Rideshare Accident Loans – Fast Funding in 24hrs
Rideshare accident loans help you get money fast when you’re hurt in an Uber, Lyft, or taxi crash. These loans give you cash now while your lawsuit takes time to finish.
Quick Approval
100% Risk Free
No Credit Check
Lowest Rate
What Are Rideshare Accident Loans?
Rideshare accident loans give you money right now while you wait for your lawsuit to finish. You got hurt in an Uber, Lyft, or taxi accident. Your lawyer says you have a good case. But cases take months or years to settle. Meanwhile, your bills keep coming.
That’s where we step in. We look at your case and give you cash based on what we think you’ll win. This money helps you pay bills today instead of waiting for your settlement tomorrow. When your case settles, you pay us back from your settlement money. If you lose your case, you don’t pay us anything.
This isn’t a regular loan. Banks check your credit score and want monthly payments. We don’t care about your credit. Monthly payments aren’t required. We only care about one thing: will you win your case? If yes, we can probably help you.
How Much You Need?
Our Rideshare Accident Funding Success by the Numbers
11,000
Rideshare Accident Cases Funded
300M+
Total Rideshare Accident Loans Offered
98%
Client Satisfaction & Cases Funded
24 Hrs
Average Approval Time After Review
Why Rideshare Accident Loans Are Different
Most people call this pre-settlement funding. Some call it lawsuit loans. The name doesn’t matter. What matters is getting you money when you need it most. Medical bills won’t wait. Rent won’t wait. Your kids need food today, not next year when your case settles.
Thousands of people in your exact situation have used our help. Car accident victims, slip and fall cases, workplace injuries, and yes, rideshare accidents. We know what you’re going through. Financial stress while fighting for fair compensation is real.
Rideshare accident cases are special. Companies like Uber and Lyft have big insurance policies. Much bigger than regular car insurance. This means more money is available for your injuries. But it also means the insurance companies will fight harder to pay you less. That’s why these cases take longer to settle. That’s also why you might need rideshare accident loans to bridge the gap.
Need Cash Now? Don’t Wait for Your Settlement!
Get the money you need today to cover medical bills, living expenses, and more while your case is pending.
How Much Money Can You Get From Your Rideshare Accident?
Your settlement depends on many factors. How bad are your injuries? Who caused the accident? How much insurance coverage exists? Can you work again? Will you need future medical care? Every case is different.
Minor Injury Settlements
Here’s what we typically see in rideshare accident settlements. Minor injuries like cuts, bruises, and sprains usually settle for $10,000 to $30,000. These cases move faster because the injuries heal quickly. Rideshare accident loans might not be needed for minor injury cases.
Moderate Injury Cases
Moderate injuries change everything. Broken bones, concussions, and injuries requiring surgery often settle for $50,000 to $150,000. These cases take longer because doctors need time to see how well you heal. Physical therapy for months might be needed. Missing work for weeks or months is common.
Serious Injury Settlements
Serious injuries can be worth much more. Spinal cord injuries, brain injuries, and permanent disabilities often result in settlements of $200,000 to $1 million or more. These cases take the longest to settle. Doctors need to understand your long-term prognosis. Will you walk again? Can you return to your old job? Do you need lifelong care?
The person who caused your accident also matters. If the rideshare driver was drunk, texting, or driving recklessly, you might get punitive damages on top of compensation for your injuries. If another driver hit your rideshare vehicle, their insurance comes into play too.
Insurance Coverage Amounts
Rideshare companies carry large insurance policies. Uber and Lyft both have $1 million policies that cover accidents during rides. This is much more than typical car insurance policies of $25,000 to $100,000. More insurance means potentially larger settlements for serious injuries.
We usually advance 10% to 20% of what we expect your case to be worth. If we think your case will settle for $100,000, we might advance you $15,000 to $20,000. This gives you immediate relief while preserving most of your settlement for when the case concludes.
Who Can Get Rideshare Accident Funding?
You can probably get funding if you check these boxes. You were hurt in an accident with an Uber, Lyft, or taxi. A lawyer is working on your case. Your lawyer thinks you have a good chance of winning. Money is needed now while waiting for your settlement.
Passenger Eligibility
It doesn’t matter if you were a passenger, another driver, or a pedestrian. It doesn’t matter if the rideshare driver hit you or if you hit them, as long as they were at fault. What matters is having a valid legal claim that will probably result in a settlement.
Credit and Employment Requirements
Your credit score doesn’t matter. Your job doesn’t matter. Even your bank account balance doesn’t matter. We’re not a bank. Traditional lending criteria don’t apply to us. We care about your case. Is the other side clearly at fault? Are your injuries well documented? Do you have a lawyer who knows what they’re doing?
Attorney Requirements
Some funding companies are picky about which lawyers they work with. We’re not. Your lawyer doesn’t need to be a big firm or a specialist. They just need to be representing you on a contingency fee basis. This means they only get paid if you win your case.
Honesty About Your Case
You do need to be honest with us about your case. If you were partially at fault for the accident, tell us. If you had pre-existing injuries, tell us. Even, if there are problems with your case, tell us. We can’t help you if we don’t know the full story. But we’ve seen it all. Most cases aren’t perfect. That doesn’t mean they’re not worth pursuing.
We work in most states across the country. Some states have rules that make funding harder or impossible. We’ll tell you right away if we can’t help in your state. Don’t worry about wasting our time. Quick calls to rule out cases we can’t help save everyone time.
Why Rideshare Accidents Are Different From Regular Car Accidents
Regular car accidents usually involve two drivers with basic insurance coverage. Rideshare accidents can involve multiple insurance policies and companies. This makes them more complex but often more valuable.
Multiple Insurance Policies
Multiple insurance policies might apply when a rideshare driver causes an accident. The driver has personal auto insurance. The rideshare company provides additional coverage. If another driver was also involved, their insurance comes into play. Uninsured motorist coverage might help too.
App Status Impact
The rideshare driver’s app status matters a lot. If the app was off, only their personal insurance applies. If the app was on but they hadn’t accepted a ride, limited rideshare coverage applies. In case they were driving to pick up a passenger or had a passenger in the car, full rideshare coverage applies.
Higher Coverage Limits
Uber and Lyft both provide up to $1 million in liability coverage during active rides. This is much higher than typical auto insurance policies. Higher coverage limits mean more money available for serious injuries. But it also means these companies will fight harder to avoid paying large claims.
Driver Factors
Rideshare drivers often work long hours to make decent money. They might be tired, distracted by their phones, or unfamiliar with the area they’re driving in. These factors can contribute to accidents but also help prove the driver was negligent.
Common Accident Scenarios
Many rideshare accidents happen during pickups and drop-offs. Drivers might double park, make illegal U-turns, or stop suddenly without warning. Passengers getting in and out of vehicles can be hit by other cars. These situations create unique liability issues that experienced lawyers know how to handle.
Company Liability
The companies themselves can sometimes be held responsible. If they knew a driver had a history of accidents or violations but kept them on the platform, the company might share liability. If their app was malfunctioning and caused the driver to make a dangerous maneuver, the company might be at fault.
What You Can Use Rideshare Accident Funding For
We don’t restrict how you spend the money. This isn’t a traditional loan with rules about approved expenses. Cash is yours to spend and you decide how to use it. Most people use funding for basic living expenses and medical bills.
Medical Expenses
Medical expenses eat up funding quickly. Emergency room visits cost thousands. Surgery can cost tens of thousands. Physical therapy runs hundreds per session. If you don’t have good health insurance, medical bills can pile up fast. Even with insurance, deductibles and co-pays add up.
Lost Income
Lost wages create immediate financial pressure when you can’t work while recovering. Your employer might hold your job, but they probably won’t pay you while you’re out. Disability insurance helps some people, but it usually doesn’t cover your full salary and might take weeks to start.
Basic Living Expenses
Basic living expenses don’t stop because you were in an accident. Rent or mortgage payments are due every month. Utilities get shut off if you don’t pay. Your family still needs groceries. Your kids still need clothes and school supplies. Life continues while you fight for compensation.
Vehicle Replacement
Car repairs or replacement might be necessary. If your vehicle was damaged in the accident, you need transportation while waiting for insurance claims to settle. Rental car coverage usually runs out after a few weeks. Buying another car before your case settles might be needed.
Better Medical Care
Some people use funding to hire the best medical specialists. Better medical care can improve your recovery and increase your settlement. If you’re getting treatment at a clinic because you can’t afford a specialist, funding might help you get better care.
Avoid Desperate Decisions
Others use funding to avoid desperate financial decisions. They don’t want to drain their retirement accounts or max out credit cards. They don’t want to borrow money from family. Either they don’t want to settle their case early for less money just to pay bills.
How Fast Can You Get Money?
Speed matters when you’re facing financial hardship. We move much faster than traditional lenders. Most approved applications result in funding within 24 to 48 hours. Sometimes we can move even faster for urgent situations.
Initial Contact
The process starts when you contact us. Basic questions about your accident and case will be asked. Who was involved? What injuries did you suffer? Who is your lawyer? How long ago did the accident happen? This conversation usually takes 10 to 15 minutes.
Attorney Coordination
Next, we contact your lawyer to get case details. Medical records, police reports, and other documentation are needed. We need to know what your lawyer thinks the case is worth. Most lawyers are familiar with legal funding and cooperate quickly. This step usually takes a few hours to a day.
Underwriting Review
Our underwriters review everything and make a decision. They look at who was at fault, how serious your injuries are, and what insurance coverage exists. They estimate what your case is worth and decide how much to advance. This usually happens the same day we get information from your lawyer.
Agreement Process
If we approve your application, we prepare a funding agreement. This document explains exactly what you’ll owe if you win your case. Your lawyer reviews it to make sure they’re comfortable with the terms. Signing it and sending it back to us is the next step.
Money Delivery
Once we have your signed agreement, we send your money. Wire transfers arrive the same day. Overnight checks arrive the next business day. Some companies can even arrange cash pickup in major cities. The delivery method that works best for your situation is your choice.
Emergency Handling
Emergency situations sometimes require special handling. If you’re about to be evicted or have utilities shut off, tell us. We might be able to expedite the process. Miracles can’t be worked, but we can sometimes move faster when people face immediate crises.
Why Choose ECO Pre-Settlement Funding For Your Rideshare Accident Case?
We’ve been in business for over a decade. Thousands of cases have been seen and millions of dollars in advances have been funded. What works and what doesn’t is well known to us. Which cases are likely to succeed and which ones face problems is understood.
Direct Funding Model
Most funding companies are middlemen. They take your application and shop it to other companies who actually provide the money. We fund our own cases. This means faster decisions and better communication. When you call us, you talk to the people making decisions about your case.
Attorney Network
Lawyers across the country work with us. Your attorney doesn’t need to have a special relationship with us. If they’re representing you on contingency and think you have a good case, we can probably work together. The process is made easy for lawyers so they don’t mind the extra work.
Competitive Rates
Our rates are competitive with other reputable funding companies. Some companies advertise lower rates but have hidden fees or use compound interest. Simple, transparent rates with no surprises are what we quote you. What we tell you upfront is what you’ll actually pay.
Right-Sized Advances
Pressure to take more money than you need won’t come from us. Some companies push large advances because they make more money on fees. The right amount for your situation is what we’d rather give you. More can always be requested later if your needs change.
Customer Service Focus
Customer service matters when you’re dealing with financial stress. Our team answers phones quickly and returns calls promptly. This is probably your first time dealing with legal funding, and we know that. Everything is explained in plain English and we make sure you’re comfortable with the process.
Rideshare Expertise
All types of rideshare accident cases have been funded by us. Passengers injured in crashes. Drivers hurt while working. Pedestrians hit by rideshare vehicles. Multi-car accidents involving rideshare drivers. Common issues are known to us and these cases can be evaluated quickly.
What Happens If You Lose Your Case?
This is the most important thing to understand about rideshare accident loans. If you don’t win your case, you don’t owe us anything. Zero. Nothing. This is called non-recourse funding, and it’s what separates us from traditional lenders.
Traditional Loan Comparison
Traditional loans require repayment regardless of what happens. If you take a bank loan and your case doesn’t work out, you still owe the bank. If you use credit cards to pay bills and lose your case, you still owe the credit card companies. With our funding, your case outcome determines whether you pay us back.
Business Model Logic
This might seem too good to be true, but it’s how the business works. Money is only made when you win. This means very careful selection about which cases get funded. Money is only advanced when we’re confident you’ll recover compensation. In a way, our approval is a good sign about your case’s prospects.
Partial Settlement Protection
What if your settlement is less than expected? Let’s say we advance you $15,000 and expect to collect $18,000 when your case settles. But your case only settles for $12,000. Only the $12,000 would be paid back to us. We’d lose $3,000, but you wouldn’t owe us anything beyond your settlement amount.
Strategic Benefits
This protection gives you peace of mind to fight for full compensation. Worrying about being stuck with our debt if your case doesn’t go as planned isn’t necessary. Telling the insurance company no when they offer lowball settlements is possible. Going to trial if necessary is an option.
Case Impact
Some people worry that taking funding hurts their case somehow. It doesn’t. Insurance companies and defendants don’t know you have funding unless you tell them. Your lawyer negotiates your case the same way regardless. The only difference is you have money to live on while the case progresses.
Common Types of Rideshare Accidents We Fund
Passenger accidents are the most common type of rideshare accident case we see. You’re riding in an Uber when another driver runs a red light and hits your car. You’re in a Lyft when your driver rear-ends the car in front of you. As a passenger, you’re rarely at fault, which usually means strong cases.
Multiple Insurance Coverage
These cases can involve multiple insurance policies. The rideshare driver’s insurance, the rideshare company’s insurance, and the other driver’s insurance might all apply. Your lawyer sorts out which policies pay what, but having multiple sources of coverage often means more money available for your injuries.
Pedestrian Accidents
Pedestrian accidents involving rideshare vehicles are becoming more common. Rideshare drivers are often distracted by their phones, GPS devices, and pickup instructions. They might not see pedestrians in crosswalks or parking lots. These accidents often result in serious injuries because pedestrians have no protection.
Other Driver Collisions
Other drivers hit by rideshare vehicles make up another large category. Maybe an Uber driver was looking at their phone and drifted into your lane. Maybe a Lyft driver made an illegal U-turn to reach a passenger pickup location. If the rideshare driver was at fault, you have a case.
Multi-Vehicle Crashes
Multi-vehicle accidents involving rideshare cars can be complex but valuable. Picture a chain reaction crash on the highway where a rideshare driver’s negligence starts the whole thing. Multiple people get hurt, multiple insurance policies apply, and sorting out fault can take time. But these cases often result in substantial settlements.
Driver Injury Cases
Rideshare drivers who get hurt while working represent a growing category. If you drive for Uber or Lyft and another driver hits you, you can sue that driver. Your rideshare company might also provide some coverage depending on whether you had a passenger or were heading to a pickup.
Pickup and Dropoff Incidents
Pickup and dropoff accidents happen frequently. Rideshare drivers often stop in inconvenient places to pick up or drop off passengers. Double parking, stopping in traffic lanes, or pulling sudden U-turns are common. Other drivers don’t expect these maneuvers and accidents result.
Common Rideshare Accident Scenarios We Fund
Passenger Accidents
- Rear-end collisions while in rideshare vehicle
- Side-impact crashes during rideshare trips
- Head-on collisions involving rideshare drivers
- Rollover accidents in Uber or Lyft vehicles
Pedestrian Accidents
- Crosswalk accidents involving rideshare vehicles
- Pickup/dropoff accidents when entering or exiting vehicles
- Distracted driving incidents with rideshare drivers
Multi-Vehicle Collisions
- Chain reaction accidents involving rideshare vehicles
- Intersection collisions with rideshare drivers at fault
- Highway accidents during rideshare trips
Getting Started With Your Rideshare Accident Loan Application
The application process is simple and quick. Online application through our website or calling us directly are both options. Online applications take about five minutes to complete. Phone applications take about 10 to 15 minutes. Basic information about you, your accident, and your lawyer is what we ask for.
Required Information
Contact information is needed, including your phone number and address. Details about your accident are needed, including when it happened, who was involved, and what injuries you suffered. Your lawyer’s name and contact information are needed so we can get case documents.
Memory Concerns
Don’t worry if you don’t remember every detail about your accident. Specific information can be gotten from your lawyer and the case file. Just give us the basic facts you remember. More information you can provide upfront means faster processing of your application.
Attorney Coordination
After you apply, we contact your lawyer to request case documents. Most lawyers are familiar with legal funding and cooperate quickly. Medical records, police reports, insurance information, and their assessment of the case’s value get sent to us. This usually happens within 24 hours.
Underwriting Decision
Our underwriters review everything and make a funding decision. Fault, injuries, insurance coverage, and potential settlement value get looked at. If they approve your application, they’ll make a funding offer. Accepting the offer isn’t required just because we make one.
Agreement Process
If you accept our offer, we prepare a funding agreement that spells out all the terms. Your lawyer reviews the agreement to make sure they’re comfortable with it. Once you sign and return the agreement, we send your money using whatever method works best for you.
Support Throughout
Calling us anytime during the process with questions is welcome. This might be your first time dealing with legal funding, and we know that. How everything works gets explained and we make sure you’re comfortable with the arrangement before moving forward.
No Risk Application
Remember, there’s no upfront cost to apply. Application fees or evaluation fees don’t get charged by us. Payment is only required if we fund your case and you ultimately win. No risk exists in applying to see if you qualify and what we might offer.
Frequently Asked Questions About Bus Accident Loans
How quickly can I get rideshare accident funding?
Most approved applications receive funds within 24-48 hours. Emergency funding can sometimes be arranged the same day.
What if my rideshare accident case involves multiple defendants?
We regularly fund complex cases involving multiple parties, including rideshare companies, other drivers, and vehicle manufacturers.
Can I get funding if I was an Uber or Lyft driver who was injured?
Yes, we provide funding for injured rideshare drivers who have valid claims against other parties or insurance companies.
What happens if my settlement is less than expected?
You only repay what you actually receive, up to the agreed repayment amount. If your settlement is less than the total repayment amount, you pay the lesser amount.
Do you fund cases in all states?
We provide rideshare accident funding in most states. Contact us to confirm availability in your jurisdiction.
Ready to Apply for Your Rideshare Accident Loans?
Money you need while your rideshare accident case settles is ready for you to get. Call us at 800-961-8924 or apply online. An answer can usually be gotten within 24 hours and money in your account within 48 hours. Financial pressure shouldn’t force you into an unfair settlement. Our rideshare accident loans give you the resources to fight for the compensation you deserve. Focus on recovery and fighting for what’s right – we’ll handle your immediate financial needs.