Asked Questions
What are wrongful death lawsuit loans?
They are cash advances based on the expected value of a pending wrongful death lawsuit. The family repays from the settlement only if the case wins. If the case does not pay out, you owe nothing. There are no monthly payments and no credit checks.
Who can apply for a wrongful death lawsuit loan?
The personal representative of the estate or an eligible surviving family member, such as a spouse, child, or parent, can apply, as long as an attorney is handling the case. The exact rules on who can recover vary by state, so your attorney’s involvement helps confirm eligibility.
How is the advance repaid?
Repayment comes out of the settlement when the case resolves, handled directly between us and your attorney at the time of payout. There are no monthly payments along the way, and if the case loses, the advance is forgiven and nothing is owed.
How quickly can I get funded?
Most applicants receive a decision within 24 hours of our team reaching the attorney. Funds are typically delivered the same day or the next business day after approval.
How much can I get for a wrongful death case?
It depends on the case value, how clear the liability is, and the available insurance coverage. Because wrongful death claims often carry large damages, they can support sizable advances. Call (800) 961-8924 for a free, no-obligation review and a funding estimate specific to your situation.
Grief Is Enough. The Bills Should Not Be.
Wrongful death cases take time, and the other side knows it. Wrongful death lawsuit funding keeps your family financially stable so your attorney can build the case the way it deserves. You owe nothing if the case loses.