Massachusetts Pre-Settlement Funding
Bridge the wait for your Massachusetts settlement with a cash advance today.
When an Massachusetts lawsuit drags and expenses mount, pre-settlement funding carries you across the gap with cash against your expected recovery. Repayment comes only from a successful settlement or verdict.
Reviewed by Johnny Cavalli, Founder, ECO Pre-Settlement Funding · Last reviewed
✓ Repay $0 If You Lose
✓ $500 to $250,000+
✓ No Credit Check
✓ 24-48 Hr Funding
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Injury Claims in Massachusetts: What Plaintiffs Should Know
How often injuries happen in Massachusetts
Massachusetts’s crash record shows 343 traffic fatalities and 2,849 serious injuries in 2023. Most of that falls in and around Boston (Suffolk County). Every one of those injuries can mean lost wages and mounting bills long before a settlement arrives.
Sources: official Massachusetts crash data and NHTSA. See the citations at the foot of this page.
Filing an injury claim in Massachusetts
The bulk of Massachusetts claims originate in Boston (Suffolk County), Worcester, Springfield. Injury cases are filed in the Superior Court, Massachusetts’s trial court for these claims. Local court pace differs, so two similar claims can resolve on very different timelines.
How Massachusetts shapes case value
On the ground in Massachusetts, Massachusetts runs a no-fault auto system, so your own PIP coverage pays the first medical bills no matter who caused the crash. You can step outside that system and sue the at-fault driver only once your injuries clear the state threshold, which makes early, thorough medical documentation important.
Massachusetts applies modified comparative negligence with a 51% bar. At or above 51% you are shut out; under it, your recovery is reduced by your share, so how fault is apportioned in your Massachusetts case matters to funding. And because Massachusetts’s filing deadline for most injury claims is 3 years, an approaching deadline is a common reason to line up counsel and funding early.
Time limits on Massachusetts injury claims
The main Massachusetts deadline is 3 years; malpractice claims follow 3 years from discovery, 7-year statute of repose, and wrongful death is 3 years from death. Timing is not a formality in Massachusetts: past the deadline the claim is barred. Because we fund only claims that are filed or still in time, an early filing helps on both fronts.
Your advance in Massachusetts
Your Massachusetts advance is a fraction of the expected settlement, commonly 10 to 20 percent of net value, which is why liability and damages drive the number. Massachusetts sets bodily-injury minimums at $25,000 per person, so a low-limit policy can limit recovery, and we factor that into the offer. See how personal injury advances work for the mechanics. The review is free, and repayment on a Massachusetts advance is owed only out of a recovery.
Qualifying for Funding in Massachusetts
Qualifying in Massachusetts comes down to an active claim, an attorney on contingency, and a deadline (3 years) that has not passed. We approve on case merit. See who qualifies for lawsuit loans.
Open Massachusetts Case
A live injury suit in Massachusetts, heard in the Superior Court. We work with claimants across all 14 counties.
Massachusetts Attorney on Contingency
An attorney licensed in Massachusetts handling your case on a contingency fee. We coordinate the advance directly with your law firm.
Underwritable Case Facts
We underwrite the strength of the Massachusetts claim, clear fault and real damages, rather than your finances. No credit check.
Massachusetts Case Types We Fund
These are the Massachusetts injury cases we advance on most often; each card links to details.
Auto Accidents
Car, truck, motorcycle and rideshare collisions across Boston (Suffolk County) and the rest of Massachusetts.
Medical Malpractice
Claims against Massachusetts doctors and hospitals, from surgical errors to delayed diagnosis.
Premises & Slip and Fall
Injuries on someone else’s Massachusetts property, from wet floors to poor lighting. Premises liability.
Workplace & Construction
Massachusetts worksite injuries with a third-party claim, alongside workers compensation.
Wrongful Death
Family claims when a Massachusetts injury turns fatal.
Catastrophic Injury
The most serious Massachusetts harm, from traumatic brain injury to severe burns.
Get your Massachusetts funding decision in 24 hours
Get StartedOr call us toll-free at (800) 961-8924.
Massachusetts Pre-Settlement Funding Laws and Regulations
Massachusetts’s injury rules shape every funding decision, from the filing deadline to the negligence rule that sets case value. Verify dates and fault percentages with your attorney before relying on anything below.
Statute of Limitations for Personal Injury
- General negligence: 3 years [1]
- Medical malpractice: 3 years from discovery, 7-year statute of repose
- Wrongful death: 3 years from death
Massachusetts applies different limits to malpractice and wrongful death, and government claims can carry short notice deadlines. Verify dates with counsel.
Minimum Mandatory Auto Policy Limits
- Bodily Injury Liability: $25,000 per person / $50,000 per accident [2]
- Property Damage Liability: $30,000
- Personal Injury Protection (PIP): $8,000 PIP
Massachusetts is a no-fault state, so PIP pays first. Uninsured-motorist coverage is offered and can usually be added.
Negligence Rule
- Modified comparative (51% bar)
- This rule decides how shared fault changes what you recover in Massachusetts.
We weigh this rule when we size a Massachusetts advance.
The Massachusetts Funding Process Step by Step
The Massachusetts process is short: apply, underwriting review, funds. See how it works for detail.
1
Send Your Details
Fill in the Massachusetts form or ring (800) 961-8924; the whole thing runs about five minutes.
2
Case Review
An underwriter reviews liability and damages with your Massachusetts attorney. Most decisions arrive within one business day.
3
Get Funds
Once the agreement is signed, funds wire the same or next business day, often within 24 to 48 hours.
Common Questions From Massachusetts Plaintiffs
Does Massachusetts’s PIP or injury threshold affect whether I can get funding?
It affects timing, not eligibility. In Massachusetts, PIP pays your first medical costs, and your claim against the at-fault driver opens once your injuries meet the state threshold. As soon as that liability claim is active and your attorney can value it, we can review your Massachusetts case for an advance.
What happens to my advance if I’m 30% at fault in Massachusetts?
At 30 percent you are under Massachusetts’s 51-percent bar, so you still recover, with your award cut by 30 percent. We build that reduction into the advance, which is why an early, realistic fault estimate from your Massachusetts attorney helps us offer the right amount.
How much can I get on a Massachusetts car accident case?
Advances typically run 10 to 20 percent of expected recovery, from $500 to $250,000+. With Massachusetts’s minimum bodily-injury limits at $25,000 per person, a small policy can cap value, so we anchor the advance to your attorney’s projected settlement rather than a flat number.
Do I have to live in Massachusetts to qualify?
You need a case filed in Massachusetts, not a Massachusetts address. Plenty of clients live out of state while their Massachusetts claim proceeds; we work through their attorney either way.
Resources
- General injury statute of limitations (3 years) – official Massachusetts statute (malegislature.gov).
- Massachusetts auto insurance minimums – Massachusetts insurance authority (mass.gov).
- Serious injuries, traffic fatalities (2023): FHWA State Highway Safety Report – source.