If you’ve been in a car accident that wasn’t your fault, you know just how difficult it can be. At ECO Pre-Settlement Funding, we really understand the confusion, stress, and uncertainty you’re going through. Being one the best car accident lawsuit loan specialists in North Carolina, we have helped hundreds of folks across North Carolina get approved for accident loans.
We know how overwhelming medical bills, car repairs, and regular living costs can feel after a serious collision. At ECO, we have a decade of experience in providing real help to accident victims like you who need money before their case settles. Lets walk you through how our loans work, what we need from you, and how borrowing can help you move forward during this challenging time.
Here’s what sets ECO apart:
- We make the loan process quick and hassle-free
- You get personalized payment plans tailored to your situation
- We maintain great relationships with the best NC injury law firms
- There are never any hidden fees or upfront costs
To feel fully informed and comfortable with your options for financial relief. Please reach out with any questions at all
Why Choose Us For Your Car Accident Loans in North Carolina
When an accident leaves you unable to work or with mounting medical bills, getting emergency cash can be a lifesaver. An accident loan from ECO lets you borrow money using your pending claim, so you don’t have to drain your savings or go into credit card debt.
Here’s how we can help:
Pay Health Care Costs Without The Burden of Debt
After a serious collision, medical expenses can pile up shockingly fast. Even with decent health insurance, you’re often stuck covering deductibles, copays, equipment, specialized therapy, and more out of pocket. Turning to credit cards or predatory lenders just leads to financial headaches down the road. High-interest costs and payments you struggle to afford end up doing more harm than good. An accident loan gives you access to funds at reasonable rates now so you can get the treatment you need without being buried in debt. We only get repaid from your eventual settlement.
Handle Regular Bills Until You Receive Compensation
On top of medical costs, there are still everyday living expenses like rent, car payments, childcare, and groceries. When you’re unable to work due to accident injuries, these bills can quickly become overwhelming. Rather than falling behind and damaging your credit, a cash advance from ECO can cover these costs until you receive compensation for lost wages and other damages. This prevents late fees, power shut-offs, and repossessions.
Get Cash Within 24-48 Hours of Approval
We know that when funds are tight, you need money deposited quickly. At ECO, you can get approved in as little as 5 minutes over the phone or online. Once we have all the required documents from you, cash can be wired to your account or sent overnight within 24-48 hours. For those who qualify, we even offer same-day cash advances in urgent situations. We understand delays only add more stress, so we do everything to expedite the process.
Loan Amounts Up to $100,000
We will provide loan amounts between $500 and $100,000 based on your unique situation. Do you need a few thousand dollars for immediate medical bills or tens of thousands to cover extensive therapies and aftercare? We can accommodate either situation. Our team will thoroughly assess your expenses, treatment costs, and estimated case value to find the optimal loan amount. Taking out too little leaves you still cash-strapped. Too much can become a big burden to repay later.
No Impact on Your Future Settlement
Will borrowing money affect the amount I ultimately receive for my claim? This is one of the most common questions we get. The answer is no – your settlement will not be reduced at all if you take out an accident loan from ECO. You only repay what you borrow plus reasonable interest and fees, but it comes directly from your eventual settlement, not in addition to it. And if for any reason we can’t recover damages for you, you pay nothing at all. There is zero risk or impact on your claim outcome.
Applying Process For Car Accident Loans in North Carolina
To give you an idea of what to expect, here is an overview of the ECO application process:
Step 1 – Call or apply online. Provide basic personal information so I can review your situation.
Step 2 – Discuss your needs with me over the phone. I’ll explain your loan options, terms, and how borrowing can help.
Step 3 – Submit required documents through email or our mobile app. Police reports, medical records, attorney info, etc.
Step 4 – Get pre-approved for a loan amount that fits your unique needs.
Step 5 – Finalize paperwork and choose your preferred disbursement – wire transfer or overnight check.
Step 6 – Funds are sent to you within 24-48 hours in most cases. Faster disbursement may be possible.
Step 7 – Make loan payments on the agreed schedule as you recover until your claim settles.
From start to finish, I’m here as your loan specialist to make the process smooth and convenient for you. We’ll maintain contact the whole way to provide updates and support. You’ll be impressed by how fast we can get you cash once approved!
Frequently Asked Car Accident Loan Questions
How much can I borrow in North Carolina?
We provide loans between $500 and $100,000 tailored to your situation. Medical bills, car repairs, and regular living costs quickly add up. We’ll determine an amount that helps cover costs without overburdening you.
How fast is the approval process?
Many of our customers see funds in their account in just 1-2 days after applying. We know faster is better when you urgently need cash. We’ll expedite every step for you.
What loan terms and lengths do you offer?
Repayment terms are customized just for you – usually between 6 months and 3 years depending on your needs. We’ll find the schedule that works best based on your ongoing medical care and expected claim resolution.
Does my credit score matter?
Not at all! We look at many other factors like your accident claim details, expenses and legal representation. Your credit score or history does not prevent you from being approved.
Will borrowing affect my settlement later on?
No way! We are repaid out of your settlement only after it is paid by the insurance company. The total amount is never reduced because you took out a pre-settlement loan with us at ECO.
What if my attorney says my case may not win?
At ECO, you take on no risk if your claim gets denied or dismissed for some reason. You would only repay us if we are able to secure a settlement on your behalf. We receive nothing if your case gets thrown out.
Can I use the money for anything I need?
Absolutely! Use your loan for medical bills, therapies, car repairs, everyday living expenses, or anything else related to the accident and injuries. As long as costs tie to the incident, we place no restrictions on how you use the funds.
Are there any hidden fees I need to worry about?
Nope, at ECO there are never any surprise costs or fees! I’ll clearly explain interest rates and all repayment details before you accept loan terms. We believe in transparency from start to finish.
Reach Out to ECO Pre-Settlement Funding Today!
We hope this look at our car accident loan process has been helpful. If you need emergency cash before your injury claim settles, please reach out now to get started. I’m ready to answer all your questions and get you financial assistance as quickly as possible! Being a well-known brand for pre-settlement funding, you can have the best possible solution for your pending lawsuit expenses. Give us a call at 800-961-8924 or apply online here. If you are a victim of auto accident in North Carolina with a pending settlement award, we can be of great assistance.