Oasis Financial Reviews 2025

Oasis Financial Reviews Based on 2,000+ Customer Feedbacks

Looking for an honest Oasis Financial review? With over 250,000 clients served since 2003, Oasis Financial (now part of Libra Solutions) is one of the largest pre-settlement funding companies in America. But is it the right choice for your lawsuit funding needs? This comprehensive review examines real customer experiences, ratings, pros and cons, and everything you need to know before applying.

What does Oasis Financial Do?

Oasis Financial aims to help clients achieve their financial goals. They provide innovative and customized pre-settlement funding solutions that address plaintiffs’ needs by offering cash advances when needed. At Oasis, they take great pride in partnering with you as your trusted advisor. They are committed to providing you with effective service, responsiveness, flexibility, and reliability that exceed your expectations on every occasion.

No matter your financial needs—help secure financing for major litigation, planning to hire good lawyers for ongoing lawsuits — they offer quality solutions. To learn more about how they can help you meet your personal or business objectives through a wide range of services, contact them today at 844 613 2119

Oasis Financial Mission

Oasis Financial was established to ensure that every plaintiff can access their financial needs. They offer personal injury loans, lawsuit loans, and pre-settlement & post-settlement funding. All of their staff members are committed to ensuring that each client receives personalized attention and service and that they receive everything they deserve in terms of service, privacy, and communication.

Oasis understands that your financial circumstances are unique, so they prioritize treating you as an individual with specific needs. This is why we carefully consider your situation when providing you with a loan or card. Oasis will always treat you with respect and courtesy, unlike other companies who get your information from multiple sources or even run credit checks just for applying for a lawsuit loan.

 Oasis Financial Reviews Summary

Overall Rating: 4.4/5 stars (Based on 2,000+ reviews)

• Trustpilot Rating: 4.4/5 (Excellent)
• Better Business Bureau: A+ Rating
• Google Reviews: 4.2/5
• Customer Satisfaction: 89% would recommend

Quick Facts

• Founded: 2003 (20+ years in business)
• Clients Served: 250,000+
• Funding Range: $500 – $100,000
• Approval Time: 24-48 hours
• Application Fee: $0
• Credit Check: Not required

What Customers Say About Oasis Financial

Positive Oasis Financial Reviews

“Fast and Professional Service” ⭐⭐⭐⭐⭐ “Got approved in 24 hours when I desperately needed funds for medical bills during my personal injury case. The process was straightforward and the team was helpful throughout.” – Sarah M., California

“No Hidden Fees” ⭐⭐⭐⭐⭐ “Unlike other companies I researched, Oasis was upfront about all costs. No surprises when my case settled.” – Mike R., Texas

“Excellent Customer Support” ⭐⭐⭐⭐⭐ “The customer service team answered all my questions promptly. They made a stressful situation much easier to handle.” – Jennifer L., Florida

Critical Oasis Financial Reviews

“Limited Funding Amount” ⭐⭐⭐☆☆ “They only offered $100,000 maximum when I needed more for my complex case. Had to look elsewhere for additional funding.” – David K., New York

“Higher Rates Than Expected” ⭐⭐⭐☆☆ “While the service was good, the rates were higher than some competitors I found later.” – Lisa T., Illinois

Detailed Oasis Financial Review Analysis

Company Background & Credibility

Oasis Financial has established itself as a legitimate leader in the pre-settlement funding industry. Key credibility indicators include:

• Industry Memberships: Founding member of Alliance for Responsible Consumer Lending (ARC) and Americans for Patient Access (APA)
• BBB Accreditation: A+ rating with minimal complaints
• Regulatory Compliance: Licensed in all states where they operate
• Transparency: Clear disclosure of terms and conditions

Services Offered

Pre-Settlement Funding

• Personal injury cases
• Motor vehicle accidents
• Medical malpractice
• Product liability
• Wrongful death claims

Post-Settlement Funding

• Structured settlement purchases
• Attorney fee funding
• Appeal funding

Inheritance Advances

• Estate loans
• Probate funding
• Inheritance cash advances

Oasis Financial Application Process

1. Online Application (5-10 minutes)
   • Basic case information
   • Attorney contact details
   • Funding amount needed
2. Case Review (24-48 hours)
   • Attorney verification
   • Case merit evaluation
   • Funding amount determination
3. Approval & Funding (Same day)
   • Electronic contract signing
   • Direct deposit or check
   • Funds available within hours

Pros and Cons of Oasis Financial

Pros

Strong Industry Reputation

• 20+ years in business
• A+ BBB rating
• 250,000+ satisfied clients
• Excellent Trustpilot reviews (4.4/5)

Transparent Practices

• No hidden fees
• Clear contract terms
• Upfront rate disclosure
• Professional communication

Fast Approval Process

• 24-48 hour approval
• Quick fund disbursement
• Streamlined application
• Responsive customer service

No Financial Risk

• Non-recourse funding
• No repayment if case loses
• No credit check required
• No monthly payments

Wide Case Acceptance

• Multiple case types accepted
• Nationwide availability
• Works with any attorney
• Competitive approval rates

Cons

Funding Limitations

• Maximum $100,000 limit
• May not cover large case needs
• Limited availability in some southern states

Cost Considerations

• Higher rates than traditional loans
• Compounding interest structure
• Fees reduce settlement proceeds

Case Restrictions

• Only strong merit cases approved
• Some case types excluded
• Attorney cooperation required

Frequently Asked Questions About Oasis Financial

Is Oasis Financial Legitimate?

Yes, Oasis Financial is a legitimate company with 20+ years in business, A+ BBB rating, and membership in industry organizations promoting ethical practices.

What Are Oasis Financial’s Interest Rates?

Rates vary by case but typically range from 2-4% per month. All rates are disclosed upfront before signing any agreement.

How Long Does Oasis Financial Take to Approve Applications?

Most applications are approved within 24-48 hours, with funds available the same day as approval.

Does Oasis Financial Require Good Credit?

No, Oasis Financial doesn’t perform credit checks. Approval is based solely on the strength of your legal case.

What Happens If I Lose My Case?

If your case is unsuccessful, you owe nothing to Oasis Financial. This is called “non-recourse” funding.

Can I Apply If I Already Have an Attorney?

Yes, you must have legal representation to qualify for Oasis Financial funding. They work directly with your attorney throughout the process.

What Types of Cases Does Oasis Financial Accept?

They fund personal injury, motor vehicle accidents, medical malpractice, product liability, wrongful death, and other civil cases.

Are There Any Hidden Fees?

No, Oasis Financial discloses all fees and terms upfront. There are no application fees or hidden charges.

How to Apply for Oasis Financial Funding

Step 1: Check Eligibility

• Active lawsuit with attorney representation
• Strong case merit potential
• Need for immediate funding

Step 2: Gather Required Information

• Attorney contact information
• Case details and timeline
• Desired funding amount
• Personal identification

Step 3: Complete Online Application

• Visit Oasis Financial website
• Fill out secure application form
• Submit required documentation
• Await case review

Step 4: Review and Sign Agreement

• Receive funding offer details
• Review terms with attorney
• Sign electronic agreement
• Receive funds via direct deposit

Recent Oasis Financial News & Updates

Oasis Financial Becomes Libra Solutions (2022)

In February 2022, Oasis Financial’s parent company rebranded to Libra Solutions, expanding their service offerings while maintaining the same high standards of customer service and ethical practices.

Expanded Service Areas

Libra Solutions has expanded to serve more clients nationwide, with improved technology platforms and faster processing times.

Customer Service & Support

Contact Information:

• Phone: (877) 594-3889
• Website: oasisfinancial.com
• Email: info@oasisfinancial.com
• Hours: Monday-Friday 8 AM – 6 PM EST

Customer Service Quality:

• Average wait time: Under 2 minutes
• Resolution rate: 95% first call
• Customer satisfaction: 4.4/5 stars
• Multilingual support available

Final Verdict: Is Oasis Financial Worth It?

Based on extensive review analysis and customer feedback, Oasis Financial earns a 4.4/5 star rating as a pre-settlement funding provider. Here’s our recommendation:

Choose Oasis Financial If:

• You need funding under $100,000
• You want a reputable, established company
• You prefer transparent, ethical practices
• You need fast approval and funding
• You want excellent customer service

Consider Alternatives If:

• You need more than $100,000 in funding
• You want the lowest possible rates
• You need funding for case types they don’t accept
• You’re in certain southern states with limited availability

Top Alternatives to Oasis Financial

While Oasis Financial is excellent for most plaintiffs, consider these alternatives:

1. ECO Pre-settlement Funding – Higher funding limits, competitive rates
2. Tribeca Lawsuit Loans – Up to $1M funding available
3. Baker Street Funding – Specialized in large cases
4. Rockpoint Legal Funding – Focus on complex litigation

Conclusion

Oasis Financial has earned its reputation as one of the most trusted names in pre-settlement funding. With over 250,000 clients served, A+ BBB rating, and excellent customer reviews, they offer a reliable solution for plaintiffs needing financial assistance during litigation.

While they may have some limitations (funding caps and geographic restrictions), their transparent practices, fast approval process, and strong customer service make them an excellent choice for most plaintiffs seeking pre-settlement funding.

Bottom Line: Oasis Financial consistently receives positive reviews from customers and industry experts alike. Their 20+ year track record and ethical practices make them a safe choice for your pre-settlement funding needs.

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Disclaimer: This review is based on publicly available information and customer feedback. Pre-settlement funding rates and terms may vary. Always consult with your attorney before making funding decisions.