Personal Injury Loans
Pre-Settlement Funding for Personal Injury Cases
Get financial relief now while your lawsuit is pending. Our pre-settlement funding provides immediate cash advances with no credit check, no monthly payments, and non-recourse terms. You only pay us back if your case settles.
- Quick Approval: Most applications are approved within 24 hours
- 100% Risk Free: No repayment if you don’t win
- No Credit Check: Bad credit won’t disqualify you
- Competitive Rates: Transparent pricing with no hidden fees
Need Cash Now? Don’t Wait for Your Settlement!
Get the money you need today to cover medical bills, living expenses, and more while your case is pending.
Call ECO Pre-Settlement Funding: 1-800-961-8924
What Is Pre-Settlement Funding?
Pre-settlement funding provides cash advances to personal injury victims while their lawsuits are pending. Unlike traditional bank loans, these are non-recourse cash advances. This means you receive money now and only pay it back from your settlement proceeds if your case succeeds.
Think of it this way: if you have a $100,000 settlement coming in 18 months, we can provide $10,000 or $15,000 today. When your case settles, we collect our portion directly from the settlement. If you don’t win, you owe nothing.
Why It’s Different from Bank Loans
Traditional bank loans require monthly payments regardless of your circumstances. Pre-settlement funding has no monthly payments at all. Banks check your credit score and employment status. We don’t care about either. Your case strength is the only thing that matters for approval.
How Pre-Settlement Funding Works
Our application process is straightforward and typically takes 24 hours from start to funding:
- Apply Online or by Phone – Complete our simple application with basic case information
- Case Review – We evaluate your lawsuit with your attorney’s help
- Quick Approval – Most applications are approved within 24 hours
- Receive Funds – Money is wired directly to your bank account
- Repayment Only if You Win – No payment required if your case doesn’t settle
We don’t require credit checks, income verification, or employment history. Your lawyer will work with us to provide case documents and settlement estimates. The entire process is confidential and hassle-free.
Who Qualifies for Pre-Settlement Funding?
Most personal injury victims with pending lawsuits can qualify for funding. You typically need:
- A pending personal injury lawsuit with clear liability
- Legal representation by an experienced attorney
- Significant damages including medical bills and lost wages
- A defendant with adequate insurance or assets
Your personal financial situation doesn’t affect approval. Bad credit, unemployment, or previous bankruptcies won’t disqualify you. We focus entirely on your case’s strength and settlement potential.
Types of Cases We Fund
ECO Pre-Settlement Funding provides cash advances for most personal injury lawsuits. Common case types include:
Motor Vehicle Accidents
Car crashes, truck accidents, motorcycle collisions, and pedestrian injuries often qualify for funding between $1,000 and $100,000, depending on injury severity and case value.
Medical Malpractice
Surgical errors, misdiagnosis, birth injuries, and medication mistakes typically qualify for substantial funding amounts due to high settlement values.
Premises Liability
Slip and fall accidents, inadequate security cases, and property-related injuries on commercial property often qualify for funding.
Product Liability
Defective medical devices, dangerous medications, faulty auto parts, and dangerous consumer products can qualify for significant funding amounts.
Workplace Injuries
Third-party liability claims beyond workers’ compensation, including construction accidents and equipment failures, may qualify for funding.
Wrongful Death
Cases involving loss of life due to negligence often qualify for the largest funding amounts due to substantial damage awards.
Benefits of Pre-Settlement Funding
Immediate Financial Relief
Cover urgent medical bills, living expenses, and other costs while your case is pending. This removes financial pressure that could force you to accept a low settlement offer.
Stronger Negotiating Position
When you’re not desperate for money, your attorney can negotiate for full case value instead of accepting the first offer from insurance companies.
No Monthly Payments
Unlike traditional loans, there are no monthly payment requirements. You only pay us back if and when your case settles.
Complete Financial Flexibility
Use funding for any expenses you need – medical care, rent, car payments, groceries, or any other urgent costs.
Non-Recourse Protection
If your case doesn’t result in a settlement or award, you don’t owe any repayment. This is the key difference from traditional lending.
How Much Funding Can You Receive?
Funding amounts typically range from $1,000 to $100,000, though larger amounts are available for exceptional cases. The amount depends on:
- Your case’s expected settlement value
- Strength of liability evidence
- Severity of your injuries
- Defendant’s insurance coverage
- Timeline until settlement
Most clients receive 10% to 20% of their expected settlement value. We’ve provided advances from a few thousand dollars up to $500,000 for catastrophic injury cases.
Our Track Record
- Tens of thousands of personal injury cases funded
- Hundreds of millions in total funding provided
- Extremely high client satisfaction rate
- 24-48 Hours Average approval time
Frequently Asked Questions About Personal Injury Loans
What if I lose my case?
If your lawsuit doesn’t result in a settlement or court award, you don’t owe us anything. Pre-settlement funding is non-recourse, meaning we take all the financial risk.
Do you check my credit?
No, we don’t perform credit checks. Your credit score, employment status, and income don’t affect approval. Only your case strength matters.
How quickly do I get approved?
Most applications are reviewed and approved within 24 hours. Some clients receive funding the same day they apply.
Can I get additional funding later?
Yes, if your case takes longer than expected or you need additional support, you can apply for more funding.
Will this affect my settlement?
Pre-settlement funding can actually strengthen your position by removing financial pressure to settle quickly for less than your case is worth.
What happens if my lawyer objects?
We work closely with attorneys throughout the process. Your lawyer must approve any funding agreement before you receive money.
How much does funding cost?
Our fees are competitive and transparent. All costs are explained clearly before you sign any agreement. There are no hidden charges or surprise fees.
Do I need collateral?
No collateral is required. Your pending lawsuit serves as the only security for the advance.
Why Choose ECO Pre-Settlement Funding?
Decade of Experience
ECO Pre-Settlement Funding has been helping personal injury victims since 2010. We have extensive experience with complex cases and established relationships with attorneys nationwide.
Higher Approval Rates
Our experienced team approves cases that other companies might reject. We understand how to evaluate complicated liability situations and find funding solutions.
Transparent Pricing
All fees are disclosed upfront with no hidden costs. We believe in honest communication and fair dealing with every client.
Excellent Customer Service
Our team treats every client with respect and responds quickly to questions. We keep you informed throughout the entire process.
Fast, Reliable Service
Most clients receive funding within 24 hours of approval. When you’re facing financial hardship, speed matters.
Apply for Pre-Settlement Funding Today
Don’t let financial pressure force you into accepting a low settlement. Pre-settlement funding gives you the breathing room to fight for full compensation while covering your immediate needs.
Three Ways to Apply:
- Call Now: 1-800-961-8924
- Apply Online: Complete our secure application form
- Have Your Attorney Contact Us: We work directly with legal professionals
Why Most Personal Injury Victims Choose ECO:
- β No obligation application
- β‘ Same-day approval possible
- π° Most clients receive funds within 24-48 hours
- π‘οΈ Zero risk to you
- π³ No credit check required
Important Information
Legal Disclaimer: This information is for educational purposes only and should not be considered legal advice. Pre-settlement funding is not available in all states. Funding availability depends on state regulations. Some states restrict or prohibit pre-settlement funding. Consult with your attorney before applying for funding. All funding is subject to case evaluation and approval.
Risk Disclosure: Pre-settlement funding involves fees that reduce your net settlement recovery. Only borrow what you need and consider all alternatives before applying.
YMYL Notice: Decisions about pre-settlement funding can significantly impact your financial situation. We strongly recommend discussing all options with your attorney and considering the total cost before proceeding.
Get Pre-settlement Funding
If you are already in a lawsuit, then we can offer you lawsuit funding without any hassle.
CALL: 800-961-8924