Best Pre-settlement Funding Companies in 2024

People who have an ongoing lawsuit and are seeking compensation mostly try to get pre-settlement loans from the trustworthy and best pre-settlement funding companies. Therefore, we have compiled a list of the top-rated pre-settlement loan providers. This list will help you in selecting the right company for your lawsuit funding requirements.

When a person is going on with a personal injury lawsuit, cash is something that is needed the most. But no one likes to apply with pre-settlement funding companies that are predatory and only focus on making a profit for themselves.

Being one of the renowned names in the pre-settlement funding domain, we at ECO understand how other litigation financing companies are working in the industry. The Internet is full of options when you search for a pre-settlement loan company, but it can be confusing and sometimes very difficult to choose. Since you are trying to cope with the financial worries during a lawsuit, you want to partner with hassle-free providers that are true to their business. Hence we have compile a list of companies that offers pre-settlement loans.

More Information About The Most Prominent Pre-settlement Funding Providers in The US

As we listed out the names of the best pre-settlement funding companies, in the next section, we will learn more about each of the companies in details. We will learn about their working process, experience, and history of the company. 

ECO Pre-settlement Funding

ECO Pre-Settlement Funding is the top-ranked pre-settlement funding company in the US that has a good reputation and offers settlement loans that are quick and easy to get. ECO Pre Settlement Funds have no risk at all because they have a non-recourse feature and provide lawsuit loans with low-interest rate. This means you won’t have to pay back the cash advance until you win your case and get the settlement. ECO pre-settlement funds almost every kind of lawsuit, and we will always try to find a way to help you. So, each case is looked at on its own. Our legal finance company talks to your lawyer directly, and the application process is easy and quick.

America Lawsuit Loans

The company, America Lawsuit Loans, is based in Florida. They give their clients cash advances on the money they will get from a lawsuit settlement in the future. Like every other company on this list, you only have to pay back their lawsuit loans if you win your case. They are experts in many different kinds of cases, such as those involving product liability, personal injury, car accidents, and employment. They don’t check your credit, and whether you get a loan depends only on your case.

Tribeca Lawsuit Loans

Tribeca Lawsuit Loans is one of the best companies for pre-settlement funding. Getting pre-settlement funding is quick and easy with them. They don’t check your credit, don’t look at your finances, and don’t require you to have a job. If you don’t win your case, you don’t have to pay back your Tribeca pre-settlement funding loan. Tribeca offers pre-settlement funding for almost any kind of lawsuit you can think of. Tribeca has helped people with a wide range of problems, from accidents on construction sites to lawsuits for wrongful death.

US Claims

Reviews of USClaims Funding say that this is one of the best settlement funding companies because they were one of the first and have been around for more than 20 years. Legal lending is still a young business, and USClaims has been there since the start. This company is friendly and has great customer service.

Momentum Funding

Momentum Funding is based in the Florida city of Boca Raton. Momentum is licensed to offer funding in more than one state, and its “About Us” page is one of the clearest in the legal funding business. Both are important if you want people who visit your site and need lawsuit cash now to trust you. Legal Business Services, LLC, is made up of Momentum Funding, LawCash®, and Ardec Funding. It was formed in September 2019.


Glofin offers between $500 and $250,000 in pre-settlement funding. Glofin, unlike some other companies, does not ask for payments every month. Its application process is quick and easy, so you won’t have to wait too long to get a quote from Glofin. They also offer cash advances on settlements while you wait for your settlement payment.

best pre-settlement funding companies

Common Qualities You Can Find In Best Pre-Settlement Funding Companies

They Promptly Respond To Plaintiff and Quickly Provide Lawsuit Loans

A lawsuit can be a costly affair, and every bill has a deadline, whether it’s utility bills, home rent, or legal fees. You want to work with a pre-settlement funding company that responds to your queries promptly and takes less time to approve your application. Top pre-settlement funding companies often take only a day or two to approve a case and can provide funding in the next few days; time can vary from company to company.

Maintains Transparency in Their Contract

No one likes to read legal jargon or fine print, but it’s always a good practice to have an attorney read the contract. You should work with a legal funding company that has easy-to-understand pre-settlement funding contracts.

Provides Non-recourse structured settlement loans

Most of the pre-settlement funding companies provide non-recourse structured settlement loans, and it’s always a good idea to work with a firm that offers no-risk loans. As a plaintiff, you don’t want to end up paying more than what you can expect from your future reward. Non-recourse structured settlement loans will never allow you to take more cash than what a lawsuit requires. Avoid companies that give a direct loan on your lawsuit in return for some other physical collateral.

Most Common Queries People Ask From Pre-settlement Funding Companies

What are pre-settlement loans?

Pre-settlement loans are cash advances that companies give to plaintiffs whose lawsuits are still going on. In exchange, the companies will want a portion of the money you get from your settlement.

If you’re dealing with an injury and lawsuit at the same time, cash scarcity is common. If you don’t have much saved, the best option available to you is pre-settlement funding. Since they are easy to get, even if you don’t have a good credit score, you can apply for pre-settlement funding.

Pre-settlement loans are also called by different names, such as lawsuit loans, settlement loans, legal funding, and lawsuit cash advances.

Why is pre-settlement funding the best option?

After all, insurance companies are notorious for dragging their feet when it comes to paying out claims, so anything that helps you take care of things while awaiting settlement can be crucial—whether it’s covering medical bills or helping keep you afloat financially during an injury recovery period.

Because of this, most plaintiffs think that pre-settlement funding is the best choice because they get the money before they even get any settlement offers.

Further, pre-settlement loans are no-risk funding because plaintiffs get the funds they need and can repay them after winning the claim. And if you lose the case, you don’t have to pay anything because the lawsuit is the collateral for the pre-settlement loan.

How do I get pre-settlement funding quickly?

Most of the time, lenders don’t need a lot of paperwork to decide if they will give you an advance on your case. But if you get approved for a lawsuit loan, you must be ready with information about your case and lawsuit.

The more details you can supply about your situation, the better lenders will be able to assess how likely it is that they’ll receive their money back.

In addition to other questions about your case, they may ask what damages you’ve suffered and who caused those damages.

It’s important to give complete answers if you want to get funding quickly.

Do I need an attorney for pre-settlement funding?

Always read through any fine print or contract and have an attorney look over your paperwork to make sure that nothing has been misstated or left out; many borrowers don’t realize until it’s too late that their loan terms are not as clear as they seemed at first glance.

It may also hurt your case if there is incorrect information on your pre-settlement loan documents, like a phone number or email address that is not working.

So it’s always a good idea to double-check all details before closing an agreement with a lender.

How Do I Choose the Best Pre-Settlement Funding Company?

It can be difficult for clients to choose best pre settlement loan companies and even more so when so many options are available.

There are certainly some distinctions between them, including how each works and what types of cases they accept.

Before choosing a specific provider, it’s important to do some research on your own about what each option entails so that you can make an informed decision about which company would work best for your case.

The more information you have about each, such as interest rates and payment terms, will also allow you to weigh all factors in order to determine which is right for your case.

Partner with best pre-settlement funding company

At ECO pre-settlement funding, we provide plaintiffs with easy access to quick cash advances against their pending lawsuit. You can use the funds to keep the lawsuit going without settling for lowball offers. Take the required funds from our company and settle all your pending bills, giving you peace of mind in the midst of a legal process.

Call us at (800) 961-8924 or fill out the lawsuit loan application form, and our executives will contact you to understand your case type and assist you with the best funding option available for you.

Get A Pre-settlement Funding Quote

If you are already in a lawsuit, then we can offer you lawsuit funding without any hassle.

CALL: 800-961-8924