If you suffered injuries while driving, you may have met with an accident, and you have to pay off your medical bills, or your car may have to be repaired. All of these can be covered by insurance, but in case your insurance company is not providing you with enough money to cover the damages, You can file a car accident lawsuit if you are at no fault for the accident.
In a situation where you get denied money from the insurance company or the offender doesn’t have any insurance, fighting a legal battle is your only option. A legal battle will not just cost you plenty of money; you have to wait months and years to receive any settlement.
Since filing a car accident lawsuit is a big step, you need to understand a few things for those who will be the plaintiff for the first time. As a car accident lawsuit loan provider for over a decade, we have combined a guide to help you understand better. Let’s check some key things you need to know if you file a car accident lawsuit.
Understanding The Basic Of Your Car Accident Case Is Necessary
If you suffered injuries because of a car accident that is not your fault, they have the right to sue the offender. There are a few important things you should know, like the statute of limitations. You need to be aware of your time limit so you can file a lawsuit before the deadline. Generally, in many states, the statute of limitation is one to three years. If you miss the statute of limitation deadline, you cannot file a car accident lawsuit.
The second thing you should know is that you must not be at fault for the accident. If you are at fault, you will not be able to receive compensation. You have to prove that the other driver is at fault for the accident because of carelessness. After an accident, you must gather evidence, file a police case, get a witness statement, or try to get traffic camera footage. Getting all these will be necessary and should be taken care of precisely.
Lastly, you must know what kind of claim you can make. Sometimes, you can claim for economic damages; in some cases, you can fight for noneconomic damages. If you have medical bills because you were hospitalized due to a car accident, you will fall under economic damage. The court will decide the settlement based on the financial losses you suffered because of an accident. In case you suffer physical trauma or disability, which can not be based on the money you spend after an accident, it will come under non-economic damages. Determining the consequences after an accident is very important, as the court will determine the settlement amount based on the damages you face.
Hire An Attorney Is a Must
Individuals cannot handle lawsuits independently; they must hire a professional to do so. A lawyer will help you file a lawsuit, collect evidence on your behalf, and go to trial so that you can get fair compensation. Car accident lawsuits are very complicated cases, as determining the damages and offenses requires a lot of hard work and trial proceedings.
Further, if you have been denied financial help by the insurance company, only a lawyer can help you get fair compensation. Since insurance companies have a big team of lawyers to handle such lawsuits, hiring a lawyer for your own case can level the playing field. They have all the knowledge of the laws and can fight for their rights if they suffer wrongdoings.
A lawyer will work on your behalf to gather evidence to strengthen the case. They will talk with witnesses and get expert opinions. They will also negotiate with insurance companies if necessary. Further, if your car accident lawsuit goes to trial, they will present your side to the judge and jury to get you a fair settlement.
It is always best that you hire an attorney who is an expert in handling car accident claims after an accident. Try to get a local attorney to represent you in court. Generally, attorney works on contingency fee basis, and you must check this prior as it will help you reduce the litigation expenses. Since attorneys working on a contingency basis get paid after the settlement.
Get Yourself Financially Sorted
While you are dealing with a car accident lawsuit, you will need money. After an accident, covering your medical expenses is a must. And in case you suffer injuries that make you jobless or require you to take days off work, all this will negatively affect your financial condition.
Permanent disability can make your life a bit tough if you have no savings and you get completely dependent on the compensation you will receive. But you must understand that settling a car accident lawsuit takes months or years. You need to have a financial backup to sustain during the litigation proceedings. Getting a car accident lawsuit loan will help you get your finances fixed if you are in the middle of a case where you suffered injuries because of the other driver’s negligence.
Pre-settlement funding is a type of financial solution designed for people with active car accident claims. Only people who suffered injuries (plaintiffs) can apply for car accident funding. These cash advances are not like regular loans from a bank. They are specifically made for plaintiffs who agree to share a portion of their future settlement in exchange for money right now.
Car accident loans do not just help you cover your expenses in the middle of a lawsuit, but they can also help you make your case strong. You can use the money to get an expert opinion. Further, you won’t have to agree to any lowball offers in the absence of money.
Get The Funds Now & Secure Your Rights
You must understand that getting a car accident loan is only possible if you have an active case and an attorney represents you in court. Without the consent of the attorney, pre-settlement financing is not possible. So before you try to get a cash advance, you must file a lawsuit, hire an attorney, and then apply for one. Even attorneys can get cash advances if they have many unpaid cases and are working on a contingency basis.
Attorney funding is designed for lawyers who have active cases, but the plaintiff cannot pay them right now. These cash advances can help you sustain the long litigation proceedings without any financial hiccups.
People who suffer injuries may have to get some surgery, or during litigation proceedings, they may also have to get medical care. You can also pay for the hospital bills and any medicinal needs with a car accident loan. Further, you can use a car accident loan to fix your car if it gets wrecked because of the other driver’s fault. Even if you have been involved in an accident where you were using a ridesharing cab, you can get ridesharing app accident lawsuit loans.