New Jersey Lawsuit Loans

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Pre-settlement funding for New Jersey Residents

Stuck in a lawsuit in New Jersey?

Are you worried about having to cover your legal fees from your own pocket, potentially hurting your financial situation?

New Jersey lawsuit loans are here to help!

These loans are designed to help you pay off your legal fees and make it easier to pursue justice.

Read on to learn more about these convenient lawsuit loans for New Jersey residents.

What are lawsuit loans?

A lawsuit loan is a type of cash advance on a lawsuit.

Lawsuit loans are very similar to traditional payday loans and installment loans in that they are small, short-term unsecured loans with high-interest rates (40% or more).

The biggest difference between a lawsuit loan and other types of payday or installment loans is that you can qualify even if you don’t have a steady income.

If you need quick money because your case has already been going on too long, they can be an option.

However, if your case has just begun and is likely to take months or years to settle, suing might not be an option at all—you could find yourself needing to come up with another source of funding before your trial even starts.

How do they work?

Here’s how it works: you have an unexpected, life-changing event that requires a lot of cash, like a medical emergency or lawsuit settlement.

You don’t qualify for traditional loans—maybe your credit is less than stellar, or perhaps you just don’t have collateral to offer.

Either way, traditional loans aren’t an option. A lawsuit loan offers you a chance to turn your problem into cash without unnecessary red tape.

NJ lawsuit loans work by providing money to people filing a lawsuit or about to file one.

To receive money, you must have an attorney represent you in court.

We will use your case as collateral until you win your case and collect the fee.

Once that happens, you repay the loan along with interest.

However, if you lose, you don’t give back any of your money.

How can I get a lawsuit loan in New Jersey?

NJ lawsuit loans are available to New Jersey residents who have been involved in a

or any other personal injury case.

These funds can be used to pay living expenses such as rent and utilities while you wait for your settlement.

The amount of money you receive through your lawsuit will likely not cover all of your bills; that’s where a legal funding company can help.

New Jersey lawsuit loans can be used to cover any unpaid bills until you receive your settlement.

Our lawsuit funding company offers NJ lawsuit loans by charging interest on loaned funds, usually at a lower rate than credit cards and banks offer.

How much can I borrow?

Before answering how much can I borrow, we need to know what you’re using for.

For example, if you’re using your neighbor who cut down one of your trees and caused damage to your property, it may be a small lawsuit, but if you are using a large company or corporation, then you may get more cash.

The best way to find out is to contact our NJ Lawsuit Loan specialist, and we will let you know how much money you might be able to borrow.

We do not charge any fees and do not require any credit checks, so there is no risk in calling us!

Is there an interest rate attached to my lawsuit cash advance?

One of our most frequently asked questions is

Do you charge interest on a New Jersey lawsuit cash advance?

While there are many reasons to take out a New Jersey lawsuit cash advance, and there are multiple options available; one of our favorite uses for an NJ lawsuit cash advance is as a final bit of funding that makes your settlement go smoothly.

It can be hard to convince opposing parties to sign off on settlements or pay-offs when there’s millions of dollars at stake.

That’s where a New Jersey legal funding service like ours comes in – with professional help, money arrives quickly, and you get exactly what you need without strings attached.

Am I going to be asked for any collateral?

In some cases, yes.

Your attorney will look at your case’s potential, and if you have any assets that can be used as collateral to ensure you pay back your legal funding, they will ask for it.

NJ lawsuit loans ask only that you put up your damages award, which you should receive once your case is won.

However, suppose you are a victim of fraud or identity theft and are looking to sue over those issues as well.

In that case, most lawsuit loan companies don’t want to take on more risk than they absolutely have to, so they may require collateral in these situations.

It’s best to check with an attorney before taking out a lawsuit loan just in case!

Will the court know about my lawsuit funding?

Yes, in New Jersey, if you receive lawsuit funding, whether it be in a lump sum or installment payments, any award of judgment money paid to you by a court of law is considered income.

This means that your lender will likely have to pay state and federal taxes on these amounts.

You can deduct from your taxes as business expenses any fees you pay in connection with these loans.

If a creditor garnishes your wages without going through court procedures; that’s called an automatic attachment or levying your bank account.

Should I consult with an attorney before applying for legal funding?

Before you apply for legal funding, it’s a good idea to consult with an attorney.

Legal funding companies do not evaluate your case, meaning they don’t determine whether or not you should file suit; instead, they provide cash advances based on your contract and non-recourse promissory note.

Consulting with an attorney can help ensure that you are qualified to receive legal funding by ensuring your case is well documented and has no weak points.

We offer cash advances in every city of New Jersey

Newark Jersey City
Paterson Elizabeth
Lakewood Edison
Woodbridge Toms River
Hamilton township Trenton

Apply For New Jersey Lawsuit Loans Now; Get Funds In Next 48 Hours

The worst thing about getting sued in New Jersey; is the stress of worrying about how you’re going to afford your legal defense. Especially if you’re going up against the deep pockets of an insurance company or a large corporation with millions to spend on their legal team.

Before filing a lawsuit in New Jersey, it’s important to keep in mind that it could take months or even years to settle. So having enough money to live off of until the end of the case is essential.

In some cases, your lawyer may be able to use your future settlement as collateral against which they can borrow money immediately to help you pay bills while you wait out the long court proceedings.

This type of legal funding is called lawsuit loans; they can be extremely helpful if you’re at risk of losing your home or other assets because of a lack of funds during this period of time.

Fortunately, our pre-settlement fundings are available in New Jersey; we can provide immediate cash right when you need it most.

So you don’t have to worry about being unable to pay your bills while you’re trying to fight back against your opponent in court.

Get A Pre-settlement Funding Quote

If you are already in a lawsuit, then we can offer you lawsuit funding without any hassle.

CALL: 800-961-8924